 I got a mail from uk lottery N i won 500000pound but i think its wrong.It's can fraud or not .tell me pls.nr |
| sir actually i won prizez of my e-id and they told me i was selecting for winner and they want to give mecheque of my payment. but before that they wants their courier charges first. can it's ... |
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 I just opened a bank account, what is the difference between credit and debit? |
| i opened a checking account and just got my debit card. when you use it, what is the difference between credit and debit?... |
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 How long should it take for a loan approval? |
| i applied for a loan last week and i was told that it needed to be sent off for approval, i still havent heard anything back yet and id like to know what the situation is but I dont want to seem ... |
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 Post dated cheque query? |
I gave a post dated cheque to a company and they presented it before the date!!
It was dated for the 18th of this month, however, it has left my account today, meaning that they presented ... |
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 What would you do with a million dollars? |
If you think about it, a million dollars isn't a lot these days.
But I would defs buy a house and car, then get a massage chair ahha
Additional Details
Woooo, I wish someone ... |
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 Has anyone just received an email from nat west? |
| if so dont respond,it seems to be a con,they are asking for your username,pin.and password,I have reported this and even nat west beleive it to be dodgey,you can forward this to nwolb@natwest.com for ... |
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 In todays time is it possible for a family of 4 to live off of $45,000 comfortably? |
| I'm looking to put a budget in place without using my wifes income and overtime from my job.... |
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 What would you do with 6 million dollars? |
| If you won the lottery, what would you do with the money?... |
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 Debt management what did you do? |
| We are thinking about getting a debt management plan put in place but where do we start? So many people are telling us different things but not of them have been through it! Has anyone gone through IV... |
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 True or false? you can get rich from a stupid idea? |
| if so name some stupid ideas that have already come true! no way !... |
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 How can I get rid of stress....?? |
| My face is numb and my right pointer finger and thumb are numb as well as my heart races and I get headaches all the time...I dont know what to do to try to calm down but my world is ending...I owe ... |
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 Where to put my Money? |
I can't put my money under my pillow, your suggestion?
see
http://www.bankaholic.co... |
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 On income support & DLA, have disabled child, offered one-off payment by magazine? |
| A magazine wants to do an article on my child, for which we would be paid. I want to do it properly and declare it all, but what might happen to our benefits? As I want to donate some to a charity, ... |
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chardo100 | What happen's if i get pre-approved for a mortgage and then don't buy a house? |
I am currently looking to buy my first home, but it may not be for 6 months to 1 year. I want to know now how much I would get approved for. Is there any penalty if I choose not to buy a home, and then get pre-approved a year from now again? |
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luisamapacha
|
Pre-approvals are usually good for about 6 months. Ask your lender. |
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Neolani
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I dont think there is a penalty.. I just think it would be another inquiry |
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JeffyB
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No, but you may forfeit your mortgage application fee, and just because you qualify for a certain amount now, doesn't mean that will hold true next year. |
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manfromcrete@verizon.net
 |
nothing will happens you do not have a house |
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angela c
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shouldn't be a penalty. I had my house appraised, they told me if I had it refinanced I would have to pay for it, I ended up not doing it and got a free appraisal |
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joyceeleann
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You usually have a certain amount of time to response but you would have to check with the person who approved you. Probably only like 30 days after approval. If they run your credit it affects your credit report, so if you don't buy a house and they re run yoru credit...that will keep messing you up is the credit checks. |
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Myriam P
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Nothing as long as don't use the money I don't think there is a penalty.
MP |
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megs
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you will just have to keep renting until you save more for a downpayment |
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mister ed
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no but it would in my opinion be a waste time because when you are ready you will have to go through it all over again -- but to get a ball park figure go to the loan officer and she could give your a rough estimate based on credit score down payment and income!!! |
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jmiller
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No. Pre-approval just pre-qualifies you on your current situation. If you want to wait a year and get pre-approved again its fine. |
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ntgonnahappen
 |
aside from the fact that you will have to completely go through the approval process again, the lender may or mat not be willing to give out as much money in you time frame. check out the news regarding all the upcoming foreclosures. if the 2 or so million people they are talking about foreclose, lenders are going to be pulling in the reigns on lending and becoming VERY selective.
good luck |
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Jade
 |
nothing becasue first of all "pre-approval" is not approval. |
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ga.peach67
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If they pre-approved you that means they probably ran your credit report. That lowers your score by an average of 12 points. When they re-run your credit a year from now your score will get dinged again. |
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PJ
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Depending on what level of approval you are looking for. You might need to pay an app fee (100- 250) that you do not get back if you walk away. |
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