How to sell my stuff.. NOT online? |
HOW and WHERE can I sell my stuff (used & new) not online??
Garage/Yard sales aren't an option for me because my neighborhood is really a non-garage-sale type of town..
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If your parents pass away and leave a large debt, do the children have to pay off their bills? |
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What are some ways to make extra money on the side? |
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How can I make money? |
When there are no jobs around?
I have a job already, but want to earn extra cash towards a holiday and a car - finding it impossible to save at the moment and want a second job in the ... |
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I am in huge debt, the banks won't help me and i'm drowning, whats the best way to get out of this? |
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I'm an idiot!!! Need help with percent!!!!? |
| Ok here's the problem. There's a sale going on at one of my favorite store. I recieved a 20% off coupon. I found something I wanted that costs around $120 dollars. Sales tax here in C... |
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On those sites that earn you money through internet why do they need you bank information. Get 10 points!? |
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Please tell me why ... |
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I have asked this question before but ive still not had any luck i need a unsecured loan........................ |
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I know this is an opportunity for liars, but I'm just curious.
How'd you make your money? Additional Details What is with all this Thumbs Down lunacy?
Get a hobby ... |
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Can you really make money online? |
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Can you mail dollar bills and change? |
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Co-signing a loan for girlfriend? |
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Do banks REALLY care about their customers? |
My recent loan proposal - Amount of loan £14700.00. Payment protection £15443.47, then interest. Totalling to £36093.12. All at 17.3% APR. Additional Details I asked for a payment ... |
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15, need to make money online, is it a scam? |
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Katherine X | What happens to my car if I can't make the payments? |
I am self employed and my work has dried up recently and despite applying for 21 jobs and getting shortlisted for most, I have been unsuccessful in gaining employment, I have £25k in loans and credit cards which I can't pay, I don't have a mortgage but I do have a car which I took out a loan to buy with the car sales people - I have 2 years left to go on a 3 year carloan. What happens to my car if I can't make the payments, will the repossess it? Can I sell the car whilst I still have a loan on it? Additional Details Ray L - I cannot get an IVA as I have no income. You need to have an amount to negotiate with to take out an IVA and I have zero income. |
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SPARTAN
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The bank will repossess the car and you can't sell it till the loan amount has been cleared. |
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Moofie's Mom
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Hi!
Yeah, you can sell the car, but the buyer may carry out an HPI check if you financed it through the car sales people, and if they see there's still finance on it, will probably back away from any sale.
If you don't keep up the repayments, the finance company can and usually do reposses.
Hope this helps!
I wish you all the very best on the job front! |
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ejb199
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did you take a loan out on the car with the car dealer or with a seperate financial institute? for example i have a car and the loan is with a diff company (car dealers always charge far too high interest i find). if so then speak to your loan company. you could sell the car and use the money to pay it off. i imagine it works the same with the car finance. the might penalise you for paying off early tho but at least it will help with the monthly payments. just keep applying for jobs and dont lose heart. |
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MellowMan
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They will re-posses it I'm afraid, they still own it until loan is paid off, so you cannot sell it. |
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nick s
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it will get repossesed, but you can sell it to pay of the outstanding balance of the loan.
good luck i was in the same situation last year, dont let it get you down there is light at the end of the tunnel. |
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Sal*UK
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No, you can't sell it as you don't have good title.
However, contact the finance company, explain the situation and they well may be prepared to reduced you payments to something minimal for the time being - they do prefer you to continue paying rather than them having to go to the effort of repossessing the vehicle. |
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TheYorkshireRose
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If the car is the security for the loan , then until you have made all the payments, you don't actually own the car and the finance company can repossess it. It is illegal to sell a car with outstanding finance on it and is a breach of the loan agreement. |
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****
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They will take the car back. |
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bobinn
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I'm not really sure about the laws in your country, but here in the US, until you satisfy your responsibility to the loan company, the car belongs to the loan company. You are just listed as the registered owner, who has a lien against the title of the auto.
As far as your selling the auto, usually, you can sell the vehicle, provided you pay off the loan prior to transferring the title to the new buyer. If you're lucky, you may be able to sell the vehicle for enough to help with some of your expenses. |
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paddypower69
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no you can't sell it because you don't own it! If you can't make the payments they will take it back! |
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bolocrush
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Hello... hope this helps. Yes it is true if u don't make payments on your car they will repossess it. Generally if u cant make the regular monthly payments on it u can request for a DEFERRED payment, provided you have been making your last 6 months of payment on time. Deferred is.... for a substantially reduced fee they'll relieve u of your regular payment this month and put it on the end of your 3yr term agreement. Sometimes its not worth it depending on how much the fee is.... might as well not waste the $ and place it towards the actual payment. Whatever u do talk to the loan company and they'll work with u. Yes u can sell it but hopefully it'll be enough to cover the loan and release the title to the new buyer, or if the buyer wants to pay a car note they'll have to consult the loan center. And if they do reposse the vehicle they in turn have 2 sell the car and once that happens the amount is then applied to the remaining amount u owed on the loan and that is the amount you r now responsible for. Hope this helps. |
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weemcg2002
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Yes they will repossess it but you can sell it and pay the loan company the outstanding amount. |
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Gui P
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You can sell the car but with depreciation you probably will not get sufficient to pay off the loan in full.
My advice would be to contact your creditors and explain the position. They may come to some arrangement with you.
I do not know what you do but the liklihood you will need the car to travel to work once you obtain a job. You could well be at a disadvantage if you do not have a car. |
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Lali
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I would call your finance company and explain the situation...They may be able to work something out with you.
Otherwise, they will take back the car. |
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Ralph N
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some one else will be driving it. |
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Ray L
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Quite frankly you need to sort out all your debt problems before you end up in court, I suugest you see an IVA adviser, you local C.A.B can tell where to go.
Whatever you do, do not take a consolidation loan, with IVA you will be debt free within 5 years, and you will only pay back what you can afford, mucks up your dredit rating for a while, but better than bankruptcy, which you could be on the way to already. |
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Kim H
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ellyou must not hide from it all i have been there and its not nice, so get on the phone speck 2 finance and expalin your situation anf thay will reduaced your payments, if you also are finding it hard 2 pay back loans ex, go 2 dets on the net we did thay helped us we had 21,000 of dets thay were all cleared in three years , and you dont get black listed. thay take all your det and stop the intrest on it and you have more money 2 pay with and get back on your feet , i hope i have tryed 2 help, good luck, you will come back up we did , |
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anon
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they will keep writing to you demanding payment, they will pass to debt collectors court etc if you continue not to pay they will reposess and you will still be liable for the remainder of the car loan even if they reposess - you could call them and tell them your circumstances they may help out, read through your agreement does it say anywhere about payment protection,
gud luck x |
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JOHN B
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looks like you did not read the "small print" of your contract. |
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