 Help!!!!!!!!!!!!!!!!!!!!!... |
| i need a laptop fast and a cheap one at least for 300 dollors how do i earn that money and ... |
|
 I have asked this question before but ive still not had any luck i need a unsecured loan........................ |
| i need around £5000 i dont have a job as i have a disabled child and im his carer i dont own a house i rent does anyone know of a company (not shark/rip off) they will give me a loan in the ... |
|
 Is anyone here a millionaire? |
I know this is an opportunity for liars, but I'm just curious.
How'd you make your money?
Additional Details
What is with all this Thumbs Down lunacy?
Get a hobby ... |
|
 Can you really make money online? |
| I have seen advertisements online for surveys and product testers, do you really make money off these or is it all a ... |
|
 Can you mail dollar bills and change? |
| When you are mailing something, can you put change and dollar bills in the envelope?... |
|
 Co-signing a loan for girlfriend? |
| My girlfriend is stuck in a rut right now, the story goes that her ex had her co-sign for a bunch of stuff and then screwed her over with it, now there are creditors calling her, and she gets to ... |
|
 Do banks REALLY care about their customers? |
My recent loan proposal - Amount of loan £14700.00. Payment protection £15443.47, then interest. Totalling to £36093.12. All at 17.3% APR.
Additional Details
I asked for a payment ... |
|
 15, need to make money online, is it a scam? |
There are loads of sites saying make money online just sign up, do surveys etc.
Do you actually have to be 18? And do they actually make you money? Stuff you've actually tried please.... |
|
 Can some one help with a Debt Plan? |
| Can someone share with me a plan that can help me get out of debt? I am in debt about $25000.00. What worked for you or others like you?... |
|
 Currently unemployed - Should I pay off debt or hold on to my savings? |
| I was recently let go from my job due to downsizing. I am not sure if I should pay off my debt or continue to hold on to my savings. I owe $18K in debt and have $32K saved. Would like to be "... |
|
 Financial problem about to have a baby.? |
| I recently found out my girlfriend is pregnant. By me of course. I have large bills. Not many bills but expensive loan payments. It's hard to save money. It's hard to even pay rent and ... |
|
 Is there a type of loan with no monthly payments? |
| Is there a type of loan where there are no monthly payments and only one lump sum due up the date that the loan matures? Thanks!... |
|
 Its 2007. How come it still takes 5 working days for a cheque to clear? |
| Can anyone who works in finance/banking explain please? Surely in this computer age, its just a click of a button, but I was told if a cheque needs to be returned, they post it back!! by 2nd class ... |
|
 Electric bill totaling £222 for a quarter? |
| I have received a bill from my supplyer for £222 for the 3 summer months I only live in a terraced 2 bed house I know that prices have gone up but this seems ridiculas to me the reading is correct ... |
|
 How can I make money online? |
| I have the time to sit and do surveys but it seems that you need to do thousands to make a decent amount of cash, I need to find a site which I can make lots of cash for free ... |
|
|  |
balls w | What is a good percentage of salary to put into a 401K? |
|
 |
 
VinTek
|
Put in the percentage that maxes out the company match. Free money is good.
After that, put your money into a Roth IRA (if you qualify for it). Tax-free growth is good.
If you max out the Roth IRA, go back to your 401(k) and put money into that. Tax-deferred growth is good, but not as good as free money and tax-free growth.
While you're doing all that, you have to also build an emergency fund of 3-6 months *expenses.* You don't want an unexpected emergency to undo all that you're striving for. Also, you need to make sure that you pay off all your short-term high-interest debt. It makes no sense to gain 10% a year in savings while paying out 18% in interest. If you have credit card debt, pay it off and stay out of debt.
Good luck! |
|
cyndi_035
 |
6% is an excellent aim, but as much as you can afford and not put yourself in dire straits. |
|
Dan H
|
put in as much as your emplyer will match... if you want to invest more, stick it in a roth IRA |
|
Stan N
|
As much as you can! |
|
purpleama456
 |
It really all depends on how much you can afford to contribute. I'd start with a low amount, say 5% and work my way up. |
|
LAURA P
|
I AGREE WITH THE 6% COMMENT AND THE MATCH FROM THE EMPLOYER. |
|
tsbr1963
 |
put inas much as you can afford to put in. It grows tax deferred and will really help you when you get old... |
|
BonesofaTeacher
|
You absolutely must put in as much as your employer will match. Otherwise it's like throwing money in the trash. I put in 12-14%. I think as much as you possibly can. |
|
Erin
|
First of all, what's the maximum percentage your employer will match? Also, what is the match? $0.60 to the dollar? Dollar for dollar? And what is the maximum percentage you can contribute? Ideally the best way to use your money is to put at least the maximum your company will match because when you're vested, you'll have that much extra money. If you can't contribute that much, put in as much as you can. With mine, I can contribute up to 25% of my paycheck. My company matches up to 12%. But as I can't afford to put in that much, I contribute a bare minimum of 5%. And believe me, it does add up quick! |
|
truthyness
|
The max of what your employer matches, unless the investment is ONLY in company stock. That might be puttin all your eggs in one basket. |
|
kja63
|
Aim for 6% if you can. The older you get, the more you will want to increase your contributions. Many employers will match up to 6% so that's a great investment for your retirement. |
|
zippythejessi
 |
I put in 7%, my employer matches 3%, so my total is 10%, but my accountant says I should be putting more in - I just can't afford it. |
|
AsianPersuasion :)
|
10%. Especially if your employer matches you dollar for dollar. |
|
energy31o
|
Just go with 6% |
|
do it movin'
|
most of the folks already said it..
put as much in as your company matches.. for example if they match 6%.. put in that six percent (at the least)
i would put in as much as your company lets you though.. for instance my company let's me put 30%.. that's how much i'm contributing at the moment.. i might lower it from time to time.. because i might need the extra income on a certain month.. but i ALWAYS put a minimum of at least 10%
another advantage of putting the max into 401k is that your taxable income is lower.. putting you in a lower tax bracket.. which means more $$ when you get your refund |
|
LetMEtell&AskYOU
|
the maximum of your company matching! |
|
psoeffing
|
Put in as much as you can, and don't forget to DIVERSIFY your investments within your account |
|
The Krieg
|
As much as you can is the standard answer but you should only put in what you can afford to do. Personally, I like to put in the percentage that mexes out the company match. For example, I was at a company that matched up to 1/2 of 6%. What that means is that if I put in 4%, they will put in 2%. If I do 6%, they will do 3%. If I do 15%, they will still only do 3%. So at that job, I did 6%. I would have done more but I did not have any leftover money after paying my monthly bills so I kept it at 6%. |
|
bill s
 |
min would be the percent your empolyer matches |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
19 | 31 minutes(s) ago
| | | |
19 | 1 hour(s) ago
| | | |
19 | 3 hour(s) ago
| | | |
19 | 5 hour(s) ago
| | | |
19 | 10 hour(s) ago
| | | |
21 | 1 day(s) ago
| | | |
18 | 5 day(s) ago
| | | |
19 | 1 week(s) ago
| | | |
20 | 2 week(s) ago
| | | |
19 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
