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 Which bank do you think is better?
I want to close my Halifax account because I'm disatisfied from their service and open an account in Lloyds TSB or HSBC.

What do I need:
- Internet banking
- Credit card
...


 If you were a multi-millionaire what would be the first thing you spent with your money?
I would buy a big home in Hawaii for my mom....


 I'm looking for quick money making ideas for cash for Christmas.?
I need to find a way to make extra money. I already work Mon-Fri 9-5. Any ideas?...


 If I cut my loan payment in half and pay it twice in a month will I pay it faster and beat out the interest?
I've heard that paying a debt 2x's in a month instead of all at once at the end of the month actually pays off your balance sooner and halves the amount of interest you pay that month. I ...


 Are the banks closed today,and monday also?
...


 How long should I hold on to my credit card/bank statements?
I have a stack of credit card statements, bank statements, copies of checks, receipts, etc....what is the rule of thumb for how long I should keep this stuff?...


 How far back should I keep my bank and pay statements?
...


 Joint Account or Seperate Accounts in Marriage?
My fiance and I are getting married in June 07
He is wanting to have his own personal account that he will take 50-100 out his check every pay period to spend on whatever he wants no matter cost ...


 I want to take a trip to Europe, but don't have the money. . .?
I had a friend who got a credit card especially for this kind of trip, how would I go about getting a credit card with a balance of at least $2,000? My credit is good, but whenever I get '...


 Where can I Go to qualify for a $65000 to $80000 Personal Loan??
am young and inexperienced. But I need to take out a personal Loan for $65000 to $80,000 to get out of my Hole. The Problem?? - I have No credit, with some problems of small credit bills not being ...


 What percentage of my income should i save?
...


 Can i borrow money against my 401k without cashing it in?
...


 I received a notice, winning a lottery in the U.K?
FROM CAPITAL FINANCIAL TRUST...


 I need HELP!!!!!!! Does anyone know what is the best approach to fix bad credit?
...


 Overdraft fee fairness?
i went shopping the other day i made seven charges on my debit card the seventh charge overdrew me by $42
now i understand that my bank has a $27 fee for an overdraft

but theyre ...


 Want to earn money by spending one hr. at net with no investment?
...


 What's the benefit of an IVA (Individual Voluntary Arrangement)?
I'm interested in finding out from people who have had an IVA (Individual Voluntary Arrangement) to reduce their debts.

How did it help you?
Has it affected your credit ...


 How do you stop spending money on crap?
tips?...


 Does anyone know of any legal ways to get money really fast?

Additional Details
Thank you all for answering. I do have a job but I also have a huge family and never enough money. I was asking to avoid getting my electric shut off this Tuesday....


 What does money mean to you?
...



andrew s
What is a secured loan?
                     
 




sharper
Rating
A loan 'secured' by the value of something you have. e.g. normally security would be your house. they give you the cash, you don't pay them, they have your house as backup


JT
A secured loan is a loan secured on some form of property you own such as your house or car, which means the Loan firm has some form of comeback should you not be able to keep up repayments. In such an event, the company would forclose or take your property upon which the loan was secured. An unsecured loan generally has a higher repayment/interest cost (as it is leant to you at a higher risk) however they can only take you to court should you not keep up repayments and not forclose immediately upon your property.


alex_rccrd
basically if you take a secured loan against your house and you dont pay - they take your house!!


Anii
Rating
Its a loan which is secured on your house!


PAULA D
a sercured loan is a loan which you have to put an assest up against it eg your home if you own it


Not Ecky Boy
It means they want blood.

They want you to put up an asset- usually your HOUSE as security. If you default on the loan, they get the house.

Unless you're desperate ( or going to peg it any minute) don't touch it with a barge pole.


emma
one with insurance


bty53404242
secured means that you have to have something that is worth more than the loan, usually a house that they can claim if you do not keep up with the payments


thegodfather
A loan where the lender is protected against you not repaying the loan by claiming rights against an asset.

For example, if you borrow money via a mortgage, the lender has the security of being able to repossess the home should you default on your repayments.


SteveT
Rating
A loan where if the lender is not repaid he can take possession of something else given to him as security. For example, I might lend you £5 but ask you to leave your watch with me. If you abscond I won't get my £5 back but can at least sell the watch.


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