 What do you think. Am I crazy? |
What do you think of teens saving for retirement?
I'm 15, I have a part time job and I'm saving 38% for retirement.
As soon as I have the $2000 minimum, I'm starting a R... |
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 How long should you keep financial documents? |
| I'm pretty sure 7 years is as far as they (IRS) can go back for audits. Seems that everything older than that can go to the shredder. Are there exceptions I should know about?... |
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 I want to move out my house and im 21 years old What is it that I need and How do I Do it with my income? |
| 21 years old with a part-time job that pays no more then 600 bi-weekly and during certain points i do overtime that adds up to 750-800 bi-weekly on occasions. i also hav bills adding to 300 a month, ... |
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 What should I do? my friend needs a loan...? |
| So one of my best friends that lives in arizona is having money troubles with his family. Like his grandmother just died recently so they are using their money to pay for her medical bills and ... |
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 How can I make money on the internet? |
| i need someone to help out, and tell me how can I make money from home..... |
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 Whats the quickest and easiest way to save money? |
Need to save a couple of thousand however I would be grateful if anyone has any tips on saving money fast. We cant cut back on the car as we need that, but other suggestions would be great thanks.
... |
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 Are you planning for the recession? ? |
| Hoarding jewellery, tins of beans. Practising your speech for the Social Security "free kids and a wife Guvnor". Selling one of the cars, kids, kidneys?. Turning to drink?, choosing a shop ... |
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 What is your best secret to saving money in your budget ? |
| OK, what's your advice for the average person to cut spending in this economy ? How do you spend within your means, without making big sacrifices ??... |
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 Can a 15 yr old get a debit card? |
| basically the question above. do your parents names need to be on the account, or can you get one by yourself? basically any information about debit cards would be helpful :) thanks!... |
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 Should I stop paying my credit card bills? |
| If I'm going to have to go bankrupt anyway, should I just stop paying? Or is it important that I talk to a lawyer right away? I'm too busy working to deal with this right now! Will this ... |
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 I'm in need of a work at home job.is there a job in the net that doesn't require a registration fee? |
| i'm a housewife and i take care of my kids soi can't just leave the house. it would be better if i could help my husband with our finances.... |
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 Can you really make money selling mary kay? what about avon? |
| Im a 20 year old college student, single mother, and full time employee. With prices ( on everything ) going SKY HIGH, im looking for some supplemental income and i was thinking about fusing selling ... |
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 Have a million? |
| if i was to give away one million pounds cash to one person would you give me two pounds for the chance of being that ... |
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 How should I spend some 'found' money.? |
I came across (legally) $3000. But since I don't need it for mortgage or bills I can blow it on something awesome. I already have a big TV and a newish computer.
Additional Details<... |
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| Will I be able to get a home equity loan if I am currently in a forebearance agreement with my mortgage? |
| We will be listed as "entering foreclosure" until September, but have already made 5 consecutive payments into the forebearance plan, including a large down payment. However, in order to ... |
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 Pay the credit card off or keep the money? |
| I have a $1500 dollar credit card balance I cant seem to pay off. I have $1500 dollars in savings. Should I pay the credit card off or keep the cash?... |
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vanessaeddiemay | What happens when you lose your job and you have credit cards to pay and no way to make your payments? |
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Helenn
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What happens is that your debt goes to the roof if you don't get another job soon! |
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Peter B
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Never, ever ignore the statement...Be proactive and contact the bank or credit card company, and explain your situation. Be honest and discuss carrying the balance, as well as your expectation in getting a new job, unemployment, etc. Expect them to turn off the card to further charging if you have credit troubles, but if you want to save your credit history, it is important you do this. Being a little humble will show them that "their" credit card is a top priority and that you want to make good. It will go a long way. |
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The Weasel
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Time to take responsibility. You'd be best to cancel the cards and take whatever job you can get to at least pay the minimums. At least until you find a better job.
Don't file bankruptcy like that dude says up above. That is a very last resort. Creditors may not haunt you but your credit report will be shot to hell for the next 7 years if not more. Forget about buying a house or car or whatever.
Stop using credit cards. If you don't have the cash you don't' need it. |
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caddemd
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By all means, call the credit card companies and tell them the problem. Most will try to work something out with you until you get another job. DON'T JUST IGNORE IT! As long as they hear from you, they know you are trying to work it out. If you don't communicate with them, they assume you are trying to get out of paying your debt. |
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wadacious
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First contact the credit card companies and explain your situation. They will be more than willing to work with you. There are several agencies that offer help to get you through the rough times. You can start with this one. www.debtconsolidationcare.com
I hope everything works out well for you. |
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original321
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Get another job. Quick. Sell things you don't need. Move into a smaller place. Ask your folks for help. |
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sporregar
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You go into arrears and then they take you to collections. |
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sleepingliv
 |
Call your credit card companies. Let them know your situation. It is best to contact them before they contact you. They are a lot more likely to work with you that way.
Most companies are willing to reduce their payments or cut finance charges for a short period of time. |
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northville
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let all the creditors know what happened and see if they can work with you. If you have kids in school- apply for free lunches. Go to your church and ask if they can use the benevolent fund for your bills. Start networking with friends to find another job. Next time- have a networking job on the side so that you are not up against the wall, and work both jobs. Cut the credit cards up- leaving one for emergencies. Eat PB&J and mac and cheese for awhile.
If you have a real estate license- let me know- I have information for you. |
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websterjdjr
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Dont pay them.yer credit will be screwed but you dont have a job so they cant sue ya. they aint no more debtors prisons.so they cant send you away. Just dont pay em.they probably screwing you with terrible interest anyway.they charge off them cards and they go away after 7 years from your record.need visa card? get visa western union card debit. works just like a visa but YOU load it by prepay at any western union!
one other thang DONT FILE FOR BANKRUPTSY! court orders and court records dont get removed, dont go away from your credit report... while credit cards thats charged off ,do. |
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DoYouKnowMe
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what usually happens is that you don't pay your bills and start to get nervous - if you have a large amount of debt then just file bankruptcy - it's easy and no one haunts you for money |
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