 Suing my mom? |
| My mother opened a credit card in my name when I was 18--without my knowledge. She charged it off and now I have a $6000 collection on my credit. I forgave her( because I'm an idiot) A month ago,... |
|
 A question about ATMs..? |
Let's say I got 120.00 bucks(random number) in my bank account.
Can I retire all of that 120.00 bucks from a ATM machine at once?
Since the ATM machine have a fee, would ... |
|
 $500 what to do smart with it? |
| i have $500 and i don't know what's smart to do with it spend it and if so on what that is a good desicon or save it ?... |
|
 Debt Collectors won't stop calling!!!? |
| About a month ago a number showed up on our caller ID for Allied Interstate. We researched the name and found out they are a debt collection agency. Okay..this is the problem..we have no bills/debts/... |
|
 How money do you have in your wallet right now? |
Me ZERO!!!!
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$...... |
|
 Does anybody lose their bankers card as often as me? |
I think I am going mad!!
Additional Details
I have lost it seven times in the last year!!... |
|
 Does anyone know the maximum amount of cash you can draw over the counter at Halifax in one day? |
Without having to give notice etc.
(And I'm talking about legal methods, you witty people, you).... |
|
 Can I get a bank card for my boyfriend from my account? |
| does he need to get a credit check if I am still the one responsible for the account? he has bad credit and can't open an account, but he has wages to pay in and can only pay them into a bank ... |
|
 What should i buy with my money? |
| Hi i am 14 years old and i have managed to save £300 pounds. it all in my bank account at the minute just i don't know what to spend it on. I only got my laptop last year.phone 6 months ago and ... |
|
 Is claiming bankruptcy really a bad choice to make? |
| I have debt from 1999 about 22,000 to 25,000. i have tried the consolidation and it takes forever. I can not get anything. So I was thinking of claiming and remove all debt in one shot. I want to get ... |
|
 Is transferring money to a different bank account free? How do I do it? |
| As the title suggests, I was wondering i've got accounts with both Halifax and HSBC, is it possible to transfer from halifax to hsbc account and vice versa? And does it cost money? I know I can ... |
|
 Can I deposit money into another branch of the same bank? |
| I know it might sound like a stupid question but I want to make absolutely sure. I have a WaMu account and the place I signed up for my debit card is really too far away (I moved) to just drive and ... |
|
 Im trying to brainstorm thinking of practical ways of making extra cash.? |
| Should I consult a temp agency? or maybe perhaps Avon is a good idea. Im not really interested in "work at home" programs, thats just bad news to me. Im looking for something thats cost ... |
|
 Genuine work from home opportunites? |
Hi!!
I am looking for a genuine opportunity to earn some extra cash. I am a full time uni student, a single mum and I work part time in the evenings but things are still a little tight. I ... |
|
| I just don't know what to do anymore I am so in debt and can barely afford to feed my kids and pay the bills? |
I have 3 great kids and it just can't take it anymore but I can't end things because of them
Additional Details
I already have 3 jobs and work about 50 hours a ... |
|
|  |
Leela | We're filing for bankruptcy... Do I need to find a new lawyer? |
We were getting everything ready with our lawyer from CT, but we just moved to RI. I would just call but I always get lost in a game of phone tag with him. Also my bill collectors are calling my mother's house... She just tells them I don't live there but they must not believe her and just keep calling. Any suggestions? lol. Thank you. |
 |
 
Scotch
 |
Get a new lawyer and get it done. The longer you wait the worse it'll be. |
|
essentiallysolo
 |
yup, get a rhode island lawyer |
|
felixthecat
 |
It's as simple as your local phone book -- or local newspaper. Look for an attorney who specializes in bankruptcy law -- they can put together the paperwork with their eyes shut and they are up-to-date with the changes in the bankruptcy filings. Definitely something you don't want to try with a general practice attorney. Many bankruptcy attorneys even have a flat-fee for their services so there won't be any financial surprises--something you don't need right now! They can also help you as far as what you can do from there to begin to rebuild your financial house... |
|
Daniel C
|
If your bankruptcy is still going on in CT, then you need to keep the CT attorney.
Tell your mother to tell the Bill Collectors "Let me get your name and number. <pause while she gets the info>. Now listen up. My daughter does not live here and I am not her answering service. Pursuant to the Federal Fair Debt Collection Act I am informing you that further calls to me concerning my daughter's business activities will constitute harassment under said Act and will be prosecuted under that Act."
Than hang up. Each time the bill collector calls back and violates the Act is punishable by up to $2,000 per occurrence. She needs to document when and to whom she made that statement and any further contact, then forward it all to her local Federal Prosecutor. |
|
Seraphity
|
Suggestion: #1 get credit counseling first. CCCS (Consumer Credit Counseling Service) will consolidate your bills, eliminate the fees and high interest. Of which you will have to do anyway, because when you file bankruptcy they are now deeming that you seek counseling first. Also there are different chapters depending on your asset/liability level and if you can pay any or all of it back. It is harder now to declare bankruptcy. You can still do it. And yes you need an attorney, preferably one with experience in Federal Bankruptcy. There are options you still have. Creditors will continue to call until a their debt is satisfied or b; you declare bankruptcy. It's that disclosure they have on the application. If they discuss the parameters of your debt with your mother, they are in violation and can get in enormous hot water. Feel free to email me, if your total debt isn't insurmountable you have other options at your disposal. The biggest option you have is to settle the debt. It looks really good on you and it eliminates the bankruptcy need. hope that helps. |
|
dadcat00759
|
Just a suggestion instead of ruining your credit and all that goes with bankruptcy these days check this web page out first and no I don't work for them it is a free service that will help you get back on track without ruining your credit. |
|
Tim
|
Pay your bills? |
|
stephen t
|
If you file a bk in RI then you would have to use an attorney licensed in RI and admitted before the Fed Courts in RI. Subject to the following:
The 2005 legislation considerably lengthened the domicile requirement that a debtor must
satisfy before availing himself of a state’s exemption laws. This change is an apparent
attempt to discourage certain debtors from moving to states with more generous exemption
rights in contemplation of filing bankruptcy. If a debtor elects exemptions under state law,
the debtor’s exemptions are now determined based upon the law of the state where the
debtor has been domiciled for the 730 days before the petition. Previously the period used
for determining the debtor’s domicile was 180 days before the petition or the longest
portion of that 180 days. If the debtor has not been domiciled in the same state for 730
days, exemptions are determined based upon the state where the debtor was domiciled for
the 180 days before that period or for the longest portion of that 180 days. If the effect of
this provision is to render the debtor ineligible for any state’s exemption, the debtor may
use the federal exemptions, notwithstanding that the state of the debtor’s domicile is an
opt-out state.
The combined effect of the longer 730-day period (plus the additional 180-day period)
for determining the applicable exemption law and the unchanged 180-day period for
determining venue is that the law of the debtor’s domicile, for purposes of section 522, may
be different from the law of the forum, as when the debtor’s place of residence or business is
in one state and the domicile is in another. In such cases, the court must give effect to those
exemptions allowed by the law of the state of domicile, and it makes no difference where
the property is situated or where the petition is filed, so long as the property is exempt under
the law of the domiciliary state. |
|
david l
|
Yes, get a new lawyer, one who specializes in bankruptcy. |
|
SCH
|
Have you even made sure that your new lawyer will still file in Rhode Island...It is a federal thing for sure...I don't know the geography for sure, but I am sure one of you will drive a ways to get to the court house, it isn't like there is a federal court on every street, we had to drive 2 hours to get to the federal court house in Michigan when we filed. I am sure if your lawyer has to drive a long distance you will have to pay for that "service." If it were me and I had not paid the CT lawyer, I would just dump him/her and get a new one in RI. If I had paid I would demand a little more service or my money back.
PS...Your mother needs to tell the creditors they are not allowed to contact her at the phone number they are contacting her at any longer...if they continue to contact her after her specifically telling them not to it is a violation of the Fair Debt Collection Act. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 38 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
11 | 9 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
