What are some ways to save money?! please help?

i am 13 years old, i dont want methods of making money, just saving
reason being, i want to go on a shopping spree with my friends and i want a lot of money
i was thinking to save up my coins and then cashing them in when the time comes, any other ideas??
thanks so much for your help

i think you should save them somewhere so noone would know. that is the only way or you can give it to your parents to save it. thats what i do and it works

You don't state where you live, so advice on any sort of job is a little trickier.

Most countries allow 13 year olds to do paper rounds, so if you want to get money through a little work, that's one way to do it.

Saving what you have is another way, put it in a sealed box so you can't take it back out.

Odd jobs for your family might be a good source too, try offering to tidy people's gardens or similar for a little cash (you'll have to do it properly though)

Root around the back of the sofa for some change.

Sell any old things you dont want anymore, maybe have a yard sale with your friends and get rid of some old toys and things.

get a jar and put in a dollar everyday or in the bank

look for coupons, and try to plan your trip when stores are having a sale...also compare for best prices

Any time you get ANY money..... don't spend it. Simple as that.

if you live in a state that has recycling for soda cans and bottles pick those up whenever you see them and cash them in putting the money away. My family does this to cover our annual vacation.
But at your age you said you don't want ways of earning money just saving it I don't know how that can be done you have to receive money in order to save it. Your cash on hand wont grow unless your adding to it. You have to just not spend what you have already and try to add to it. Maybe since you don't really want to work for it ask family members to add their change to your piggy bank.

Well some ways I can think of are asking for money for chores if your parents agree to it. Keeping a change jar and say maybe asking your parents to dump their change in it since most people get annoyed by it in their purse or pant pocket. How about collecting aluminum cans for recycling? Also I belong to Bank of America, maybe see if your parents can make an account for a checking and savings and sign up for Keep the Change. This rounds up their purchases to the next dollar and puts the money into a savings account. So if you spent $10.01 it would round it up to $11 (and not make you overdraft if you only have $10 in your account) and then put the extra $.99 in your savings so maybe they can open an account with you for yourself or a savings at a credit union for you. What all do you do to make money? Allowance, chores, etc.? Maybe you can bargain with your parents for money for good grades on your report card? Or shovel snowy driveways possibly with the snow. I hope these all help and good luck, I need to save me some money too! :-)

You can keep a jar of coins in ur room whenever you earn some.
And earn money by simply washing the dishes or folding the laundry, vaccuming, babysitting, lawn-mowing, or make a deal with a sibling or ur parents. For example, if you make dinner, or like do something every day, your sibling/parent will put like a certain amount of money like, say... 50 cents lol. Then in a 7 day week, you would earn $3.50.
And in 3 weeks you would earn $10.50.

First. you Must Earn Some coins by your self
second. Speak with your father and tell him : that You want Some money Of his wage every month because you need For School or something else.

1.Set savings goals. For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment youâ€™ll need. For long-term goals, such as retirement, youâ€™ll need to do a lot more planning (figuring out how much money youâ€™ll need to live comfortably for 20 or 30 years after you stop working), and youâ€™ll also need to figure out how investments will help you achieve your goals.

2.Kill your debt first. Simply calculating how much you spend each month on your debts will illustrate that eliminating debt is the fastest way to free up money. Once the money is freed from debt payment, it can easily be re-purposed to savings.
3.Establish a timeframe. For example: "I want to be able to buy a house two years from today." Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If itâ€™s not attainable, youâ€™ll just get discouraged.
4.Figure out how much youâ€™ll have to save per week, per month, or per paycheck to attain each of your savings goals. Take each thing you want to save for and figure out how much you need to start saving now. For most savings goals, itâ€™s best to save the same amount each period. For example, if you want to put a $20,000 down payment on a home in 36 months (three years), youâ€™ll need to save about $550 per month every month. But if your paychecks amount to $1000, it might not be a realistic goal, so adjust your timeframe until you come up with an approachable amount.
5.Keep a record of your expenses. What you save falls between two activities and their difference: how much you make and how much you spend. Since you have more control over how much you spend, it's wise to take a critical look at your expenses. Write down everything you spend your money on for a couple weeks or a month. Be as detailed as possible, and try not to leave out small purchases. Assign each purchase or expenditure a category such as: Rent, Car insurance, Car payments, Phone Bill, Cable Bill, Utilities, Gas, Food, Entertainment, etc.
6.Keep a small notebook with you at all times. Get in the habit of recording every expense and saving the receipts.
Sit down once a week with your small notebook and receipts. Record your expenses in a larger notebook or a spreadsheet program.
7.Trim your expenses. Take a good, hard look at your spending records after a month or two have passed. Youâ€™ll probably be surprised when you look back at your record of expenses: $300 on ice cream, $100 on parking tickets? Youâ€™ll likely see some obvious cuts you can make. Depending on how much you need to save, however, you may need to make some difficult decisions. Think about your priorities, and make cuts you can live with. Calculate how much those cuts will save you per year, and you'll be much more motivated to pinch pennies.

Can you move to a less expensive apartment or house? Can you refinance your mortgage?
Can you consolidate your debts so that you're not paying as much interest?
Can you save money on gas, or give up a car altogether? If your family has multiple cars, can you bring it down to one?
Can you get a better price on insurance? Call around and make sure you are getting the best price you can. Consider taking a higher deductible, too.
Can you drop a land line and only use your cell phone?
Can you live without cable or satellite TV?
Can you cut down on your utility bills?
Can you restrict eating out? Buy food in bulk? Cook more at home? You might be able to save a lot of money on food.
8.Reassess your savings goals. Subtract your expenses (the ones you can't live without) from your take-home income (i.e. after taxes have been taken out). What is the difference? And does it match up with your savings goals? Let's say you've decided you can definitely get by on $1500 per month, and your paychecks amount to $2300 per month. That leaves you with $800 to save. If thereâ€™s absolutely no way you can fit all your savings goals into your budget, take a look at what youâ€™re saving for and cut the less important things or adjust the timeframe. Maybe you need to put off buying a new car for another year, or maybe you donâ€™t really need a big-screen TV that badly.
9.Make a budget. Once youâ€™ve managed to balance your earnings with your savings goals and spending, write down a budget so youâ€™ll know each month or each paycheck how much you can spend on any given thing or category of things. This is especially important for expenses which tend to fluctuate, or which you know you're going to have a particularly hard time restricting. (E.g. "I will only spend $30 a month on movies/chocolate/coffee/etc.")
10.Stop using credit cards. Pay for everything with cash or money orders. Don't even use checks. It's easier to overspend when you're pulling from a bank or credit account because you don't know exactly how much is in there. If you have cash, you can see your supply run

OK, well firstly its going to be pretty hard if you don't have a way of making money but to make money:

- You could ask your parents for a little amount of money ang over time get heaps of coins.
- If you don't want to get a part time job yet just work for your parents or there friends by doing chores (eg mowing the lawn etc)

And secondly, you don't want to get tempted to spend the money, here are some good tips on saving money:

- Get a bank (savings) account, so you cant spend it there unless you go to the bank.
-If you don't want to create a bank account, get your parents to buy you an un-openable piggy bank so you cant get the money out until later, or find a place to put it that's out of the way so you forget, and come back later to see how much money you have!

Hope this helped!

saving change is a good idea, its where the phrase "nickel and dimeing yourself to death" comes from. Another way that phrase is true is that when you buy cheap little junk that you dont need all the time, you wont be able to save for something worth buying, a big purchase that will mean something to you. If you stop buying energy drinks every day, or candybars, or yet another dumb game that you just have to have new and will be able to buy used in a week, then the money will really start adding up and you will know how much you wasted. This does take a minimum amount of discipline, and forethought, to be able to think ahead past immediate gratification.

Well a good way to save money that works for me is having either your mom or dad or anyone else for that matter open up a savings account without your name on it. That way you cant take money out only put it in, to make sure you are putting money in you should sat a goal for yourself to make at least one deposit a week. You should make sure whoever is opening the account for you is trustworthy and you KNOW that they are not going to use the money you put in and they aren't going to let you take any money out until your shopping spree =]

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