 Should I pay off loans or put money in savings? |
My student loan payment is $350 each month. According to a budget guide, I should put $200 into savings each month as well.
Or would I be better off paying $550 on my loans each month?... |
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 I have $500. how can i turn it into more by july? |
| any kind of LEGAL turn around would be nice. should i look at e-trade or is 500 too low to even go somewhere like that? all help appreciated.... |
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 I need a $5000 loan, but have no credit and only make $300 a month. What do i do? |
My car died and itll cost $4000 to replace it. Problem is, my car is only worth 5000, so i wanna get a used car--that isnt broken.
HELP!... |
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 Has anyone ever noticed this? |
| A roll of regular toilet paper has 197 sheets per roll if you buy a 12 roll pack for $4.00 - $6.00 depending on the brand. You are only buying 2364 sheets of tp. A roll of regular scott tp has 1000 ... |
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 I received a cashiers check from a bank, do i put it in my account? |
| I received a cashiers check from a bank, do i put it in my account? the bank says i won this blank amount of money and must be deposited into my bank accont and please contact my claim agent to ... |
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 Why do some banks intentionally let people overdraw their checking account with a debit card? |
| My bank claims they will not approve the transaction over your account balance and any overdraft protection that you may have. I just can not see why people get overdrawn that just use debit card ... |
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 What is the best way to get out of debt when you are drowning in it. No option for credit.? |
Additional Details
I have five kids and my husband and I work full time. I adopted four of the kids that were abuse by their natural parents. The state waited so long to give funds for ... |
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 How can I make some money during the summer? |
| I am thirteen, during spring and fall i make some money by reffing little kid soccer, but have no idea on how i can make some extra moneyduring the summer.... |
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 I'm being sued by a friend for $2000 but no contracts or agreements were made, should I worry? |
| Hi guys, so my friend let me borrow $2000 last year, we did not make any contracts or agreements. As a good citizen I told my friend that because of my financial difficulties at this time I would ... |
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 Will somone please donate 250,000 dollars to me? |
| I have a job! I make about 41,000 a year. Its not much after your wife takes everything and your parents go broke because the housing maket for sellers turned to crap. They manage to keep it all ... |
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 What is the quickest way to earn 50 pounds a day legally? |
| I just need any work for a couple of months but don't want to apply for any permanent positions because am waiting on another project. Fast learner, excellent management skills will turn my hand ... |
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 Would you consider this retired couple to be average, well-off, or very well off.? |
| They have no mortgage, no debts and an income after tax of £500 per week from pensions and ... |
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 Can I borrow $5? |
| I need to buy a pack of cigarettes....... |
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terose1 | What can I get my grandchildren for Christmas to teach them about finance that will also be fun for them.? |
I do well with my finances but my children never learned anything from me because they had to file bankrupsy even though they make good wages. I want my grand children to learn early. They are ages 6 and 7. |
 |
 
robert w
|
thank you for asking a good question.
visit daveramsey.com to look for the Jr's series of books and learning tools for kids.
my oldest reads from these to my youngest and both are smarter than cousins about money.
neither will go to bankruptcy court or debt slavery. |
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Scott C
 |
get them junior monopoly. This will teach them the most important things about finances. The banks own everything (the federal reserve). And its a utter rat race to get ahead. Big windfalls or big bombshells are just a dice roll away. If you happen to go to prison then it becomes like a command post. If you are not cunning and cut-throat then you'll be wiped out, poor and pathetic. You can never show any mercy in the game, its very realistic. |
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Arletta S
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I"d start with a toy cash register and play money. Also, check with your bank - some of them have special programs for kids and might have some material they could give you. |
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stephasoris
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They sell some really cool, high tec piggy banks now-a-days that are really fun to work and play with!!! |
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Loudest Mime
 |
Maybe Sims 2? - Ohh...wait, they could cheat...
(...and there much be too much sexual stuff for 6 and 7 year olds) |
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Carrie
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Gift cards to their favorite stores. That way, they'll have the fun of buying their own presents, but will learn about the value of a dollar. |
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ardee112
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How about a few shares of a company like Disney or Toys 'R Us that they recognize. And then show them how they can watch the value grow over time.
Show them what it was worth on the day they were born. Then, on their birthdays or other special days, add to their portfolio. There is also a mutual fund that specializes in investments for children but I cannot remember which fund family offers it. You should be able to "google" it. |
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sunshine_today
 |
Do that old math trick with them "would you take a penny a day for a month and double the amount each day, or would you like $100 now"
when they do the math, it really starts to add up over the month and they can see the power of compound investing.
1,2,4,8,16,32,64,etc. at 31 days, it is way, way over the $100 that everyone picks if they don't know the trick. |
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Dr. O'Pinion
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You do well with finances but you want us to tell you how to teach them about finances. I don't get because all you have to do is teach your grandchildren what you know. Get them just some FUN toys because there is nothing you are going to do or say that will change their future. If there was, your own children would have done better. Do you see? |
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Hank Hill
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Buy them mutual funds and check on them and follow them together with age-appropriate discussions.
Instead of sending them money for gifts, take them to the bank each time you visit and let them put 20% of whatever you give them into a bank account. |
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Imagine4ever
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"Cashflow" for kids. http://lifeexcellence.stores.yahoo.net/caforki.html developed by Robert Kiyosaki. |
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