 Minimum ammount of money to open a bank account? |
| I dont know what bank im with but can you give me some idea the ammount of money you need to put in bank to open your account? Im just starting to learn about banking.... |
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| Is it better to refinance or take out a home equity loan? |
My 1st mortgage has a fixed interest rate and a 2nd mortgage that is a Line of Credit with a variable interest.
Additional Details
I don't need more cash I just want to get rid of ... |
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 I have too much debt, and not enough money, how do I get back on my feet without bankruptcy? |
| I have about 7 or 8 credit cards, house paymentt with $500/mo PMI, and a car payment. All of this along with the expenses of maintenance, utilities, and the like. How do I approach taking care of ... |
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 Does anybody know any easy ways to make money? |
| Apart from having a job because i already have one.... |
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 Has anyone received stimulus deposits today (May 9th)? |
Hello everyone
Any direct deposits received today? I was suppose to have my check today and nothing has posted. My bank does not hold deposits when they come in, they post immediately. I ... |
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 The always popular 'what if you had a million dollars' question..? |
| but in this case you have an endless amount of money..I'm talkin bill gates money.. list ONE significant way you would use it.. whether it be to buy a house for your mom or change the world ... |
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 Is it safe to take online surveys and get paid for it? |
One of the sites I found:
http://www.freepayingsur... |
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 Deadbeat friend owed me money? |
About 3 years ago, I lent a co-worker/friend $800 so that she could get caught up on her rent. She paid me back roughly $500. I was laid off from my job, but she still worked there.
I waited 3 ... |
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 I wonder how you all feel about 4.00 gas prices? |
| Just how high do you think it will go before it quits and what will happen to everyone and all our bills inbetween all ... |
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 What would you do if you were in my place?Please help quickly!!!? |
Well, i have the worse case here!!!
I am without a job, i was temping before and i have taken one bed flat and now i'm without jobs!!No money though i have asked my friends to lend me some!!... |
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 I am 2nd on the auto loan, can I have my name taken off of the credit report agencies? if yes how do I do it. ? |
| am 2nd on the auto loan, can I have my name taken off of the credit report agencies? if yes how do I do it.... |
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 Borrowed money from a friend, am I a jerk? |
| I was talking to my friend about a particularly bad time I was going through with money. I couldn't afford a house payment so he offered to let me borrow $1600.00. I accepted. This was in D... |
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 Can someone tell me if they know anyone who can refiance a home when there is no equity in it? |
| I am facing in this coming May a "dramanic" increase in my interest rate and need to refiance but do not have much equity in my house because of a house equity line of credit I have out.... |
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 If you won $40 million in the lottery, where could you safely put it? |
| Since the FDIC only insured up to $500,000, how would you distribute the money safely? Would you open 80 accounts across multiple banks? Please let me know because I plan on winning the lottery ... |
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| I am a stay at home mum who also works part time and i work from home too.....? |
| My question is does anyone have any more ideas of what i can do to secure myself and my partner fro when we retire as i am nearer to 30 and i am getting scared.We would like another baby next yr so i ... |
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 Do you like your bank? |
| I do, I think i'm the only person in the world who does....... |
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Gabe G | What's an unsecured loan? |
I know it's a dumb question. |
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klynnr_1981
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Unsecured loans are loans that are not guaranteed with any asset, so that the risk of repossession does not exist. Though the lender can still take legal action in order to recover the money, such a legal process would be significantly longer and more expensive than with secured loans.
Typical unsecured loans are credit card debt, bank overdrafts, and personal loans. |
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rajini k
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unsecured loans from many financial source try this it's help you hope visit |
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K B
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It means there is nothing of value to guarantee the loan if the lendee defaults on payments. Mortgages are secured by the properties they are taken out on. Same with home equity loans. Businesses sometimes guarantee loans with stock, equipment, or other assets. |
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recyclingmamma@sbcglobal.net
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Unsecured loans are loans that are not guaranteed with any asset, so that the risk of repossession does not exist. Though the lender can still take legal action in order to recover the money, such a legal process would be significantly longer and more expensive than with secured loans.
Typical unsecured loans are credit card debt, bank overdrafts, and personal loans. |
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Darby
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Oh, how can I explain it. You are given a loan based only on your promise to pay it back. Most loans are backed by the borrower putting up some type of collatteral, like a new, good car, property, house, boat, that the lender could legally seize and sell, for example, so that the lender could get the loaned money back through other means other than repayment by the borrower. |
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Julie ♫
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It's not a dumb question. It means you don't have to put up anything for collateral. |
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dorian
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a loan without collateral and or security.such as a credit card. |
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G C
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No question is dumb. As old as I am, I haven't lived long enough to learn everything yet.
An unsecured loan is one that isn't backed up by something that you own that is paid for.
Usually called a 'signature loan'... just your good credit history is backing it up. |
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okcowgirl97
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unsecured is typically when there is nothing offered by the borrower as collateral...usually like when you sign a car note the car is the collateral...smaller loans may ask for things of possible value such as jewelry or electronics... |
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ersof59
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Its not a dumb question. I think I am pretty smart and I am not sure. I think its where you don't have to put up anything other than a promise to pay, " a contract" in order to receive the money. No collateral is required. Such as sometimes when you borrow money they might want to hold the title to something you already own, such as a car or a boat, that is worth the amount of money you are borrowing or more. Once you pay back the money you get the title back. To not require this would be an unsecured loan. |
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caldwell1263
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if you need to asked you can not have one |
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