 Ok I need some financial advice . My husband and I? |
| have been trying to pay off our credit card debt for 3 years now and we are barely making a dent. I have went through and cancelled all our extra things like trash service ect. and bargained with ... |
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 How to deal with overspending??? |
Additional Details
can u be nice and answer this ? with sincerity i need answers!!!!!... |
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 Can you reccommend a lender that would help me? |
| i need a loan for £5000, i have bad credit, a tenant, and am slipping into debt and need to claw my way out, i havent been doing many hours work to help my partner financially, but am now job ... |
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| Am I the only one that is fed up with this? You go into *your* bank and the first thing they ask you is "are you interested in another credit card". You go into the Post Office for one ... |
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| I have run really low on my cash. Is a car title loan a really bad idea? I'll have a cash flowing bank account the first of Oct. but thats not helping me now. The only asset I have is my vehical.... |
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| I use coupons, catch sales, remember I am working with very little money here, recycle. When I have the money yes I will buy brand new name brand I have learned how to put outfits together I do not ... |
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 ANSWER THIS QUESTION, please? |
| there is a company or a afew companies that say you can order your certified copie of your birth certifacate through them and will recieve it within 24hrs or some say 3 to 5 business days. would you ... |
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 How much money saved as a back up to survive, you know so you dont become poor? |
im thinking around 10,000 pounds at least
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giddy up and how much is that ... |
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 500 Billion Dollars!? |
| What would you do with 500 billion dollars?... |
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 If you had $35,000 in credit card debt and got a check for $20.000, would you do with the money? |
yes, i am in that situation. Is it best to put 20K in cash straight towards paying down credit card debt?
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Alternatives would be:
1) save for a rainy day
2) ... |
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 Should I quit my job? I will pick the "best answer" quickly.? |
| I am a teacher; therefore, I am usually off for the summer. However, this summer I worked out of town for three weeks and I have quite a few home improvement projects I need to get into (just ... |
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 Aren't my bank taking the mickey? |
my bank insist on sending me a statement to my address which is unsafe-is this a legal requirement?
whenever they screw up the account local branch refers me to head office and vice versa;the ... |
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 Why can't credit card companies send us SMS messages when transactions are performed? This would prevent Fraud |
| Why can't the credit card companies send us SMS text messages to our phones when transactions are performed using our card details. That way we would know immediately when someone has ... |
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| Debit card fraud? |
Today I found out that I have been a victim of debit card fraud, £131 was spent at UK-Carpets-Direct (online)and £8.00 to CC London - where ever that is, I live in Cumbria.
Barclays my ... |
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wise old owl | What do pensioners in the UK get as a pension (money)? |
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magenta
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The maximum basic pension (based on National Insurance ontributions) is £87.30 at the moment. Most people will also have their pensions topped up with Additional pension (SERPS or state 2nd pension).
The minimum amount the government says pensioners need to live on is £119.05 for a single person or £181.70 per couple. This can be increased for people with disabilities, caring responsibilities, or housing costs such as a mortgage. Anyone with less income than this can claim Pension Credit as long as they are permenantly resident in the UK.
Its not as simple as saying a pension is X amount of money as it varies widely, but nobody should have less coming in to the household than £119.05/£181.70. But that includes private pensions, maintenance, earnings and any other type of income as well as retirement pension. |
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g8bvl
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Single person: £87.30; Couple: £139.60 per week. for the 2007 to 2008 tax year.
Not enough. |
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Franco
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It is $87.30pw if you have paid in all your working life and did not miss any payments.
But if your total income from all sources is below something like £120 pw, and your savings are very small, you can then submit to the hated means test and if you pass, you can then get some additional benefits. The upshot is that you will afford to put some margarine on your bread, but not much jam.
The country is rich, as we are told all the time, but the money is needed for bringing democracy to Iraq. |
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jojo
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no were near whot they need. |
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dels replies
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What sort of pension. There is state pension and private or company pensions. Some get both. It is different for a single person to a couple. Also state pension depends how many years you paid in for it and what extra benefits you paid for, Private pensions also depend on how long and how much you paid. So every one can be different. Some people get by on 60 or 70 pounds a week but get help with rent and council tax. Anyone with very low income gets what are called tax credits to boost their pension a bit. Other people with a higher state pension and a modest private pension could get something like 250 pounds a week, but no extra benefits and would pay full taxes. |
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pa2behappy
 |
As some of the others have said there is a maximum amount of £87.70 based on the national insurance contributions over your working life. My Mum like a lot of her generation did not do paid work while bringing up the children so her pension is £1.75/week +£5 a year for been over 75. She survives because Dad had a well paid job & a penion that was not robbed by Maxwell or Thatcher.
If you want to be happy when you retire then you need to learn how to create your own wealth or live within your means.
http://www.Retire-Thisyear.com
& http://www.MoneyMasters.co.uk
are holding courses over the next couple of weekends for free if registrar online |
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tom a
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nowhere near as much as they deserve for years of service |
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stainless steven
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Pounds sterling. |
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JOHN N
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You get the State Pension, provided that you have made enough National Insurance contributions. If, in a given year, you do not make enough contributions, the Dept for Work and Pensions will write to you to give you the option of paying the shortfall. Your employer may also offer a pension scheme which you can join - this involves paying a proportion of you salary into your pension fund. When you retire, usually at age 60 or 65 depending on the company's policy, your annual entitlement will be calculated based on your final salary amount. Insurance companies also offer private pensions which you can take out and pay into monthly, giving you another source of pension income on retirement. Hope this is helpful! |
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C B
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Not enough. I think its about £110 a week for a single person from the government. They may be able to cliem I.S if they have no other income
from gov website
Basic State Pension (per week from 9 April 2007)
Based on your own or your late husband’s, wife’s or civil partner’s NI contributions £87.30
Based on your husband’s NI contributions £52.30
Non-contributory Over 80 pension £52.30
Age Addition £ 0.25
ve no other income |
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confused???
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60 pounds a week i think |
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heavymetalbitch
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i get £112 as i paid full ins.stamp for 25 yrs. and have a bit extra i paid into the system as i worked for the GPO. now bt and royal mail. for 8 yrs. basic is £85 i think |
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Robert M
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a couple of pounds |
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northville07
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i think 73 pounds a week |
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romancer
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not enough,saying that they do hold you up when your driving, about evens |
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