 Have you heard how to get back the charges that your bank penalises you with ??? |
| I found out recently that the when you receive bank charges for say missing a direct debit by not having sufficient funds in your account, resulting in receiving a letter which tells you you;ve been ... |
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 Dumb question about cutting coupons...? |
| Ok so...I think I want to start cutting coupons to save some money on grocery bills, I've heard you can save alot. But, ok this is sooo dumb but...where do you get coupons? I see those coupon ... |
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 How can I stop spending money on line? |
| It is all to easy to shop on here, but I have to stop,otherwise I will have no spending money for my holiday.... |
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 How can I get money back for goods ordered but not received when the company has went bankrupt/liquidation? |
| Farepak Hampers have went bankrupt or in liquidation and all our much needed christmas savings for vouchers have all but disappeared. What can we do (10 weeks before christmas)???... |
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 If I make $100 000 a year, is that a lot compared to most people? |
Additional Details
Im 33 in a relationship, and live in Canada, Ontario.... |
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 Why take out a Credit Card? |
| OK so what are the benefits of credit cards?... |
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 How much do you save per month? |
| Is £150 per month a good amount to put into a savings account for if ever my wife and I were to have a baby, we'd have that money set aside for all the costs that come with it? is £150 per ... |
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 I'm in need of a personal loan. Is anyone willing to help? |
| Is there anyone out there that is willing to borrow money to me. I've exhausted every option, and because of my poor credit score I cannot get approved for a loan. I'm trying to get back ... |
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 How do u save money!!? |
Hi i am moving out of my parents home soon with my partner and our 4 month old son and i was wondering how everyone save's money around the house and on grocery shopping?
Thank you in ... |
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 Why do people get CDs? |
Are they just stupid?
A measly 5% a year, for holding your money and not letting you access it? Especially when most start at $2,500 minimum. Our expenses yearly (obviously) far exceed ... |
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 I have a debt problem. I am receiving collection letters from a company. This all came from a divorce.? |
| My ex used a credit card i didn't know we had after we were separated. 4 years later i am finding out he is in about $20,000.00 in debt. How can i find out from the info i have from the ... |
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 Can I afford it? |
| So I would really like to buy the Dell XPS M1710 Total Domination laptop, and the price is $4,950 or $149/month. I make $7.00 an hour and work anywhere between 25 and 40 hours a week meaning I make ... |
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 Would you retire at the age of 22? |
| My husband wanted to know if you could or do make 2700 a month and will recieve it for the rest of your life, would you retire at the age of 22?... |
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olakemi A | Want to open a bank account but have a bad credit score? |
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gosport girl
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www.nationwide.co.uk they will give you a basic account with a cashpoint card and you can have direct debits coming out aswell i had the same problem they helped me give em a go you can apply online to |
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the wise one
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deposit the cash into my account and i will save it for you..
thanks |
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Chris H
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Ask to open a savings account. They aren't as flexible as a current account, but the bank bears very little risk, so you should be able to get one without trouble. |
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Pinhead
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No probem mate, go to the Co-Op(but you might need prove of ID from someone) I wish I had as they give a debit card as standard!! |
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ckeiling
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I had the same problem some years ago, I got a bank to agree to give me a savings account. Then if I kept the savings account in good shape for 6 months, they would trust me with a checking account. It worked and I have been improving my credit steadily since then. |
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KB
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bad credit will not stop you from opening a bank account. You just need a minimum balance to open the account and be vigilant to retain that minimum balance.
opening a CREDIT CARD account might be more difficult with bad credit, but anyone with money can put money in the bank. |
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MARTIN D
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WWW.SUREFIREFINANCE.CO.UK can help you with bank accounts, credit cards, loans and mortgages for bad credit and you can apply online. |
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Dave J
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All banks (some are better than others) offer the Basic bank account.
No credit checks are run to open this type of account as they will not give you credit / overdraft / cheque books etc...
Fine for paying standing orders and direct debits and having wages paid in.
Natwest and TSB both offer good services ...
DO NOT UPGRADE TO A CURRENT ACCOUNT as then they will find your bad credit history and close you out.
Stay in the black |
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missnufc1610
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You should be able to open a basic one with just a solo card, no Cq book, overdraft etc. If your in scotland clydesdale's good for that. |
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Sitting Still
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Just go in and ask for a standard current account. No, you don't want a credit card, overdraft facility or a loan (this will reduce snooping into your credit history. You'll be offered a basic one with no perks, and can begin building up a credit score. |
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mrsreadalot
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Opening a bank account has nothing to do with your credit score. Wanting to borrow money is where your credit score comes into play. |
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wacko
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go to the bank.. understand the conditions of the bank.. klet them know about your ability to maintain a minimum balance... they will surely help you and ask you to keep a smaller amount as minimum bal... have it stamped so that you can have proof of them agreeing to it.. it is not that difficult.. just need to have a word with the... make sure you have proof or they may start debiting penalties for not maintaining the bal properly.. |
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monkey
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i have the same. barclays will take you |
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