 My mom stole from my bank account!? |
| im 17 and opened an account 2 years ago at bank of america. iv been saving money and i just got a job too. i went to the bank to withdraw $700 to fix my car and they told me that i only had 200$ in ... |
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 Is there anything that is free nowadays? |
| Nothing seems to be free anymore.You even have to pay for water and in order to get clean fresh air, you will have to go someplace else for example outside of the city. That involves money.. For ... |
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 How can I make money? |
| Im 13 years old. I don't WANT to do anything online, and obviously I cant work or get a job. So any ideas that you have will help me. Just think of anything I can do. Thanks...... |
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 If i buy something secretly with my mums bank account/credit card...? |
Will she knoww??
Is there like a bill that comes with a credit card. :)
Thnx ..
Additional Details
oh for crikey out loud she wont report me shes my mum lol
and ill be ... |
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 Do you really get paid when you do surveys online? If so, what website should I go to? |
| I'm trying to earn some extra money. As a student who already works full time, I'm curious if you really get paid to do surveys online....or even the data entry advertisements? If you ... |
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 Do yo think we have the power to lower the gas prices? |
| It seem to me, if we organize our daily travels by eliminating those extra unplanned trips we would use less gas,(probably 2/3s less) which would cause the limited reserve storage supply to be over ... |
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 Should people wait until they have enough money to have children? |
Interested to see what people think...
Should you wait until you have enough money to start having children?
Should you go with the flow because you always live within your ... |
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 Is pay pal safe? |
| im plannin on signin up for an account but im not sure if its really safe...it is better than using a credit card?.... |
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 If I don't pay credit card payments, what can the card company do to me? |
| Card company lowered my payments and intrest rate for a year for a help program. They indicated that rate would stay same low rate if I did good. I did good but when year was up, they more than ... |
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 What to do for money? |
Ok, well I only make $10 a week for doing chores at my own home, and, I am only 13, but that just isn't doing it for me.
I could do more chores and maybe get $15 a week but thats alot ... |
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 Poll- How much do you think you have to make per hour to live independently? |
| How much do you think you'd have to make per hour, to be able to live on your own, and not be in debt?... |
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Skylight | What's the least amount you would feel safe to have in savings? |
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star
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at the moment i feel half way there;i started to save 2 months ago as much as i could put in and know now that lav started it will carry on , i opened a bank account just for me the first time in 35 years my other account is for my bills and all , so never had a penny , and worked and worked and felt empty more so these last 12 months, so had been taken for a ride by other family members plus my other half as he new wot i had but thats all changed now . and have put my self on a weekly amount and it feels great , and i just say no to tham all now, i just pretend i don`t have it . and have`NT told any one,about my other account ,i have cover on all my bills .so at the mo when i get to 1000, i will feel even better which will be next month . |
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Dani
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I'm covered for three months just in case all money comes to a halt. In three months time, I know I could find another job, but at least I wouldn't have to worry about day to day living. |
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Sweet Brown Sugar
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I feel safe with at least three months of my salary. In case of emergency, I would be able to survive for a while. |
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robbo_op_98
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Enough to cover 3 months of living expenses. The number changes person to person, but you should have enough money saved up so that if you are out of work you can pay all your bills including rent/mortgage for at least 3 months.
Of course I don't have this much saved up which is a major problem if I should lose my job for any reason. One of my co-workers said it best, probably about 1/2 of Americans are only 30 days away from declaring bankrupcy because of lack of savings. |
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Geaux LSU Tigers!!!
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I like having $1000, but I know that won't do anything for me in a crisis. But day to day it's ok. |
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Annie
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For what? A small emergency fund should be about $1,000
After that, I want a larger emergency fund - at this point - since dh's job is fairly secure, I would be comfortable with with 3 months of expenses saved. |
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antdu
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I would not feel safe under 5K. I do not have a mortgage (that is worth noting).
I want 2 months rent and enough to cover all bills for 2 months in a basic savings account with money left over for food and gas.
After that, there is no reason to have much more in a typical savings account. If we are talking CDs and ING accounts, then A LOT MORE! |
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Leonard M
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i would for feel safe even if i had $100.00 left in the abnk because there is nothing worse then have know money in the bank the oppsite of pay week . That's why i said that because I know from my own expericed that I try to save a little bit of money I still end up with alitle bit of money. |
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Kevin H
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The last poster was right, it's all about your monthly expenses. What I did was figure out all of my monthly expenses, and then I add 10%. I take that number and multiply it by 3, I feel safe when I know that I have at least 3 months worth of backup if something were to lose my job, or for some other tragedy. |
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Bill
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take your annual income times 3, this will only help you out if you lose your job, fall on bad times, or get sick. you now have to figure out how much you want to spend when you are retired. so if you retire at 65 and plan to live to 90 you need enough money to live another 25 years, figure it on your calc |
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Monstblitz
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You will get a lot of different opinions on this, but it really depends on your situation. Here are questions to ask yourself -
First and foremost, what are your monthly expenses?
If you lost your job, how long would it take you to get another one?
What kind of job security do you have? The better the job security, the less worried you need to be.
Do you own or rent? If you own a house and are responsible for mortgage and maintenance, might want to have some more in savings.
Does your spouse or significant other make enough to get you through hard times should you lose your income?
Do you have children you need to feed? If you don't, and can live on bologni and water, then you can take some more risks.
You get the idea. Me personally, I like to keep anywhere from 1,000 - 3,000. But that's just me. You need to look at your own situation and go from there. |
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Go Bears!
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You need AT LEAST 6 months worth of living expenses. That is where I am sitting at about now. I would feel better if I had more though. |
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006
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What's my current monthly expenses?
Emergency fund savings should be based on monthly expenses. In my case, 6 months. |
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dcgirl
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Short term savings: three months of expenses
Long term savings: another 3 months of expenses minimum but I feel better with 6 months instead. A long term savings is usually a CD or other investment method that pays a little more interest but because you get better interest, it's usually a little harder to withdraw your money (i.e. you can only cash out when the 6 month term you signed up for is over). |
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darsun82
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at least 5 figs f/c |
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beatle1909
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$30,000. |
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Turner L
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I try to save atleast 20% of my monthly income. It is only touched for emergency situations. At a very minium you want to have 3 to 4 months of your income put away incase you lose your job. It will give you the time to search for a new one. Keep in mind start saving for your retirment as soon as possible... So many people do not realize how important it is. |
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Alaskan Beauty
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At least 5 figs |
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tropical27
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$1000.00 |
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mud bug
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$10 |
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Zebo
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Feel safe to what? either you have or you don't... Why are you saving you can't take it with you. It's not real money unless you are saving silver or gold so, what's the point of saving. naturally a human being would want to be happy with what they have in life able to do what they want when they want to do it. not needy of nothing and if that's not the case then there is worry ,doubt. you are not safe in having a savings you never know what life might deal you. |
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