 Hi whats 20% off 60 ? |
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Im helping with my daughters homework so get a life dan you ... |
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 Can anyone give me some pointers on saving up money? |
| I am an 18 year old college student, and I work a horrible part time job. I only make $7.50/hr and rarely get more than 30 hours in TWO weeks. So I have no money. I dont pay for much because I am ... |
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 Where can i earn or get money for free? |
| i'm 16 years old and i need about 500 dollars for my trip to nyc in july how can i get money for ... |
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 The Royal Bank of Scotland charge £38.00 as a standard charge for all cock ups. Does anyone know why? |
| I had notice today that a cheque for ten pounds was being returned to the recipient due to insufficient funds in the account. For this a charge of thirty eight pounds has been levied. I am mistified ... |
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 Ways to raise money? ? |
| I am wanting at some point, sooner or later to travel the world. Now I know in order to do this I need money, lots. Does anyone have any advice for how to raise some substantial amounts of cash, the ... |
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 I got a check in the mail and want to know if it could be a scam. i was told i won 600,000? |
they sent me a check for 3900 to pay for any legal or processing fee because i had won 600,000 from a USA Mega Million Jackpot
the letter came from a Internation Finance co
but the check is ... |
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 If a person was rich.....? |
do you think they would eventually run out of things to spend money on?
Ok there's always the everyday bills like maybe a home mortgage or electricity and heat, air conditioning, etc..... |
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 When I deposit a check at an atm can i get the money right away? |
| I have a check and forgot about my anniversary. (girls aren;t supposed to forget) I want to go out to eat my I have t work until 11pm. I have no cash just 2 personal checks.... |
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 I have $2.10's what shall i get? |
I just found a old visa gift card i got for my birthday a while back, it has $2.10 on it. what can i buy online for two dollars?
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Shippings a bummer XD... |
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 Credit card??? |
| Credit card is a form of lending. So what are advantages and disadvantages of its?... |
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 Can a collection agency take action if I have no income, no job, and absolutely no money or assets>? |
| If they cannot take action, what laws or cases can I cite to defend myself if they try to manipulate me? What can I do?... |
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hiccus | What about those of us employed with no benefits. How do we save for retirement?? |
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justpeachee22
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Start your own. Just because your employer doesn't offer a matching program doesn't mean that you can't have a retirement fund. Talk to a financial advisor. It's best to start when you are young, if possible. |
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Jefe'
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Not very easily. Thats why you are encouraged to get an education, obtain a skill and get a GOOD job, working for a GOOD company |
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onceisenoughilearnedmylesson
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It costs so much to just live today, it's hard to even think about saving for the future, which there may or may not even be. |
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Allie wishes
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Start a savings account with a bank like ING they take out money from your other bank account automatically and you get a high interest rate 4.5% (currently). it adds up. |
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seekinganswers36
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If you are in the US find a job with benefits. Most of them have them. Then invest in a 401k. |
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gbdave777
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Well, you need to open a savings account. Put a portion of your paycheck in there each time. It will build interest. Then once you have a significant amount in there, I would take about half of it and put it into a long term CD, which will grow interest more quickly.
There are a lot of other things you can do, such as investing. However, if you don't currently have a house, do not buy one in the next 5 years. The housing market has crashed. You will save a TON of money if you rent over the next few years.
There are a lot of ways to be more frugal in your life to save more money. Here are a few examples:
1) Cut your own hair
2) Pay less for food (eg. rice is very cheap and healthy; buy in bulk for a discount and freeze/store)
3) Buy second-hand items rather than new
4) For that matter, buy generic rather than name-brand.
4) Conserve energy, switch your bulbs to compact fluorescant.
5) Here's one I would love to do (but can't): sell your car, buy a nice bicycle. You would make a ton of money on the car and save a ton of money on gas, oil changes, repairs, car insurance, etc. I know this isn't exactly practical for most people, but imagine the savings. You can always use public transportation when you need to go long distances.
6) Pay off debt sooner.
7) Reuse items rather than throwing them away.
8) Build a budget (there are many free guides online).
9) Don't buy books, get them from the library. |
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elizablahblahblah
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You set aside a little money ever month. Once you have about 5K set aside, you meet with a financial advisor and invest it in a diversified portfolio. It's a shame that you don't have benefits since it will limit the amount that you will be able to invest, but you can do it on your own too. Also, you will get social security, but of course that should not be your only retirement plan. |
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Classy Granny
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You can start an IRA at a local bank. You may have to save a little cash to get one started, but once you do even small amounts of deposit will grow quickly. |
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Frank Castle
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If you have a car that still runs on gasoline then buy a used Honda Insight or a used Toyota Prius or any other used hybrid car and you will save thousands of dollars each year on gasoline.
Buy fluorescent bulbs for every room in your house and you will save thousands of dollars each year on energy.
It is wise to spend a few thousands of dollars to buy a few Solar Panels.
If you don't have a house then you need to save at least 50% of your salary for a down payment. Some experts also suggest to save as much as 80% and survive for a few years and buy a foreclosed house WITH CASH for a very cheap price.
If you have a house then you can do a reverse mortgage by the time you are 40 or 50 and you retire.
This is how it works:
Let's pretend your house is worth $100,000.00 today and you are 20 after 20 years you finally paid for your house.
After 20 years perhaps your house will be worth $400,000.00
A reverse mortgage means the bank will pay you $10,000.00 USD each year until you die and in the end they will keep your house.
In this example your payments could last for 40 years.
If you retire at 40 then you will have enough money until you are 80
If you move to Mexico then your $10,000.00 check will last several years.
If you need a more detailed answer then you can email me. (I am a Portfolio Manager) |
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Barry M
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There are of course Individual Retirement Accounts ( IRA's) that you can start contributing to.
And if you wish to contribute more than the allowable tax deductible limit, you may like to look into tax deferred annuities. Beyond this, you may like to make some wise investments. |
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kate
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It's all moving towards IRAs and 401 Ks .
I'd get a 2nd job and pump it all into the IRA .
> |
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doug0102
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Piggy bank or real bank. |
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ZiggyMa
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Why are you unemployed?
Why do you not receive government assistance?
More info please |
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3rd account, second ban :P
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hope we die early
sucks not having a college education huh? |
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bin there dun that
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You don't. Sucks, eh? |
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