 Where can i get a long term loan with NO credit???? No payday loans!!? |
| i need a loan..and i have no credit at all..i do have a car...which im willing to put in for collateral...but i want a legit company...interest rates do not matter to me....thanks..... |
|
 I have a penny that is silver like a dime ?!!!????!!? |
i found it in a parkinglot and thought it was a dime is it worth anything?
Additional Details
it has 1943 on ... |
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 I'm depressed --- I have so much debt (college loans) and I'm only 23.... =(? |
| I'm $40,000 in debt for college loans and I make $38/year. I feel like I'll be trapped in my parents house until I'm 40 and it's depressing me.. How can I get out of this debt ... |
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 What is the best way to become wealthy? |
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giovanni t | What happens if I cannot pay my debts? |
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ponting
 |
jj then god will punish u |
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philhoonoseitall
 |
You can go bankrupt.
But then you wont get credit for years.
You can get a voluntary agreement with the company you owe money to.
Try speaking to them.
Or the best option is to phone the citizens advice bureau and ask them to sort it out for you. |
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Best of British
|
Knock, knock... Won't be long at the door |
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phazedd@verizon.net
 |
If you can't pay your debts your property can be taken.
A creditor-the person or company that says you owe a debt-usually must go to court and win a lawsuit against you before taking
Let's say you borrow money to buy a car and the car is the security. If you fall behind in your payments, the lender can repossess (take back) the car without going to court.
Companies that repair or store items also can take property from you without going to court.
Creditors or collection agencies-companies that try to collect payment for past due bills-cannot, by law, repeatedly call you on the telephone though.
Creditors and collection agencies are not supposed to contact your employer either, except to make sure that you are employed. If you are bothered in any of these ways, contact a consumer protection or law enforcement agency. Or you could seek a lawyer's help.
If worse comes to worse you will file for bankruptcy, either chapter 13 or 7. |
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slimdude142
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Legal action can be taken against you in a civil trial at a court of law. It will decrease your credit rating, making you ineligible to apply for car, home or student loans or credit cards. |
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BigMomma2
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Not clear if you are in the UK but if you are I have put links to two helpful websites.
You may not need to go bankrupt but whatever road you take its stressful to start. You can go into debt management (it doesnt suit all but at the moment I am doing this) depending on what your debts are. I advise you talk to the Citizens Advice or CCCS website below there is a lot of info available don't feel alone.
You have to have enough money to live on and to pay your bills such as Rent Council tax etc. Some if not paid can send you to prison.
All others such as credit cards, bank overdrafts can still involve action. They can not send in the baliffs unless they take you to Court - this has been made quite clear to me. They are reluctant to take anyone to Court as they don't get as much money from you.
I have been in debt management for a couple of years but this has now shown up a problem they are now putting defaults onto my accounts and will shortly pass them on to a collections agency. They are now putting back on interest that was stopped so I will soon owe the same amount of money again!!! If I had been told this at the start I may have chosen a different road. My problems were bought about by a divorce and the ex wandering off and leaving me in financial difficulty!
You can declare yourself bankrupt but the cost of an application to do this in Court is amazing and I would not have the money to do so. I am paying my bills but I have none left over for going out or extras, so it depends what type of person you are.
This really is only scratching the surface but hope it helps to direct you. I really wouldnt wish financial problems on anyone and hope you are able to sort it all out.
Note: To anyone reading this who thinks it would be a good idea to send me useful info please don't some bright spark decided to send Financial loan info etc last time I answered a question like this. |
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Bob the Boat
 |
Simple,
You have learned a valuable lesson
Do not run up debts
I got that about twenty yers ago, and the bailiffs were totting up my kitchen equipment, furniture and goodies to be taken away for auction.
I got around it by selling a vintage Fender Stratocaster guitar, a thing that I now dearly miss.
Do not borrow more to pay what you owe.
It is a dodgy downhill spiral.
Speak with your creditors, and arrange a reasonable method of re-payment. They will listen, and not pester you.
Bob |
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*****
 |
You will have everything you own taken away from you, except the clothes on your back, and the tools you use to earn a living. |
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The Desert Bird
 |
They posess and sell your house and car and other items, and declare you bankrupt. Defininately not something I see forward to. |
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2PT.eu
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If you seriously have problems here then act today to sort it out before it all gets completely out of control.
If you owe more than 5k then debt management servises can help, if you owe over 15k then a IVA might be usefull (you debt is cleared after 5 years), visit www.cashflow.ir8.eu |
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michael l
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Go to CAB first. |
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Curious Steve
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You go bankrupt, The courts order you to pay so much of your earnings to a reciever who pays off a small amount of your debts. The reciever also sells your assets to pay off your debtors.
Once the courts period is up, you stop being a bankrupt, and you will be free of debt, but you will own nothing, and you will not get credit again. |
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Michael C
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The company these days dont care about us low income people, they will still make a way for you to pay all the money yiou owe. Bankruptcy isnt as easy as it was 5 years ago. they will send your account into collections |
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veg_rose
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Hoods with guns finally arrive at your door to blow your face off. |
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TROLL
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you end up in the sh1t |
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Dave X
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They sell your body to medical science, that is AFTER they have finished selling you for sex. |
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Go ahead, make my day!
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Flee to Mexico. They come here for free rides all the time. |
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webdev167
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Usually, the lending companies will reposes your assets until the debts are paid off. |
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