 How to get rid of old bills - should I recycle or throw away? Which is safer? |
| OK, I've got lots of old bills to throw away but they obviously have a lot of personal information on. I don't have a shredder. Is it safer to put them in the dustbin or the recycling?... |
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 Bank account info needed ! ! ! ! ! ! !? |
my checking balance says 9899 but my available balance is 9250 ? ? why is that ?
Additional Details
and can i spend 9899 or 9250 ?... |
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 Anything I need to do after I pay off my car? |
| I just payed off my car (thanks to the answers community's advice). Any additional steps I should take at this time?... |
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 2 dollar bills? |
| what are they good for? my mom keeps telling me to save them, are they worth any money?... |
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 Am I about to get scammed? |
| Someone has offered $300 per transaction to cash checks that would be mailed to me and wire the money, minus my fee, to them. They want nothing from me but my name, phone number, address, and email. I... |
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 How can I stop spending money? |
Because I am saving for something thats expensive
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Im saving for a laptop...... |
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 What happens to your debt when you die? |
| For example, if my parents die owing $50k, do my brothers and I have to pay it off? Or if I owe debt and I'm single and die, do they have to pay? Or what if you are married and your spouse had ... |
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 Gas is down 40% per barrel since july so how come i dont see this at the pump? |
So how come we have'nt seen gas prices fall fourty percent at the pump??
in july i paid about 4.25 per gallon
now i'm paying about 3.77 a gallon
i'm happy it went down, ... |
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 Will i be rich yes or no /maybe |
| i want to be a nurse and be ... |
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| I know everyone here wants to earn higher points, what is the fastest way to get higher point?... |
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 Can you overdraft one bank account, and get a new bank account with another bank without paying the other bank |
| off that you had the caused the overdraft with. How do you go about opening a new account with a whole new bank without paying off the other bank? Isn't that illegal or something?... |
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 Should old people have to starve and go without heating to pay council tax? |
| This is my biggest worry as council tax is my largest household expence. My only income is from a paper round but because I have savings from previous income I have to pay full council tax. I will ... |
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Tasha C | Struggling college student that feels like giving up..how can I make ends meet? |
I am a full-time struggling college student going on her 2nd year.I am employed, but I don't make enough sometimes to pay my bills. My father helps me out when he can, and my mother is unemployed, so mostly I take care of myself. I am in desparate need for money right now, and I seem to have no other options. My rent is due and I am overdrafted in my account by $200. I tried looking for loans, but I never get approved. I also have 4 payday loans that I just can't simply pay off. Is there a way for me to recieve some fast cash so that I can pay my rent and take care of my loans? anyone with suggestions please let me know!
Additional Details
I know that payday loans are also not good to have, my father told me to never get one but I was desparate for money. I do recieve financial aid, which I will be getting in about 2 weeks, and I do have 2 other roomates, I just need to pay my half of the rent.I always paid my bills on time, I just got caught up with these paydays loans, they took all my money.Once I get my fianancial aid, I'm going to pay them off, and never deal with them again. I can't move back home because both of my parents lives out of state from me. I really appreciate all of the advice people are giving me..any more suggestions will be helpful! |
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StopSpending
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Well, you can take it from my screen name that I have an opinion on this. Stop Spending! For real. I mean it.
Beer is a luxury item. You can't afford it.
High-priced makeup is a luxury item. Do without or buy real cheap.
Walk. If not, hook up with someone for a ride or take the bus.
Really, it can be done.
Then, years later, when you are established and can afford stuff but only buy what you really need, you can give someone the same advice. If you don't, you'll live with this stress for the rest of your life. |
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FaZizzle
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1) Get a roommate or a smaller apartment.
2) Live on campus--student loans usually covers that
3) Stay away from payday loans--they are a scam and will get into further trouble
4) Sell what you can on Ebay. |
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Blazen Elite
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I know this is degrading, but stripping can help... or maybe even bartending nights.
If neither of those options are good, then cut down your school hours and work more. |
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wizzbottle
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Definitely stay away from payday loans. They are the devil. I recommend trying to get your father to co-sign on a loan for you. Another option is maybe to cut your classes down to part-time to give you a chance to work some more hours and get your bills caught up. |
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Sportsmomof3
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Maybe you could find some help budgeting at school, that would help you prepare better. Facing up to your responsiblity is key, and your taking those steps. Contact your bank the same way you did here. But asking for extentions or deferred payments might help.
Building your credit takes alot of muscle, remember how you feel, and change your associations with money.
Ask friends about getting you a job, post a message to your dorm door. Be creative not desperate. Seeking part-time work, with your first name and number.
Working at restaurants at least you get free food, and get you away from your problems, and will get you out of debt.
Good luck on your debt diet. |
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djjosephm
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Hey tasha
You should try modeling try modeling, it pays well Extremely well.($5,000-$30,000 a month) I am a modeling scout for Pure Models so let me know if you might be interested.. |
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radiancia
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Well I dont know your spending habits - but if you're like most people you probably are spending money on things you cant afford but really dont need. You have to give up your morning coffees, lunches out, going for drinks with friends, shopping for new clothes or whatever it is in your case that you spend extra money on. Then you start budgeting strictly - instead of buying frozen dinners say for 5 bucks a meal stick to things that are cheap but you have to spend a few minutes making like pasta etc. After making these changes slowly start to pay off your debts. If you still find yourself struggling you need to be applying for new jobs or looking for cheaper housing - possibly sharing with a friend, moving back home etc. The best thing you can do is get yourself back to stability as soon as possible because you dont want to start out your life in debt. |
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bgii_2000
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"Getting fast cash" is just gonna make things worse. You've already gotten yourself into 4 payday loans. Any sort of fast cash is gonna get you into the same predicament.
You need to make a change in your life. If you can't support yourself, you should move back in with your parents until you can.
Pay off your debt, and work on changing you lifestyle to one you can afford. Cut up your credit cards. Don't buy ANYTHING without waiting a day first. Draft a budget for yourself. Learn to set aside money in a savings account. Ask your parents or your banker for help learning these things. |
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misplacedmother
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You could pick up recycle bottles and cans and turn them in for money. Go to some kind of sporting event and check out the garbage cans etc. Also another idea is to advertise for dog walking. I have a friend who does that and she does very well. You could also go door to door and solicit curb painting, all you need are some stencils and two cans of paint. You can charge $5-7 a curb or ask for contributions. My ex son-in-law does that in Texas. As a college student, you might mention that and get a little sympathy. You could use the same door to door approach for odd jobs, but as a woman, you would have to be careful with that one.
I think you know to stay away from those payday loans. I don't know how they work, but they seem scary. |
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bdancer222
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If you're bank account is overdrawn and you have 4 outstanding payday loans, you are in serious financial trouble. Maybe you should take a term off school and get a second job and third.
You should also rethink your spending habits. Sit down and make a strict budget. Eliminate all the unnecessary stuff -- premium cable and internet, new clothes, cell phone, eating out, etc. |
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zebo007
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Downsize your home
Downsize your food buying habits (dont eat out, buy generic food in general and use coupons for everything you can think of) |
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VirtueOfIntolerance
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I'm sorry to hear it's that bad.
You must do whatever it takes to pay your payday loans back asap.
They're a big part of the reason you can't make ends meet. Their interest rates are insane.
Whatever you do, DO NOT EVER GET ANOTHER PAYDAY LOAN. |
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Mama08
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Get a part time job to work on the weekends. Im sorry to hear that you are struggling so much. College is hard work and takes a lot of dedication. You may have to find a roomate that you are close with and can trust, or move back in with your parents until you can get on you feet. But please do not drop out or take a semester off. School takes a lot of hard work and dedication. Just think, once you get your degree, you will have a nice paying job and you will not have problems such as trying to pay your rent. Please dont take a semester off. I took a semester off in September of 2005 and still have not gone back. |
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saraie56
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Did you complete the Fafsa for financial aid processing? This is your best bet. Go to the Financial Aid Dept and speak to a representative fast. Also, they have emergency loans that don't take much time to process. They are not due right away, and perhaps they can pay off those payday loans!
See a financial aid counselor fast! They can help you! |
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♥pokey♥
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i wouldnt suggest doing payroll advance loans....give blood, sell your clothes, sell books to half price books...sell anything you can! |
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Sarah Kate!
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First, I would look for another job....I mean if you already have all of these payday loans out, and still can't make ends meet, there's something wrong. Also, I would sell what I could, maybe you could tutor. Also, I know it sounds tacky, but donate plasma......I stuggled for a while and had to do that. Also, on the weekends, your town might have a workforce. In my town, we have Texas Workforce Commission and basically you go out and do weekend jobs and get paid in cash, but you still have to claim it on your taxes.......Sorry I can't be more help, good luck! |
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Delaina77
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Depending on how much free time you have you could donate Plasma in some areas you can get up to $50 a pop and you can do it several time a week. If you have plenty of time (maybe between semesters) look into doing a medical research study sometimes those pay really well. |
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riddlemethis
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Sell stuff on ebay, sell your plasma, books at the bookstore, and do experiments at local hospitals/research centers. Just a few ideas. Good luck I know you will find a way. |
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John A
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I don't think you can do anything. |
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