 Wheres a legit loan company for very bad credit? |
| Very bad credit,but will give a loan to help get out of debt. Someone legit,and real!!!Is there such a place?... |
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 Barclays bank have charged me ? |
| i put money in account on 15th, dd came out 17th yet they say no funds in my account, r they usually this slow, can i charge them for making a mistake ? i have another dd coming out today, so no ... |
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 Can anyone give me some simple fundraiser ideas? |
| I am a team of 1 and I need some way to raise two thousand dollars by February of 2008 without having to sale cookie dough, sally foster, or stand on the side of street begging for donations. I am a ... |
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 Can anyone loan me $10,000. I am a very honest person and will repay the loan!!!? |
| I am a single mom of 5 children, lost a job 3 months ago, have a part time job and trying to work "online". It is slow and this is a small town, so good paying jobs are hard to find. I am ... |
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 Is it good consolidate your college loans? |
| I recieved all my loans from one lender for 2 years. Do you think it is necessary or better to consolidate my loans?... |
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 What expenses have you cut out in the past year because of the economy? |
| I have eliminated my news paper subscription, my family membership to a pool club, dining out, cutting way back on christmas, keeping my car longer than planned, vacation will be camping instead of a ... |
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 What should i d if i love to shop and my mom can't give me the money? |
| i have lived in california fo r3 years an di just got to go to nyc the best place to shpo and my mom can't by me every thing and my dad is deid so we do not have that much money and i can'... |
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 I desparately need $7500.00 with a horrible credit score.. Nobody will help...Does anybody know anyone? |
| With a horrible low credit score, I am unable to get any kind of loan except for payday loans at 600%... I'm in desparate need to pay those loans off and to pay off other debt at a normal ... |
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 Can anyone beat this? |
I have 78 pence in my bank account, two pounds fifty in my pocket, hardly any food in the house and don't paid till Friday!!!!!
Additional Details
GREENANDRED - I get paid monthly, ... |
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 Putting a cheque in the bank? |
| If I paid a cheque in yesterday from my barcalys to another barclays account, how long would it take to clear and when would it show in my bank?... |
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hotdiggerydo | What are some good strategies for saving money? |
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asic design gal
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If you have a 401k plan at work, you should try contributing to it since the money that goes into it is pre-tax money. Also your employer may also match a portion of your contribution so it's essentially free money from the employer.
Also try keeping a detailed list of how you spend your money for the next few months and then see where you can try saving. For example, list out your monthly bills and how much you spend eating out, buying Starbucks coffee, clothes, groceries, etc. Then cut out what you don't really need. It might be hard to go cold turkey without some things, so just ease into it. Establish a savings account or money market account which pays high interest rather than keeping all your money in a low or no interest checking account. |
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So Paid
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Direct Deposit, Christmas club, vacation club. |
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keepsondancing
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Direct deposit from your paycheck to a savings account; you never miss it and are forced to live on what's left.
The rest is obvious. Cut out nonessentials. Eat at home. Bring a bag lunch to work. No Starbucks, brew your own coffee. Buy what you need, not what you want. Don't carry a credit card balance. Look at your lifestyle and see where you are bleeding money. This is not rocket science, my friend. |
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liongirl_40
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dont spend it as simple as that |
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Ricky J.
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Dont spend it. Duh. |
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?
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Telling yourself 'no', don't worry it doesn't work for me either. |
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rhymingron
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Payroll deduction for bonds, credit union or whatever your company is willing to do. |
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lil mami
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have it go to a retirement account |
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xxxxxx
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Set a realistic amount to be saved each payday. Set the amount low enough that you won't have to dip into the savings even if the amount seems low. Just save slow and steady. |
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francis j
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things that you don't need like cigarettes, alcohol, don't spend money on them save. when you get your pay cheque put aside a 20 or more if you can, as savings |
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mom
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Have it deducted from your check before it gets to you. |
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territheterribleliar
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don't have kids. because they cost a lot to raise. |
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clara
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don't put all your eggs in one basket, go for 3 thirds:
1/3 of your income into checking for daily expenses
1/3 into a savings account, so you can access it if you really need to (car breaks down), but are less likely to use it for cute shoes...
1/3 into an investment - depending on how much you have, that could be a 401K, stocks/bonds; or if you can, buy a house and either live there or rent it out, if your last 1/3 can pay for a mortgage in your area - that way you're independent of the stock market, but if you're old, you can rent out a room and still have some income |
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theskullknows
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I use the 2 step plan
step 1; work seven days a week
step 2; quit the hard drugs |
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Girl
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A good thing to start off with is a goal...do you have something you want to save up for like a car or a down payment on a house? Write down your goal and how much money you need for it. Then you need to figure a way of investing your money....
1. Savings Account- It's one of the safest ways to invest but you only get 3-4% interest.
2. Certificate of Deposit- This is when you put away a certain amount of money and you can't use it for a certain amount of time. This is a good investment though because you can get 4-5% interest. Ask your bank for more info.
3. Bonds- You can use this type of investment at almost any business but the risk is that the business may go bankrupt. With this, you give the business a certain amount of money, and in the future, on a certain date, you get the money back, usually with 5-6% interest. Some people do this for their kids and let them cash when they are eighteen.
4. Mutual Funds and Stocks- There is a lot of risk to invest in the stock market but you can get up to 11% interest if you really know what you're doing.
After figuring out how you're going to invest you need to know how much you need to invest each month in order to reach your goal. Make sure it's an amount you're comfortable with and you know that you are not going to use. Just think 'out of sight, out of mind'. Make yourself think that you don't even have the money so you don't end up spending it.....well, hope this helps...! |
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