 If I am 18 will I be able to get an auto loan for $6,000? |
| It's been about five months since I've had a job and I just now got my summer job so I will have a paystub in two weeks. I totaled my car and need a new one. My family can afford a car we ... |
|
 UK: Are banks into lending peeps money at the mo? |
I've got a "Customer service review" appointment on Saterday I don't want credit but a loan!!:-)
Additional Details
No beer for me till after then!... |
|
 I'm getting a new ATM debt card in the mail,it was sent out last Friday 7-20,i need to give my gym the card# |
| I need to give the gym my new card number so that I can pay my dues.I called to leave a message for the buisness manager at the gym.The person who took the message,could transfer me to the person�... |
|
 My roommate lost a check I wrote him? |
| I wrote my check for $85 that i owed him...anyway he lost it somewhere and wants me to write him another one...i have no problem with this I trust him completely so i dont care about that...what I am ... |
|
 Need to find way to make money.? |
Hey.
I'm a 15 year old kid who is trying to save up for a car kit. The car kit cost's $25,000 total, and I've been trying to figure out how to make that much money in 1 and ... |
|
 Why is the cost of living so damn expensive? |
| my mom told me that back in the day she was able to afford a two bedroom apartment and pay all of her bills making $86 a week. Here i am making $300 a week and i cant even afford to live in a studio ... |
|
 Where's the best place for my money right now? |
| I have a small amount of savings that I want to keep safe whilst still having ready access to and I'm not sure where to put it...in a bank, building society or suitcase under my bed? Those banks ... |
|
 MONEY MISSING from bank account!!!? |
| i have a chase bank account and $300 went missing i found out last night and the bank was closed i have to wait till monday but im freaking out. the only think i did was buy something from a website ... |
|
 Paying by cheque.? |
| Why do some people when buying their shopping pay by cheque? They still have to produce their debit card to use as a guarantee so what is the advantage? It can't just be to hold up the queue.... |
|
 What is considered High Income? |
In the United States?
Additional Details
Oh and anther thing, how common is it to have one person in the family making 8 times (approximatly) more than the other? (ex. mom making 12,000, ... |
|
 I have purchased a house with my boyfriend of 10 years but he has an outstanding debt of £8,000.? |
| This debt is over 10 years old can they still claim it? They are 1st credit finance Ltd and keep sending horrible letters they are now taking him to county court and something about a judgement?? ... |
|
 What do you do when you are broke? |
| How do you get some extra cash fast? No jokes please. And please, no payday loans.... |
|
 Is there a better way to build good credit then to get a credit card? |
| when we asked the bank what we could do to raise our credit score the only answer they gave was to get a credit card. i got the same answer from 2 other mortgage companies. i really do not want a ... |
|
|  |
annie | What are some GOOD money saving tips? |
I am planning a vacation, and I am giving myself about a year (not set in stone) to save and plan. Do you have any good money saving tips? I want to open a saving account that I don't have an ATM card too, otherwise I think I would spend it..... So, any tips? |
 |
 
Smartass
 |
If you can control yourself, anything is easy, but here's what I would recommend.
1. Know what you want, $1000? $2000?
2. Schedule it.
3. Save every penny you can
4. Get a checking account, savings account only give you 4% a year, you might as well just carefully save it up
So how do you save?
1. Budget, look over your bills, plan to spend what you spent last month this month, AND SAVE ALL ELSE
2. Always tell yourself, this dollar spent here means a dollar less for a vacation.
I hope this much helps, it's all I give for a beginner, if you have advanced questions, message me |
|
Flopyi Ears
 |
You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that screw into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side. So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey. |
|
William K
|
Ignore the spammer directing you to his site.
First of all, there are many ways to economize. The first thing to do is track your expenses. With this list you'll see where your money goes. Then you decide what to do with and what to do without. Cut out the fru-fru drinks at Starbucks, start bringing in your lunch to work (stuff like that), and most importantly, PAY OFF YOUR CREDIT CARDS!
The key here is a little self discipline. You have to have this. ATM card or not. You have to take a realistic assessment of how you spend. If you say "I think I would spend it" then forget it. I mean that. You'll never get there unless you charge it, and then you dig yourself in deeper.
My wife, before meeting me, was a financial mess. When I met her she had refinanced her car twice (seven years of payments on an entry level Kia), had never thought of checking around for better insurance, was making interest-only payments on her student loans, owed six thousand dollars to credit card companies, and had started using those payday loans. Here's the kicker: she wasn't living extravagantly. What she was doing was failing to keep track of her income and expenses. The first thing we did was pay off her car. That gave her two hundred extra bucks a month. She paid off the payday loan next. Shopping around for insurance saved her a hundred bucks a month! Putting her on my policy saved her lots more, as she only cost me an additional two hundred a YEAR. When she moved in with me, three months before the wedding, that alleviated her rent, utilities, and food. All by herself she paid off the credit card balance and cut them up within nine months. As of last year she was caught up completely on her student loan payments and has actually paid one of them off. The other will be done in 2010, a year ahead of schedule. She also cut out the fast food lunches and the store-bought coffee. Her credit score has gone up by 200 points. All it took was self-discipline and the desire to improve. While I helped her out some she did 85% of it herself. She now gives herself an allowance for fun that doesn't exceed 10% of her takehome income.
We start vacation funds, a trick I learned from my step-father. If I have cash left in my wallet at the end of the week it goes into the jar. Keep adding and DON'T DIP INTO IT and you'll have enough to take a nice time off. |
|
M M
 |
Try and buy generic brands of items, clothes, food, and stuff like that to save money. Also give yourself a budget of how much your allowed to spend a month. Use that budget to balance out wants and needs. Don't buy anything unless you aboslutely need it. |
|
kapn
|
Save more then you spend......works for me......... |
|
MekaMeeks
|
Take a look at the site below - its totally free and no money out of your pocket what so EVER!!
Just get your friends, family, etc to shop on the site and you will make money off of them. You do have to sign up but you dont have to shop unless you want to!! Browse thru the site and see if its something you think you can do.
Here is my profile, if you want to take a look: tomeka96
>greathttp://www.bigcrumbs.com/crumbs/landing.... for extra cash! |
|
Andrea M
|
A fix account for a year or however long you want. Or join a box or a pardner with people you can trust. How it works: you must have a box holder some one who holds all the money, must be trustworthy. It has to be a couple people the more the better. every week or maybe two weeks all of you would give the box holder the box money whether its one hundred or more and some one would get a draw every week or month and it would be a couple hundred dollars depending on how much people and money. You can take last handon't you dont want to spend it before the time. REMEMBER HAS TO BE WITH PEOPLE YOU CAN TRUST |
|
d c
|
Put your money in a low interest savings account like ING and make a few bucks off it in the bank. Buy cheap food like rice/potatoes. Don't eat out or get like coffee. Try to get a good deal on your vacation. Look at the prices now and figure out what is the best price and will you get more if you book early. The best way to save money is to get the same service for a lower price. Like if you have a credit card that gives you no rewards get a credit card with rewards like a 1% cash back and no annual fee. Or a bank account that doesn't have any fees. Same service different price. The only difference is it costs less. |
|
goosy719
|
This is what I do because I have a hard time not spending money that I try and save. Get either a 5 gallon water jug or something similar that can hold a lot of change. Add all of you change to it that you get back from purchasing items that you pay cash for. I also make a habit of asking for rolls of quarters from the bank. About every week I usually get 4 rolls (40.00) and it to the jug. This works well for me because I wont spend it unless I got into a serious bind and would then be desperate enough to take it all into the bank to cash it in. I am saving for a hardwood floor with mine but a lot of people do this to save for vacations. I have been doing this since the beginning of the year and I have almost 2000. |
|
robert43041
 |
Every paycheck you put at least 20$ (or whatever you can afford) in that special savings account. That's for your trip and nothing else. Forget it's there...until it's time for you to buy your plane ticket or whatever. And have a good trip. |
|
Louis
 |
Don't spend money on recreational shopping (e.g. if you are bored / hungry / sad). Instead think of an alternative, play with your dog, make your spouse a romantic dinner, exercise. Use cash instead of plastic ( credit / debt cards) if you have enough.
I learned this from managing money e-book. If you need more just say it. =) |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 15 minutes(s) ago
| | | |
12 | 23 minutes(s) ago
| | | |
11 | 28 minutes(s) ago
| | | |
12 | 1 hour(s) ago
| | | |
12 | 5 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
