 Money...am i poor? broke? or what? |
Money...am i poor? broke? or what?
Money...money...?
Money...money...?
i have $3,000 on my savings, i have no debt, no car loan, no everything to pay. my parents pay for my college, ... |
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 Need money for debt consolidation and home repair on a new purchase and I have damaged credit? |
| I recently purchased my home and now have plumbing issues that are not covered by my insurance. I have some equity, but cant seem to get approved for anything, maybe I am looking in the wrong place. ... |
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 How can I stop myself from spending too much money? |
| My husband and I had been living pay check to pay check for a long time. Now he makes enough that we don't have to worry about money any more, but that doesn't mean that I can spend as much ... |
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 If you have 12 million dollar can you retire luxuriously? |
For example a 2 million dollar home.
2-3 great vacations per year, 200,000 $ worth of cars (changed every 4 years), nice fashion, good meals, etc. (200,000-300,000 $ spent annually)
Can ... |
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 What do you guys think? |
OK, so I'm in this jam...I need money for school...I'm about 10000 short. So, I have these two options:
Borrow it from a friend, or take out a loan.
Obviously no interest ... |
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 Are you tight with your money? |
| Or do you like to spend, spend, spend?... |
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 Is it cheaper to use Debit card than credit card? |
When I go to restaurant, or buy things in a supermarket, or whenever I spend my money, is it cheaper to use my Debit card than my credit card?
for example, would the meal cost more ... |
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 Best survey site to earn a lot of money fast? |
| whats the best safe survey site that gives you a lot of money fast? thanks.... |
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 Is it better if I save my ONLY $20 for the rest of the month & handwash my clothes or...? |
Should I sacrifice taking a $10 round-trip by cab & paying $5 to wash & dry my clothes, & then be ENTIRELY broke for the rest of the month?
What would you do in this ... |
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 How can I get 40 thousand dollars? ? |
I would like to buy a house that is worth 100 thousand dollars and I already have 60 thousand. However, I still need 40 thousand and I have bad credit.
I really love the house and would ... |
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 I want to sue my bank for getting me in debt. Can I do this? |
| I got into quite a lot of debt with my bank, and feel that they are partcially responsible. Obviously it was up to me, but they could have stopped it before it got worse, and now they are on my back.... |
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 I have money worries,? |
| im £900 in my overdraft i have a credit card with £2600 and the tax credit people want £900 back? i only have a part time job and i cant get consolidation loan, anyone have any adeas?... |
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ddgirl0406 | What's the best way to save money? |
I just got hired about a month ago at $30,000/year (not that much where I live; north of San Francisco in the wine country) For the next few months, I'll be living with the parents to save and I'll only be paying off student loans and parental loans - about $300 a month (I have no credit cards). I know there are many different types of savings and retirement accounts, so what is the best way to save money?
Additional Details
Edit: My employer's 401k matches $0.50 for every $1.00 up to 5% of my salary. |
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tom.kat
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Put it in fixed deposits.
here after depositing ur money you cont touch it for a period of time.
alternatively you can invest in stocks /mutual funds...etc.. |
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rexmind
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Don't spend it. |
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Frank Castle
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Does your employer matches your retirement contributions?
I suggest you to open a brokerage account in ameritrade.com and drop me a line. |
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babig221982
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OPen an ING account you earn the highest intrest for your money. Allow them to debit money out every paycheck but don't touch it. |
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jpsinfonian
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I agree with Rex...
don't spend it |
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honey
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open an account and put $50 each time you get pay and don,t touch it make sure it is separate account from your regular account and do not get an ATM card. or you can put the $50 dollars to your 401 and receive an extra $25 dollars, my company doesn't match so your lucky, but get more information on your 401 plan |
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mrs.izabel
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First invest the max amount that you can on your 401K. Then set up with your employer or your bank to have a fix amount of money that you want to save taken out of your paycheck to go directly to an account that you don't use for bills and that preferrably you don't see all the time (this way you forget about it and don't spend it). You can open a CD if you want to be able to touch your money short term. Also, join a credit union to use as your bank..they give better interest rates on your money. |
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lauren
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buy "generic" products. in most cases the active ingredient in them is exactly the same, the imposters just use different "fillers" to avoid legal issues.
seriously, start reading labels. |
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da_hal
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Put the maximum you can into the 401k that will get you the maximum employer matching.
If you are planning on buying a house or condo anytime soon, start an IRA. You save a ton of money in taxes, and you can use the first $20k towards the purchase of a new house.
Check out which banks in your area have the best savings accounts. One bank around me has a 1.5% bonus rate with a 1% prime, meaning a 2.5% total interest, which blows away all other banks in my area. |
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Fulita
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I get paid every Friday. If I have...for example...$25 left in my purse when I cash my check, I deposit that amount into my savings account. In just a couple of months I have already saved $500! I feel secure knowing that money is sitting there in case I need new tires on the truck or something. |
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me-me
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one year cd's are pretty good,shop around for the best rate |
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Kahuna Keith
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Paying off extra on student loans with a higher interest rate than 5% is a good idea, since the 5% is non-deductible and therefore an "after tax" cost. If you put money in a bank CD at 5% (shop around for "Thrifts"), the 5% will be taxed and therefore be about 3 or 4% after tax.
Short term, of course, you need to build a reserve to cover three months worth of expenses plus a few other costs. Go to www.thelifemanagementalliance.com and look for the books recommended in the finance area. |
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