 I have so many debts that i cant afford to pay off.? |
| Anyone can help me? or even tell me what to do.i disperately need some help and advise. help!help! thanks.... |
|
 EBay question? |
| is Paypal a safe method (for the seller) for receiving money? Can anyone advise on this - are payments guaranteed and cleared once in your account etc? Have there been any issues with internet ... |
|
 What do u think about opening more than one bank account? |
| do u think its advisable to open more than one account? why? or why not?... |
|
 I have a credit score of 664? |
| can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the ... |
|
 Where can I apply for a loan even though I have really bad credit.? |
| I want to be able to consolidate my bills into one payment. I already have a home equity loan but my bill does not go down. Where can I apply for a loan?? Please help...... |
|
 Hiding money from my wife? |
My wife has severe spending problems. I am in the military, and she is starting her own daycare, but currently doesn't have an income.
A few months ago, I received $28,000.00 from my ... |
|
 My bank just charged me for a failed Standing Order? |
| Hi, my bank charged me £25 for a standing order that was not sent out. I admit, I did make a mistake entering the date - it should have been 2 days later, but regardless, they charged me £25 for a ... |
|
 Alot of these loans people are telling about are from Nigeria. are they a scam? |
| they say they need money for non residential certificates. Is it for real how do you find out????... |
|
 Can you help me what I should buy from my christmas money? |
I received 600dollars cash during christmas holiday and I still have the cash with me, and maybe you guys can suggest what I should buy.
Thank you.
Additional Details
I have TV ... |
|
 10 Points: What are all the living costs I should take in account when buying a house? |
My fiance and I want to buy a house and I am in charge of figuring the cost. I need a list of things that will be a cost to us such as water, heating, garbage.
I have water, hearing and garbage..... |
|
 If a loan company goes bankrupt do you have to pay the loan back? |
Additional Details
i was about to send them a check for the amount but i found out they went bankrupt do i have to pay it ... |
|
|  |
Lynn H | Stick it out or sell up? Need help please!!!? |
Im 21yrs old, me and my bf decided to be sensible and we got a mortgage. We've been here for 1 year. Were both really really low now, while all our friends are going out and going on holidays, we cant afford it, we cant afford anything, we pay the mortgage and all the bills and are left with hardly anything. Its affecting us both ALOT. My family think sell up and enjoy ur life while your young. My bf's family think its a massive mistake, yo need to think about your future. Please please help. |
 |
 
Blaubart
 |
If you've only been in the house for a year, it will very likely cost you money to sell it, even if the value increased a little. If you use a Realtor to sell the house, it will cost you 3-6% of the selling price in commissions.
Hang in there. |
|
gordon3392
|
Stay put Things will get Better,,,you have something to Barter with,,,sell up and when you have spent up you will have nothing,,, |
|
Divasue
 |
In the UK houses are not as easy to sell as they were. If you do choose to sell now in a declining market you may get more for your house now than if you wait a few months, however this may not be as much as what you paid for it if you include fees etc. House prices are expected to fall by anything form 5% to 30% depending on who you listen to. I remember the housing crash of the late 1980s/early1990s and it was a tricky time for all involved but interest rates were 15% then and that made a huge difference. 5n the long term property is a good investment but if you feel you cant stay put the put your house on the market and see what sort of interest you get, some agents work on a no sale no fee basis so you could do that for no risk so to speak. Your other option could be to rent out a bedroom, that is a tax efficient way of earning extra money form your home, or you could move back to your parents and rent out the whole of your house as the home rental market is very strong at present. I hope this is of some use to you |
|
Doctor Deth
 |
house is probably worth less than when you bought it - you may even have negative equity, which would require you to pay to get out of the mortgage - probably several 1000 because of realtor commissions - why did you ever buy a house so young - not being married and didn't work out the numbers to see how it would affect your lifestyle? - what happens if you break up - then both of your credit histories will be ruied |
|
stellapolariss
 |
Can you find a way to keep your home and still enjoy life? For instance, get a flatmate or two (if your have room for it) or rent out the place while on holidays yourself? |
|
My Grain
|
Difficult one.I've never been in a lucky enough position to get a motgage and I'm in my 40's,I can't even rent a room any more on my money. A friend of mine is trying to get part ownership and I've reminded her it's a choice you'e left with.To get a mortgage and never being able to go out or have no stability but enjoy your life.Very few people can do both these days.I personally am happy I traveled and done alot with my life and although I don't have anything to show for all the hard work I've done and no stability I wouldn't change it for the world.You never know what's round the next corner in life.I've lived abroad and travelled alot.It's not a good time to sell but what about thinking about renting the house out and going off travelling/working for a while? That way you can have fun and not lose your house. |
|
dissmiss
|
Definitely stick it out. Things will get better. This is an island with limited amount of housing and land to build on. You will succeed.
If you sell out now, chances are you will lose money.
If you need to cut back on your living expenses take a look at the site below. It is full of tips on saving money on just about everything you can think of.
Wishing you the very best of luck. Stick it out together - it will make your relationship stronger. |
|
Feeling Mutual
|
If I buy a stock, I always buy low and sell high.
I look for a good, valuable, solid stock, and then wait until it's price drops, then I buy.
When the price of the stock goes up, I sell it, and make a profit.
Sell the house only if you are going to make a profit on it.
You should also be saving for retirement, emergencies, and for large purchases, seperate accounts.
There are many, many vacation packages that cost next to nothing, or are free. |
|
Joshua R
|
Keep the house. You will be able to do more later and be in better spot now than your friends will be. You are suffering from keeping up with the Jone's. Don't sweat it! There are plenty of fun things to do that don't cost as much cash and traveling to a drunken resort. Your friend are going out and buying $12 Martinis. Martinis are great but all you have to show for it is a hangover. Things will recover and in a few years you will be paying less in mortgage payment than they are in rent and you will have more money than them to go out and have fun with.
One more thing you could look at renting a room in your house to give you some more income. You are both young and used to roommates so it should not be too much of an inconvienance. |
|
Super Ninja
 |
I would sell it and buy something I can afford or rent until you have settled down and saved a bit. Obvioustly your mortgage is too much for your income. I strongly suggest you save a down payment of 20% or more, choose a 15-year (or less) fixed-rate mortgage, and limit your monthly payment to 25% or less of your monthly take-home pay. If its more then that than you bought a house you cannot afford. |
|
Chris R
|
See if you can start saving money and being more frugal, then you can have the best of both worlds.
You'd be surprised how much you can save just by doing a few things.
We have been using this site http://www.daddymorebucks.com lately.
This guy has a house, a bunch of kids, and a low income. He puts out some excellent pointers on saving money. Things I never would have thought of.... Like electric bills, water bills, etc. Just real good advice.
It has saved us over $550 a month.
Hope this helps.
(I'd keep the house) |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 21 minutes(s) ago
| | | |
2 | 36 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
