 What should I do with my £600? |
| I DO NOT want to save it or do something stupid like that.... |
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 How do I get my money?? |
| ......To work for me. I am a teacher so have a standard wage, I am a single parent with not enough help to be able to work in the evenings. Is there anything I can to to increase my financial income ... |
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 How can I make some money?? |
| I am 15 years old, so no work places will hire me. The general hiring age is 16 and above. I am trying to make money for a mission trip I am going on this summer, and the total cost is $1500. I ... |
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 How to make money if you don't have a job? |
| I'm 16 and I don't have a job yet. My mom tells me I can get a job when I'm in college, but the thing is I want enough money to go to places and for college(I want to pay nothing at ... |
|
 What are the rights of the father in taking care of a child? |
| I have a 2 1/2 year old son and I am taking care of him full time. Right now the father just takes him every other weekend.he makes likes $14K a month and he pays for our rent and $200 food every 2 ... |
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 Giving out sort code and account number? |
| If I give someone my bank sort code and account number can they use that info fraudulantly or take money from my account?... |
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 My bank has charged me 30 pounds for being overdrawn 1 day.Can they do this legally? |
| My overdrawn amount was 150 pounds & I had several thousand pounds in a savings account with the same bank on the day I went overdrawn.I should also add,that i have been with this bank 17 years.... |
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 Whats happening if there is no enough money on account to clear check ? |
| I had checks written already, but had no time to go in a bank and deposit some money, I'm affraid that they will gonna clear checks before I go to bank, what happening in that case ? will bank ... |
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 I need $10,000. can anyone help me? |
| I need ten grand to pay off some medical bills. I injured my knee at work. I only been there 2 months and i don't get my benfits until another 4 months. I'm out of work for the next 3 weeks.... |
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 Me Mammy says a Buk ain't worth what it used to be? |
Is it OK to disagree with me Mammy?
I say a Buk is priceless.... |
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| Yesterday I used an ATM to withdraw £50 .Unfortunately for me no money came out of the draw.? |
I checked my balance and found that the money had been deducted from my account.
I'm now told by my bank that it will take up to 8 weeks to sort this out.
Anyone had the same ... |
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 Has anyone ever used any of the work from home sites? Are there any actual good ones that work on the internet |
| I'm a stay at home mom and money can be kind of tight. I was just wondering if any of the work from home websites are any good. I'm just looking into options.... |
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 Would you take this job for $105,000? |
| SYDNEY (AFP) – An Australian state is offering internationally what it calls "the best job in the world" -- earning a top salary for lazing around a beautiful tropical island for six ... |
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 What, in your opinion, is the worst waste of money? What would you never spend money on? |
| I'm just interested in people's opinions about how they, and others, spend their money. I have friends and colleagues who spend and waste money on things (car loans, houses they can't ... |
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 I have 12$ in my wallet what do i do? |
i have 3 credit cards... all full... and 2$ or less available on each .
i have 12$ in my wallet.
my car is out of gas.
my fridge is empty i only have 4 hot dog buns and 4 hot dogs.
... |
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 Where is my 'cash prize' as promised by the email? |
| Having duly given my bank details and paid £2000 administration fees, I have yet to receive my £50 million jackpot from the 'Euro-State Super Lotto Winprize Cash Party Fund', as a certain ... |
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 What would you do if you were Wealthy? |
Additional Details
talking money wise here. like being really filthy rich... what you do with all that money?... |
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krissie | What if i can't pay the minimum amt due on credit cards? |
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 |
 
MOM KNOWS EVERYTHING
 |
You will get late charges, and if you continue not to pay, they will turn your account over to a collection agency and put a negative rating on your credit report. |
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dawn18415
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dude your screwed. |
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fdm215
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Call your account holder and try to negotiate a lower payment. It's much better than just sending a lower amount or nothing at all. Many companies will work with you, particularly if you're a long time customer. |
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Suprimido
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Send them some amount, along with a letter explaining that you can't pay the whole amount, and why you can't. They may be able to help you. |
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misstopkat147
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Call the company and ask them to close the account and talk to them about a lower minimum.. But they may only due it if you freeze or close the account.. Otherwise you have to pay the minimum.. |
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Farotech.com
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Well there are a number of things you can do. However many will negatively affect your credit. 1. when you call the credit card company and express your difficulty in paying they will appoint a seperate credit/debt collector. These guys hurt your credit the most. 2. the best way it is to be pro-active and find a debt consolidator yourself. I really good one is: http://www.christian-credit-counselors.com/?gclid=CNOk-qiOmooCFRE9FQodNg1yog
I don't work for them or even know them personally. I have just heard that they are the most considerate and effective to your situation. |
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Spearfish
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There's a lot of organizations out there that will help you out. my advice is that the interest rate on credit cards is as high as 30%. all the minimum payment is is the interest, so that continues to go up and up as you have more to pay interest on, while the base sum just goes up from what you buy with it. so take out a loan at a fixed interest rate lower than the credit card one, and pay it ALL off (on the card) and pay a bit more than the minimum payment on the loan, if possible. and always try to pay off all that you own on your card-if not possible, then pay more than the minimum payment DEFINATELY
best of luck to you |
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stopccdebt
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You can try a number of strategies to lower your credit card minimum payments. If you have good credit, you can get a loan.
Your difficulty in even making the minimum payment would suggest that you might want to meet with a credit counselor. They can help you develop and review your budget and may be able to lower your credit card payments through a debt management program. |
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johnropp
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The minimum amount due on a credit card is just that... the minimum the company will accept as a complete payment for that month. You should always pay above the minimum to prevent getting hammered with long term interest (you will be paying interest on interest if you do not).
Some card companies will accept interest-only payments for short term which are slightly lower than the minimum payments, but this is usually only on an exception basis and may result in the account being frozen from further purchases.
Best of luck! |
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voip
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If you can't pay your minimum on credit cards, try calling the company and ask them if you can get an extention, or they might make up a payment plan at no or less interest.
if you want to make money in the digital phone industry check out my website www.igonet.biz/unitedphone |
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homeschoolmom
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Is this a temporary problem, or a long-term problem? If it's just this month (commissions were way down, you missed a lot of work without pay due to illness, etc.), contact the credit card company and explain the situation to them. The first person you talk to probably can't do much, so you may need to talk to a manager. Often, if you call BEFORE the due date, it shows that you WANT to pay the debt, but are having a temporary set-back and they'll be more willing to work with you.
If this is a long-term issue, FIRST, set up a spending plan (see below) so you know how much you CAN afford to pay them on a monthly basis. Then, again, call the company and explain the situation (you lost your job, your spouse died, whatever). Tell them what you can afford to send each month and DON'T budge from this number. Many will say they need more, but only you know what you can and can't afford.
For the spending plan, start with the necessities - rent/mortgage, utilities, food, transportation (loan payment, gas, insurance, repairs), savings (more on this later). Whatever is left over is what's called "discretionary income" - you decide how to spend it. In this case, you use it to pay off debt. Set some aside (in cash) for nice-ities (a book, CD or trip to the movies every week or two). Otherwise (just like a diet), you'll fall off the wagon and blow a LOT of money because you're feeling restricted.
As for the savings, you need to have some money ($500-1000) in a savings account for emergencies. They will happen and you don't want to ruin your debt-reduction plan by having to use the credit cards to finance the emergency.
For more info, check out either of Dave Ramsey's books, "Financial Peace" or "Your Total Money Makeover". See if either is available at the local library. |
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heyhellokendra
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you should contact the card issuer to discuss your options. definitely pay what you can and try to get a consolidation loan or another card to consolidate your debts so that you will only have to make one paymt. |
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Doz
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then expect alot of hassle from collection agencies |
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mq1229
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It will go on your credit report as a late payment, which you look bad if you apply for a new card, or loan. It takes 7 years to get it off of your credit report, so try to pay the minimum. If you have had the cards for a long time, and they are in good standing, you may want to try to call the card companies, explain your situation, (why you can't pay etc.) and they may give you a grace period if it is because of a hardship; like losing your job or an emergency. I would definitely call before you just don't pay though. Bad credit is hard to fix. |
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Plato the great Philosopher
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Your credit score gets effected by this. |
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evil_twin
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I would call the credit card company and see if they will work with you.
If they give you a late payment, then call and explain your situation and see if they can remove it.
At this point, you should start considering paying off your debts. |
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