 If I borrow money from a bank to buy a vehicle, do i have to get full coverage on the vehicle? |
| I am borrowing on an unsecure loan since i don't have any credit. My mom is co-signing with me. And I was wondering if I am gonna have to get full coverage on the vehicle until i pay the bank ... |
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 How Can I Protect My House From My Girlfriend? |
| I own a house which is worth about £250,000. I have paid off the mortgage. I have always lived alone but due to being with my latest girlfriend for over a year we have decided that she will move in ... |
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 Is it a good idea to pay your bills 1 year in advance? |
| For example, my Verizon bill is $60.00. So I was thinking of just paying $720.00 upfront to get it out of the way.... |
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 Should I return the $10? |
| I just bought some groceries from a major supermarket. When I paid for the groceries, the checker accidentally gave me an extra $10. I knew she made the mistake, but took the money and ran out. T... |
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 I would like to give my grandchildren a financial birthday gift, any idea's please? |
| I don't want to give them premium bonds, can anyone suggest any other kind of financial gift for their First birthday. thankyou for your help.... |
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 What Should I Do???? |
| I borrowed 550 pounds from my grampa telling him i would pay it back when i have my trust fund money. This was about 2 months ago,I wanted the money to pay the rest of my holiday up but then me and ... |
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 What is the most amount of money you have lost or wasted on one thing? |
| Eg gambling or just wasted in something you later regretted buying or didn't need? ... |
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 How do I calculate whether to take monthly pension payments or a lump sum and invest it myself? |
| I have the choice of monthly pension payments or taking a lump sum. I need to calculate, based on a certain interest rate, how many years I could invest the lump sum and take monthly payments, until ... |
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 Can a person......? |
| If you pay cash for a car that cost let's say $20,000 can you then use the title to the car as collateral on a loan for something else?... |
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 If you were offered a salary that exceeded your cost of living . . . ? |
| . . . would you ever ask for a pay cut, considering you have no immediate use for the extra money and it might be better spent elsewhere? I'm starting to wonder if I'm the only person in ... |
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j | The best way to save up? |
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 |
 
lol
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live as cheap as you can and anything you can save , put it away and dont dip into it..even save pennies and change them when you need cash and everytime u are about to spend money ask yourself, do you really need to? |
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susie x ♥♥♥
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I have money transfered from my current account every onth into a savings account that I can only touch twice a year or I lose my interest. It works for me |
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Charlene
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if its money you are wanting - give it to a friend if you are a spendaholic and cut up your credit cards. |
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KB
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You could open a mini cash isa...ITs a tax free way to save..up to £5000 a year.. If you make it so its not instant access, it'll be harder for you to use it on a whim.. |
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Soup Dragon
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Everytime you go out shopping on returning empty your pockets of change and put it in a jar, you'll soon see how quickly this will mount up. |
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flutterby
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Don't shop (not even online) and don't go out socially unless it 's somewhere within your burget.
Entertain at home, have friends round for a meal and have a pasta dish and bottle of wine.
Check your bank account and see if there are any direct debits you can get rid of eg sky!
When shopping for groceries, use supermarket's cheapest brand eg Asda has smartprice as own cheapest brand. Before you go to supermarket, make up a menu for the week and only buy what you need for your menu or
decide how much you can spend, add up each item using a calculator as you put it in your trolley, and when you reach your limit, head for the checkout.
Every so often, treat yourself to something nice as you'll go down fast saving all the time without a break. |
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?
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I have done a few things over the years and it all helps me to save. I used to get paid monthly when I worked so every month I would take any surplus money left over and put t into a saving account which needed notice giving before I could access the money, if you have to wait for it you normally don't need to buy it! I then took to leaving my wages an extra day each month before touching them, no more queueing up at the bank first thing on pay day mornings, leave it a day and then only draw out enough for bare necessities. I now have the save the change option as well from Lloyd's TSB and every time I use my debit card the pennies are rounded up and put into a high interest online savings account. Start small and you will soon have a little nest egg behind you! |
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Stephen A
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Spend less than you earn |
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sam c
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check out this quiz, might give you some ideas:
http://www.makesenseofit.com/cut-back-n-save |
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big teddie bear
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STOP SPENDING HAHAHA |
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sunshine
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Give the money to someone else - that way you can't get at it. |
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sanjay0990
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Regards |
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