Oliver
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That would be fraudulent and you could be fined and/or go to jail.
When banks won't open a bank account for you, usually it's because you have a bad record with ChexSystems. Meaning in the past, you've written bad checks and had considerable Non-Sufficient Funds in your account. Bad ratings with ChexSystems usually expire after a few years (3 years or more). My advise is: wait until that term is up then apply for a bank account again. If you cannot wait, ask someone (a close family member perhaps) to open a bank account for you under their name until your name clears up with ChexSystems. But be sure not to ruin their standing with the bank!
Another thing is it's also about WHO you kow. If you or a close family member know someone who works as a manager in a bank, that person may be able to let you open an account even with a bad history.
Good luck! |
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fredhh
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you can and should be prosecuted. Its called fraud. |
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monkey tuesday
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I hope they fry your ***.
IDENTITY THEFT IS A CRIME YOU MORON.
If you weren't out writing bad checks before you would be fine wouldn't you?
Clean up your credit you petty criminal.
Oh, and like Dixon says below me...
YOU WILL GO TO A FEDERAL POUND ME IN THE AS* PRISON |
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Cindy Roo
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This is called FRAUD AND it is ILLEGAL!!! Yes you will be prosecuted and you should be, and you probably will be discovered because the number you use probably already belongs to someone else. Did that ever occur to you? Did it ever occur to you that the bank would probably want to see your SS card if a discrepency occurred? Don't be breaking the law to this magnitude unless you are willing to pay the price, which may be very, very high. |
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Box815
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The bank will check your information, including ssn, with a clearinghouse in order to make certain you are who you say you are. They'll also check for you previous account usage.
They'll catch you. |
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Dixon
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Ever heard of a Federal Penitentiary? cause thats where you're headed. |
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Patruna M
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you can get into TONS of trouble... try and find a bank that has free checking... they don't run your credit... they just sign you up..... Wachovia has free checking and they are a really good bank |
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$m¤¤v¥ £¤¢¤
 |
Go here ==========> http://www.accountnow.net
There's always another way, a LEGIT way...
KEEP IT REAL! |
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Steve E
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Can't do it, won't work. They run your SSN and it won't come up as your name. Good try. |
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Kacky
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Yes you will be discovered, and prosecuted. |
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Ramona J
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That is fraud and now you have to provide a social security card to open one. Some banks will give you account regardless of your credit. Try netbank.com. If you live in Chicago or Wisconsin TCF bank will give anyone a checking account. do a search for online banks and apply, I believe that some one will give you an account. |
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Shibi
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Really just not a good idea. Yes, fraud is illegal. Yes, the bank will know. Seek help from free credit counseling services located in every city. |
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JoJo
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You won't be able to...they require a ss card and phot id to open one since 9/11. |
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gpatrick900
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I can't believe are the rude answers you got. However, I would try to find a bank that does not do credit checks. Regardless what anyone else say's there are banks that do not do credit checks. I got some here in my town and it is small.
Here what is I found out.
Some banks check credit for both checking account & debit card.
Some banks check credit for debit card.
Other banks only check telecheck or cheqsystems for bad checks.
Tell the bank you don't want overdraft protection.
Do not give a false social secuiry number out. |
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Jennifer
|
They look up your ssn and they check your name. They'll know that your ssn is invalid. The only way to do so is if you know the person's name the ssn belongs to. And that's highly illegal... identity theft... could lead to prison time.
Try www.wiredplastic.com
You get your own debit card along with an online bank account type of thing. |
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jesse d
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You won't be able to produce anything with you SSN on it, so they won't open you an account. Even if they do open you an account, yes you will be eventually caught and prosecuted.
Your best bet will be to open a high risk checking out. Just talk to a local bank branch about what you can and should do. |
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contemplating
|
It is illegal. Don't do it.
You are better off going to a bank that doesn't require social security numbers (tell them you don't have one when they ask).
Citibank is one bank that doesn't require them. In addition, under their new mortgage program, if you keep your Citibank checking account in good standing for 6 months you can get a mortgage! |
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martin l
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for a checking account all you need is the money to keep your account open. (the minimum) i don't see why would you have problems if you don't have any credit or poor credit. that would affect if you were trying to open a credit account. oh..and don't even think about using a fake ssn. ur going to get in trouble and probably end up in jail so take that idea out of ur mind. |
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hello s
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she can open a SAVINGS account but checking forget it.also they will not open an account without a valid ssn and yes they do check.they also call one of the check clearing houses to find out if you have written any hot checks. |
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coppertv
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thats considered fraud |
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ckm1956
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Yes, you'll get caught. It's called fraud. |
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kit
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You better use your real social security number because the bank that you opened your account in will eventually find out and prosecute you for fraud. |
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luckygreen5@sbcglobal.net
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Dont do it, thats why their are called BANKS, The banks know this already because people try every kind of funny things and now their are very careful.What you can do try to open a account where you put your money in the credit card,just till you fix your credit. It is called the account now.Visit www.accountnow.net. I have one card for my business. This also helps you track your business or even personal money.This is a benefits of a checking account without the paper.Once you fix your credit, then call the banks you have in your area and find out which bank will be able to help you. Wish you good luck. |
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Thin Kaboudit
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You will go to jail. You will go straight to jail, you will not pass GO and you will not collect $200! |
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?
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More than likely it will be discovered as you are trying to open the account. Most every bank now requires seeing at least your social security card and id. |
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mark my words
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What you are talking about is fraud. Since 9/11, banks are required by FEDERAL law to have a picture id of the person(s) opening a new account.
Most banks run what is called a ChexSystem report and if your ss # doesn't jive, you aren't getting an account with them.
Your best bet is to get your credit in order, get a prepaid debit card if you need one, and then apply for a checking account. |
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