I earn a reasonable salary, I have no debts except a low mortgage and yet I find that I am living from payday to payday, All my money seems to go. I pay an extra £100 a month on my mortgage and save ...
I am like 1month behind in my bills and I can't seem to catch up. Nobody I know has money to let me borrow. I have 2 children now so it's not like I can get a second job. Any ideas on how ...
My friend needs a basic bank account so his pension / wages can be paid into it. he has a certificate of discharge from his bankruptcy. I don't want him to go to loads of banks only to be ...
I have a decent income but am swamped with debt that I can't handle. I need a fresh start, but am unable to acquire a loan because of poor credit. The problem is mounting and I do not want to ...
I am about $12,000 in credit card debt. I have never missed a payment or made a late payment. I have no savings and the minimum payments are getting to be too much. I am wondering if anyone has ...
Well my bank is hitting me with about $100 bucks of overdraft fees, for about 4 purchase I made when I had no money in my checking account.
being this mi first time is it fair if I ask for it ...
Please help im finacially frustrated, im working, i have already have a loan from my bank and they cant give me more until i settle the one i have but that will be long.I have a credit card already P...
AlwaysRight
We are 25ish, make bout 60k year, have 30k in debt....are we skrewed???
We dont own our own home,have older cars 10 & 4 year old cars, are we already set up for disaster with our debt amount so later in life we wont beable to afford a house?
You're not "screwed", but you're sure on the road to being there, and closing in quick. To be in your age group and have that amount of debt not being due to a mortgage or new vehicle loans shows some fairly poor spending judgments. The one thing you don't mention is whether or not any of it is due to education loans or medical costs. If that is the case than that is an acceptable reason, or at least for part of it. Based on your income you can get yourself out of the mess you've created, but you'll need help from a debt reduction/consolidation/education type company. That and learn to curb those spending habits.
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