 How to buy stuff on ebay using....? |
money orders.... see here is the thing:
i dunno what a money order is and since I dont have a credit card.... i guess it is my only option... but what is a money order??? how can you order ... |
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 Im 26 with £88,000 in my savings? |
| What can I do to make this money grow? Does anyone know any informative websites or blogs for young people looking to invest? What do you guys do as far as savings/ investments go? ... |
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 Birthday money? |
| If you had the chance to spend 400$ on things what would you do? I am a girl and i am deciding whether to buy room stuff, clothes, makeup, insturment and music lessons, or something else... how would ... |
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 My husband and I need a loan from a legit loan company asap for bills and a central heat and air unit.? |
| It has to be a company that gives loans to people with poor credit.we are needing anywhere from 10,000 to 20,000 If any one knows of such a company please let us know ... |
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 How much money should a 23 yr old save each year? |
| Just graduated college and work full time. How much money does the average 23 year old save each year? How much should I save each year?... |
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 How 2 get money fast? |
| its st. pattys day, and im trying to get drunk w. my friends, but i need a little bit more money...anyone know how i can get anymore? i just need like $10 - $15. any ideas how to get this amount of ... |
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 What shall i do? |
| iv got 40.000 pound and not sure whats the best thing to do with it?... |
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 A baliff called with a distress warrant and wants cash i cant afford or he will come and take goods i have no? |
| council tax debts have built up over last 6 years i was in an agreement to pay debt collectors 50 a week but lost my job now only have wifes income ballff called and threatened to take all ... |
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 What are some ways you save money or cut corners? |
My husband and I are always looking for ways to cut spending and to put that much-needed cash into our savings.
What do you do to save money?! What do you cut corners on? What money ... |
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 My husband will not be leaving any of his (UK) £3000,000 cash savings to me Can I appeal? |
| He is leaving me his half share of our house here in Spain and I will recieve half of his Police pension.... |
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 Car question? |
| when stopping i get a slight squeaking noise from I believe is my brakes. Do I need to just replace the pads?... |
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 I am trying to work from home? |
| I am a 19 year old mom of a 5 mths old baby boy.. I am trying to work from home and every website I got to there always a fee. They shouldn't charge you anything if you are trying to work for ... |
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 What should I do with $4000 that I am about to receive?? |
| I have a $5000 loan with a family member that is zero interest that I would like to pay off. Right now I pay this family member $200 every two weeks. I'm not sure if I should give my family ... |
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 I need a bank account that will give me a cheque book but will not make me pay a set amount into it each month |
| i amTrying to open a bank account that will let me pay bills through it and give me a cheque book, but i do not want to pay my salary or a set amount into it each month.... |
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Priceless | What's the quickest way to get out of debt? |
I have a good handle on my credit and a good score at 750 but I have almost 7K on a credit card at 7% interest (fixed) that I would love to get rid of and put that money towards paying my car off (about 8k to go). I recently purchased a home in Nov '07 and now trying to renovate. I have school loans at about 20k also... I plan to use my tax refund to pay off another card that has a 2k balance. |
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Kratos
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pay off creditors |
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bud68
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1. Stop using credit cards.
2. Postpone home renovations until you get your debt under control. |
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CrackBerry Addict
|
Two words: focused intensity. What works for me (and keeps me motivated) is knocking out as many debts as I can in a short period of time. So, personally, I like to pay off the balances from smallest to largest regardless of the interest rate. Of course paying off the highest interest rate makes mathematical sense, but I have found that personal finance is only about 15-20% math. For me it would motivate me to pay off 4 debts in the same time period it would take me to pay off 1. And motivation is powerful!
But you have to find what works for you. That is why it is called PERSONAL finance. If paying off the highest interest rate works for you, then great. Do it that way. If you want to try and rid yourself of some of the smaller debt, then work extra hard on the bigger debts and knock them out, then go at it that way. Whichever method you use just make sure you stay focused and intense. Keep telling yourself that once your debt is gone, all that extra money can be used for home renovations; or savings; or vacations; or whatever else you want. |
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Lab Tech Mike
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Just keep paying off your debt. If you want to pay them off faster I would hold off on the renovations. |
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Michael L
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You might be in a good enough of a position to get your interest reduced. I would inquire with your creditor about that.
You seem to have a lot going on, so I would prioritize which needs addressing.. paying off the credit card, paying off student loans, or working on your new home. |
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ann
 |
Stay home, eat at home, no movies or shopping. It works. It's not the glamorous answer, it's the realistic one. I got myself out of debt that way.
I used balance transfer offers -- keeping track of when the offers ended. I never paid any attention to the minimum payment. I determined how much money I could afford to pay on the cards, and then split it between the balances, paying off the highest interest cards first. |
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sadee61
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do this
http://www.tkqlhce.com/click-2518501-10472800 |
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Serge M
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The quickest way is to pay as much as possible as soon as possible, paying the highest interest rate debt first but keeping abreast of all other debts. It also is necessary to stop adding to your credit cards while they have an outstanding balance as that slows down the repayment tremendously.
It would be a good idea to postpone renovation of your home for now and use the money to repay credit cards.
Once your credit card debt is fully paid, it is then OK to use your credit cards only to the extent that you can repay in full each month. And to improve your credit rating, do not charge more than about 30 percent of the credit limit on cards. |
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GC
 |
When it comes to credit cards, if you can't pay off whole amount, start paying them off by bringing down the total 25%-30%. That helped me pay off one of my credit cards faster than making the minimum payment.
You should also try not eating out as much, stick to cheaper brands of products (generic instead of the best brand)... Make your own food, and try not to buy new clothes/shoes for a while. If you buy your own food, you should look into coupons... you'd think it only saves you a couple of cents, but it can actually save you a few bucks... any saving you can use to pay off your debt.
I am in debt though, and I hate it.... :[ |
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Feeling Mutual
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Pay off the highest interest rate credit card first.
Pay off the car loan next, because it is a secured debt.
Pay off the school loans next.
Pay off the home loan last (because the interest is tax deductable). |
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Ralph N
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review all your bills. pay max on high int loans and only min on rest. once each is paid. work on the next. |
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sn2bnurse
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bankruptcy or pay your damn bills..better job :) |
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