 I have bad credit and I need a loan. Help please? |
| Im so stressed. All these bills are driving me crazy. I need to get out of debt.... |
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 I just inherited 35,000 dollars. I'm pretty ignorant on how &-or what to do with it! Advice??? |
| I know I want to put up 10,000 where it can not be touched to help my daughter with living expenses during college.(College already taken care of by another fund my Dad left me as well. Isn't ... |
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 Is $110,000 for a family considered lower,middle,or upper middle class? |
If a family with 2 people that work make a combined $110,000 considered lower,middle,or upper-middle class?
Additional Details
Living in Dallas,TX... |
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 I am inheriting 10 million dollars? |
| i am inheriting 10 million dollars and i am after ideas on how to spend ... |
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| How much of my paycheck should I put in the bank and how much should I keep for myself? Like what percent? I know I should be saving it all, but I wanna at least keep a little for myself.... |
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 My neice received a check for 2875.00 from Allinace Bank in Virginia. Has anyone seen one? Is this check bogus |
| My neice went to the local check cashing store and they said it was a check from Nigeria but it looks so real like an original document. Does anyone know of fake sweepstake checks floating around?... |
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 Should I file for bankruptcy?? |
| well im 21 years old, and ever since I started working at the age of 14, I have got into serious debt, for instance when i was 16yrs, I ran my cell phone bill to $500, and never paid them because i ... |
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 What is your weekly personal expense budget? |
| Do you have a grip on your personal outgoings and saving a reasonable amt of money? What is the best way to save yet enjoy your life? I want to live debt free one day.... |
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 What are your tips for getting organized financially? |
| How do you keep track of deductions, donations, write-offs, etc?... |
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 If you found twenty dollars on the ground, what would you spend it on? |
Additional Details
A few weeks ago i found a twenty at work, i ended spending half of it on In and out Hmm good stuff.... |
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 Ways kids can make money? |
| Hi guys, I was wondering if you have any tips that I can make money. I'm in 7th grade and I need to make $500 by the end of the school year. So if you have any ways I can make money it would ... |
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 I am under 18 years old And I want to make some online money to help my family? |
| I live in Pakistan. And I cannot signup on Adsense because i must have a bank account or credit card? Please help me!... |
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Birdie | What are your best money saving tips? |
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Ask Mike
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Hi,
I suppose it depends on how much money you're out to save and who willing you are to make sacrifices. Here are a few things I do that require little effort but end up helping a lot.
1. Skip the fancy coffee/smoothie/whatever. If you're like me, you "need" coffee every morning. Try brewing your own. A daily stop at a coffee bar adds up quickly. $2 per cup times 365 days a year = a lot of money.
2. Buy generic. When possible, buy the cheaper alternative. You may come off looking a bit frugal when people come over and see the no-name shampoo in your shower, but you will save money and get basically the same product.
3. Shop around. Take a look at what you're paying for cable, cell phone, internet access, etc. Do your research, and if you can find a better deal, call your current provider and tell them. Offer them the chance to match the deal. If you're polite, odds are you'll be successful.
There are, of course, tons more tips out there. I've included a link below to a site that specializes in helping folks save money. Enjoy!
Mike |
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BlueEyedBabe
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dont eat out as much, shop the bargins on clothes and food. dont buy things that you really dont need. Dont go to the bar all the time. |
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Kelbid
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Garage sales--I buy all my clothes there, dishes, tools, I've even found caulking, doors, windows.. Much cheaper than resale stores, even. Also, unplugging the TV/DVD player, etc. saves on some electricity since they use it even when they are not on. Libraries are the greatest--never have to buy a book, movie or CD & they answer all your questions for free. And we make most of our food at home--tastes better & better for you as well as being cheaper. |
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Allie wishes
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well i started a high interest savings account. they take my money out once a month. and its paperless so i kind of forget about it - the money is really accumulating for once.
also to save money - cut up credit cards! and don't go into stores. |
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c q
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work two jobs, no time to spend. |
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mooshnick
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When i thought about saving money...I thought about my grandparents back in the days. They didn't have such easy access to bank accounts like we do with ATM machines literally EVERYWHERE... in there lies the problem. ATM should be called ABM(automatically broke machine)....when I thought about this it pissed me off ...so I thought of a method that would require some serious discipline.
What worked for me was to withdraw at the beginning of the week what would cover the entire week...which meant I had to budget...and not carry my ATM card around with me. Which doesn't mean I had to live off of peanut butter sandwiches all week...i just based the withdraw on (starbucks twice within that week and maybe wendy's twice...the rest was food from home). The going out doing stuff(entertainment was limited)...because I was on a budget.
Ok, and then when the weekends came I would withdraw based on the activities planned or not planned for the weekend. Which meant if I spent all the money on friday nite...I would be jacked up for the rest of the weekend.
What happens in using this method is that you start to condition yourself towards impulse purchasing and the frivolous lifestyle.....when the conditioning set's in....you realize that you have an actual bank account with money in it....and you're no longer living check to check....as a matter of fact...it becomes more of a challenge to see how long you can go by living within your own means.
I hope this helps...it works for me ...til this day. |
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HARSHA D
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How much money you save depends on your lifestyle. How much you should save depends on your age, the number of dependants, the kind of lifestyle you want to lead when you retire and inflation ($10 today will be worth less than $ 10 tommorrow).
To save money, i would start by examining my life and find out where I can save money by cutting costs and extra impulsive, frivolous spending. Then I would calculate how much I can save every month, keeping in mind to put some money apart for emergencies. This money I would invest in :
a) a savings account with a good interest rate,
b)a fixed deposit with good interest rates ( fixed deposits have mandatory time periods from 1 year to 5 years,etc, so you cannot withdraw money unless time period is up),
c)a mutual fund (do research on this thoroughly before investing),
d) post office savings schemes,
e)government bonds,etc
Start small, and you should be able to save.
I hope this helps. I cant tell you what to cut costs on because I dont know you. Sorry if it sounds rude.Best of luck! |
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TroubleRose
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Try opening up an ING account. Its a savings account with high interest. You can set up it automatically be transfered from your checking into the ing account and earn interest the first day of every month. |
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Todd B
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Buy what you NEED and not what you WANT.
Shop at Walmart |
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JIGGLY
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keep cash. its harder to let money you can see go than swiping that card over and over again. |
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meandnadine
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Here is a list of the best money saving tips...
http://www.freewebs.com/savingslist/ |
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Ally
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dont buy crap |
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orcastrated
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dont buy stuff |
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