 Is it safer to carry $5000 cash to work and school? rather than leave it at home? |
| i dont have a safe at home. i have 5 grand that i need to keep very safe for the next couple days. i dont want to deposit it into my bank account because it will look suspicious that i deposit so ... |
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 My mom passed away, who collects on her social security if she and my father were not together at the time? |
| if my fahter and my mother were not together when she passed away, who then is intitiled to her social security?... |
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 I need to know how I can make my money grow quickly!!!!!? |
| I'm trying to complete ten credits for my university during the summer. A good deal has arisen where I can get that amount of credits for considerably less than one would normally pay. It also ... |
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 How does a FAFSA work? |
| I have completed my FAFSA and it has been accepted. I am eligable for money, but how does it work? Does the money go to the school, if so how is it disbursed? Can that money be used for books, or ... |
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 What are some great money saving tips? |
What are some great money saving tips for a couple suddenly trying to live on one income instead of two??
Additional Details
Thanks...please keep the ideas coming...have had some real ... |
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 Has anyone ever heard of this company? |
| My brother came over my house today and I overheard him tell my mother that this company is going to loan him some money..( That sounds nice), BUT the catch is he had to send the company $800 to ... |
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 How do i save my money? |
| i just can't seem to save any money. i just spend on stupid stuff. it's like i have no control and i don't know what to do.... |
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 Ex Girlfriend used my debit card before i cancelled it, what can i do? |
| My girlfriend and I broke up, although i forgot to cancel my card, and she charged about $450.00 without my permission. Where can i go to get more information about getting my money back from her, if ... |
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 What are some good ways to make some extra money? |
I lost most of my money to buying a phone. And now what im saving up for is a electric guitar.
I don't get an allowance, and I never will, the only time I get money is from birthdays, ... |
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 How I protect my idea? |
| If I had an multi Billion project idea to recommend to the Govt, how do I protect and guaranteed that I am rewarded, if accepted and implemented? What sort of reward, I should be asking for?... |
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 I need to take out a loan for $1000, I want to pay it off quickly - is that bad for my credit? |
| I need another $1000 for tuition this semester, and I wont have enough on my paycheck to do it, so I was wondering if I took out a loan for $1000, and payed it off in 2-3 months instead of a year or ... |
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Mrs. Libra | What can I do to help me save money? |
I need help in saving money. What are some ways I can save money. I'm 25 yrs old and my monthly take home is 6,000.
thxs |
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xsandybreezerx
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pay yourself first, pay your self 5%, put it into a savings account that you don't touch (unless some sort of emergancy comes up). that is the best way to save money and lots of it. don't spend your change. start a change jar and cash it out when you are low on cash, or if you have a vacation planned save it till then and cash it out at the bank before you go. you'd be surprised how much money you save that way. (i do both of those things and the change is easier of the two to do. but i know i'm ok when i retire!) |
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Adam E
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Organise some better insulation for your house for the coming winter months to save on heating bills.
Consider buying supermarket branded food and goods for a while, you'll find they taste and work etc the same as any branded goods.. just without fancy wrapping.
If you have satellite television cancel it, you can save a lot of money that way.. find entertainment on the internet it's much more interactive speaking in experience.
What about taking up a side job or a primary job. A good side job would be selling goods for Bettaware and other wholesale companies like that. Another idea would be to do some call centre work, that can bring in some extra pennies, it will also occupy you so that you're not at home eating or drinking alcohol or anything.
Often basic logic and thinking outside of your routine is all you need to save extra money. |
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danl747
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Sign up for direct deposit and have a portion of each paycheck deposeted to a seperate savings account. When you never "see" the money it's easier to avoid spending it. |
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Frogface53
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Don't eat out as often, use mass transportation or carpool. List all your expenses in Quicken or similar software and check to see where you can cut back. Remember the more we make, the more we spend.
We lost a lot of income when I became seriously ill and found out quickly just how much you can cut back. |
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personal_finance_101
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If you take home $6k/month and have a hard time saving then your spending is out of control. You should:
1 - write down every penny you spend for the next 30 days and categorize it to see where your money's going.
2 - figure out where you can cut back and develop a budget.
3 - set your financial goals down on paper. make them measurable.
4 - set your savings and investments (max your IRA and 401k) so that they automatically come out of your check on your payday. That way you never even see the money.
5 - cut up your credit card and only use cash until you get used to spending less.
6 - only take out cash once/week. take out enough so that you are following your budget. once it's gone, it's gone. no more spending.
You should easily be able to save at least a few grand a month. Read some books so you start learning how to manage your money. The "Must Reads" on the link below are good but I would also recommend The Millionaire Next Door.
Good luck! |
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Wolfeyen
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Create a budget.... Duh.. |
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robert j
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make your own yogurt. |
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jorluke
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um...give it to me and ill give you allowance. |
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daisyk
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I definitely suggest using quicken or something like it to record every penny you spend for a month. It can quickly show you by category how you are spending your money, and chances are one or two things will surprise you. Our jaws dropped when we saw how much we spend on eating out...so we're focusing a lot of our energy on cooking more and eating in, but it might be something different for you, your housing? your transportation? your wardrobe? Who knows - do you?
And as others said, take a percentage of your money out of your paycheck right away, and put it somewhere you can't see it, or easily get to it (IRA's, savings accounts, in a jar in your attic).
Good luck! |
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Grilled cheese lover
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i would only buy essintial stuff. |
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Don't Know
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At that salaryyou should have lots of money to save. Quit wasting it, and quit buying useless things.
Research investing. Buying a Certificate of Deposit can be as much fun as buying a Compact Disc. |
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Charles B
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Have some automatically deducted from your payroll into a savings account. Buy stock and other investments that will bring you a return for your money. Keep all your loose change and turn it in periodically to your savings account as well. Put money into a 401K/403B retirement plan as well. |
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