ME*UK
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Direct debits can automatically take money as you have authorised them with the supplier, you bank can also take associated fees if your overdrawn or payments bounce.
If you owe something like council tax, inland revenue, they can get court order for it to be deducted automatically from your salary, before hitting your account.
Best thing is go visit the website of your bank, and read the terms and conditions, or read the small print on any leaflet that come with your account
Good Luck |
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Gabe
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If you have signed a contract and they have your bank account number yes they can. |
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william john l
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Be very aware if you give any company a 'direct debit' authority to your account |
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Green T i T s
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If your employer incorrectly pays you too much money and notices the error within 12 hours they are legally allowed to withdraw the original payment and credit the correct one |
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taketwo
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they cannot take any money out without your permission. |
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the thinker
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Banks taking Interest out - and bank fines too |
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texasguy11656
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IRS LIENS, they are blood suckers |
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Pope my ride!
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Companies themselves cannot do it, however, if some kind of government embargo is placed on the account, then it is possible, but this is usually only done by the tax or vat or customs office |
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johnny j
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Anyone can do anything if you let them get away with it. It is possible you signed an agreement to allow this when you purchased goods or service from the companies. Just freeze your account, and open a different one. NEVER agree to a funds electronic transfer for any reason from one of these scumbag collection agencies. They will take everything at one time. Even electronic bill payments will have the ability to withdraw funds without your ok.
...jj |
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united9198
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If a creditor obtains a legal judgement against you, they can easily ask for your assets to be seized or frozen. If you have money in the bank, they have every legal right to grab it. I suggest paying your bills if you have money. Your creditors might agree to take less than you owe them to settle the bill. Get that in writing. |
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robbief1999
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You would have to give someone your bank account number or give them power of attorney over your financial dealings. |
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Jacky
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it is not possible without your consent |
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mike-from-spain
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Only government agencies such as the CSA, companies cannot, if you can't afford to pay them, then get in touch with National Debtline, not the one that offers a loan, but the one that just offers advice, they will tell you how to go about approaching these companies, and how you stand with regards to your indebtedness to them. |
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Everona97
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no one can apart from your bank and someone who has details of your card (incl security code). |
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Ya-sai
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No way can money be taken out of your accoung without your consent - fraud if they do. |
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Credit Expert
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If you live in a garnishee state, and you don't pay a creditor they can get a court order to seize your bank account or garnish your wages. Also the IRS can take money you owe for taxes even if you are not in a garnishee state. |
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FaerieWhings
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I don't think they can just take the money out of your bank account, but they can have your wages garnished and your account frozen. |
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bizzybee
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If you owe money to companies, then why are you not paying them? other than that, they cannot just take money out of your account, without you at least going to court first, and the judge awarding them. Should 1p come out of your bank account, inform your bank that this was done without your permission, and they will look into it. I'm sure it would be fraud if they took money out without your permission, but think back if you ever agreed to any standing orders or direct debits with them, as this would give them a legal right. |
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dan t
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when the bank wants it
when it is preauthorize the can and will take above the amount you agreed to unless you specify a maximum to the bank
that is it i believe |
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gingertod
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Never |
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