3 years ago I was unemployed with no health insurance and got pregnant. I got very sick and had to go to the emergency room twice. I went 2 more times as I was miscarrying and was told the total bills were over $7000. About a year ago a collection agency called me to get payments on a smaller part. As I started paying on it, they told me they received more and more bills. Then they told me that I couldn't make my payments anymore because they wouldn't cover the interest and that I had to pay a large lump sum by the end of the next week or they would put it on my credit report. I explained that I'm a single mother that could not come up with that amount so quickly. Later they sued me and added all kinds of fees on the total. Now they started garnishing my wages. With the amount they are taking out, I will not bring home enough to cover my rent and child care alone this month. I might have to quit my job for lack of child care, but then my child and I will be homeless too. What do I do?
Additional Details
I really don't have many bills and my rent is lower than most 1 bedrooms in my area. I don't own a car because I wasn't ready for that expense yet. My main concern is staying employed and keeping a roof over our heads. I cannot pay just my child care and my rent this month. That does not include any other expenses.