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 Car loan - blown engine? 2000 Dodge Intrepid?
I took my car to Jiffy Lube for an oil change, 2 months later, it died while I was driving. I find out that they forgot to replace a plug during the oil change and fried my engine (sucked the timing ...


 What bills do you have to pay when living in your own apartment? (please include all possibilities)?
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 How can I make good money whilst studying full time? (i'm not a rent boy)?
I'm struggling to finance going to University, any ideas on how I could make a few quid (no gay references or lottery advice please)...


 What would you do with a million dollars?
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 Does anyone know how much money you can deposit in a bank account before the bank has to notify the government?

Additional Details
This would apply to an Ontario, Canada bank account....


 How can a 14 year old earn $600 fast?
I need about $600 (no, not for drugs/alchohol/anything else illegal) for a christmas/birthday present. Any suggestoins on how to get this much money?

The birthday is in late January.
...


 Any Suggestions on how a 14-yr old can make some extra cash?
I'm in desperate need of money, my parents allowance is SO not enough. (If you got $5 every 2 weeks, you'd feel the same way) I'm 14 and I'm not turning 15 until April. No one'...


 What did you spend your money on this week?
I spend my money on bills, home videos and a another dress....


 What is the largest amount of money you have ever spent at one time?
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 Can i earn good money from online jobs withouth being scammed?
i need to make 50$ or more just from working from home.please don't refere me to scam sites.been there done than.i dont want to pay money to get hired.working on Neobux bt its not enuf for me....


 How can I make money fast?
I'm 13 I cant get a job and I want make at least $200 more dollars before the end of June and do not recommend illegal ...


 What profit does a man if he gains the whole world, but loses his eternal soul?
What gain is there in all material pleasures if one knows not who they are in reality?
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Bodder4 I think that would be called spam. No intelligence spam to be more ...


 How does paying taxes make you feel?
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 Hi, i feel shy to ask this, but i have to.?
Hi, just curious, What if half of what my husband own, like house, money cars, like half of everything he owns, is for his brother too, and then something happens to him like we get divorced or God ...


 Explain why it is unwise to make only the minimum payment on your credit card?
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 How long are old unpaid bills on your credit history?

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most of them are in the beginning of 2000...


 Bankruptcy?
If a person has so many student loans that they must file bankruptcy, will that effect them on how good of a job they can get?...


 How do you people make good money on the internet?
I really need to make some real money on the Internet. But please only list the more simple ways that give you a good pay. No surveys. And if you list Ebay how do you do it....


 I you had 100 million dollars to spend, where would you spend it on?

Additional Details
Well How fun, JAGGU DON...


 How can i make the most money in the least time?
as in right now. and i don't have an extremely lucrative job right now.
Additional Details
i can't decide which answer to chose so i am going to put it to vote....



enimus
What is going on here? I just started trading stocks for about three months and this isn't encouraging. Im 21
What is going on here? I just started trading stocks for about three months and this isn't encouraging. Im 21 years of age and have been doing some research for the past six month before I made a decision to go in. At this point ive invested 1200$ and im 136.48 cents from breaking even and its getting worse by the day. I pay 12.99 fee per trade and just found out i have to pay 12.99 to sell also plus with the taxes I have no choice but see my money dwindle with a hope of a turn around. Boy! I either have horrible luck no idea what im doing or chose the absolute wrong time to invest in the market. Or it might be a whole combination of all three. SHOULD I SELL AND CUT MY LOSSES OR WHAT? If you understand mycry or has some advice please email me at

My portfolio comprises of 1 google 10 portalplayer 15 ebay 10 oilexeco 100 gateway 8 microsoft....yea i know amateuer
                     
 




Will
This is a common mistake that most people make. I still try to figure this out… why do people buy when the market is high and sell when the market is low? It’s like going to a supermarket and asking them to charge you more for milk that’s on sale.

Here’s some advice…

Invest most of your money in mutual funds. The reason… because they’re managed by people that know what they’re doing. It’s ok to play individual stocks too, just don’t sink all you money into them. You can also get away from commission fees by setting up an auto-investment plan with the online service that you’re using. Doing some analysis won’t help you pick good companies, knowing the management will, however you and I don’t have that luxury. So… what do we do? Well, let’s start with the tangibles. What products do they sell? If that product would disappear could we live with out it or would it seriously hurt the way we live (i.e. toilet paper)? How popular is this/these products and how easy is it to enter this particular market. What competitors do they have? What are they doing different? Let’s take a look at the financials, how much debt is this company carrying? **** that’s the most important question. Good companies become great by carrying little debt. Look up book value ratio. This measures a company's stock price compared to it's book price.

EX.

If a company XYZ’s stock price is selling at $5 a share and the book value (liquidating the company) is $10, then just by buying this stock you’ve already made a $5 profit. Hope this helps.

Also… hold your investments.

Investments are supposed to be held for long periods of time. When I say long periods, I mean 10, 15, 20, 30 years. The key is that companies will make money, that’s what they’re in business for. Inflation, for a short-term, could affect this, however most companies will pass this off to consumers or find ways to cut back on costs. Do you see my logic…AS LONG AS COMPANIES ARE IN BUSINESS TO MAKE MONEY, you have nothing to worry about.


yours
Rating
Since youare only 21, you should do well investing in stocks. There are internet sites to research stocks . Do a thorough research before you buy. Do not worry too much about temporary losses, if you do not need the money immediately.
You should do well long term.


tyranidgirl
If you are looking to be in the market long trem, please keep your stocks in, it is just a short term thing, and it is just a bad time to start in the market, but things will get better and you will make up for what's going on right now. I know I am doing the same thing, and my advisor said to stick it out, it is going to be a bit but the market will change for the better. What goes down must come up.

Good Luck!


www.gidget
Rating
The stock market is not exactly a major boom right now. You may want to trade options instead. You can make money on the upside and the downside if you know what your doing. There are computer programs which can help you learn how to do this.

There are better ways to make money trading than in what your doing. Also, $12.99 a trade is nuts. Consult a new firm you are doing business with. That is out of line. I pay $7. at the very most on some of mine. Good luck there.

PS..dump that gateway they have issues coming up. Look into godaddy. cisco is always positive since they have some good stuff coming up. Kodak/sony digital.. can have ups and downs..but generally good...just watch it. Any auto companies who are getting into hybreds is safe for now. Watch for who is going public and buy stock at the IPO if you can. Do checking on them before hand.

Diversify, get into some mutuals and cds if possible. Get change into IRA's and 401s if you have anything like that available to you. NO SUCH thing as cutting losses. Just LEARN more about what your doing. Good luck to you!


Matrix
Girl, I wish I had your problem! You got balls! You the man! I mean it in a good way...!!! Never really understood stocks, so cant help. But I really respect you for having done that. Its a road less travelled, more especially by a 21 year old. I hope somebody well versed comes on and helps you out. But remember, most millionaires are what they are because they took (calculated) risks at some point in their lives...

GOOD LUCK - AND I REALLY MEAN GOOD!


Sanctorin
Rating
The key to winning in stocks is research. Seek medium/small companies that'll show movement. You can buy more shares too.The more shares you own, the more your portfolio will move. Find a stock in a company you know is one way. Look at it's cycles, check the financials, what the predictions are (Yahoo's good for that). Is the company stable? If the quarterly earnings are estimated to be positive and what the industry trend for that stock is. 50% of a stocks movement is tied to the industry trend. My opinion is to dump GOOG, GTW, PLAY now. Not enough info on OIL.TO to help.


buklao
The market has been terrible ever since the last Federal Reserve meeting. People were expecting them to issue a statement that they will stop raising interest rate, but they didn't. In fact, they said the opposite. The market then tumbled. Then the CPI report came out suggestion inflation in April, this caused further panic. I feel your pain, I don't think anyone is making much money right now. Just have to wait it out.

Your portfolio is not diversify. You have way too much invested in technology. Consider picking up defensive stocks likes Wal-Mart, McDonalds, GE and etc.


honorhim
Rating
Well duhh, if youtr stocks are going down then buy options. which pay you for the stocks going down. Or you can short them. go to yahoo.finance.com that's where i got my turning bad luck into good luck info and if you dont know what a short, put, or call is then find out there. it's o.k.


miknave
Rating
Invest for long haul or not at all, also you need diversity in stock, think what will people need for years not the next few days. In stock picking games I have lost once and won three times on this combination: companies that make or distribute food, companies that make paper products(ie toilet paper) and weapon manufacturers.


Claim The Earth
Rating
Well, first of all, it is hard to make profits in a short term. When you do, it is no different from gambling. So don't judge your success or failure after a very short period of time. If you do, sorry is what you will often feel. Most people go into stock market for long term if not professional speculators.

If you invest for the long term, which is for most people will do, then diversification is the key. It looks to me most of your stock are in technology. That by itself is a big risk. There are businesses going with economy or against economy. For instance, when economy is bad, pawn shop might be doing good business. So diversification in different industries will help minimize risks in long term investments.


Thomas S
Don't be discouraged . . . learning to trade successfully usually takes several years. I've been at it for over ten years and I learn something new every week.

Rule #1- Before you buy a stock, decide on the exact price you will sell if it goes down instead of up.

One key to success is keeping the amount you lose to a minimum. To do this you need a trading method with an exit strategy that includes risk management..

For more info on risk control, go to www.rightline.net and read everything in the free education section. Believe me, you'll be glad you did.


warriorwoman
Rating
I'm having trouble too--I just started investing in December, felt pretty good about my picks, but the last month or so has pretty much sucked. I keep repeating the mantra my father (a very canny investor) taught me: "stocks are for the long term." So, just hang on.

Some other bits of advice: First, when the market comes back up, and you can sell at a gain, diversify. You are way too heavy on tech stocks. Remember the dot.com bubble. Second, look at Scottrade. They only charge $7/trade, and they have a lot of research resources on-line. You only need $500 to open an account. Third, if you don't already subscribe, the Wall Street Journal is an excellent resource. Good Luck!


kluwe99
I am now 25 and I have been i nthe stock market since I was 16. My advice to you is to buy the stocks you believe will rise in the future. Then stick with those stock for the long term. Don't expect to to make a money overnight thats not how the game works. Alot of people get jittery when a stock goes down a bit and sell out, don't do this. When buying a stock check out how it has perfromed over the last 5-10 years and then make a decision if you want to buy.

If you want to make money you have to hold on for the long term, also you'll have to diversify your money over differfent forms of investment.


the_biggest_bear
Rating
Buy the book "Jim Cramer's Real Money" written by James J. Cramer. Transfer your stocks to a broker with lower transaction fees. I use Scottrade (www.scottrade.com) and pay $7 per transaction. I'm new (24 years old and investing now for a year and a half) and I'm somewhere between break-even and positive. Have guts of steel. You may also consider buying shares of a company that pays a steady dividend (MO, PCL, PFE, COP). Of these, I currently still own MO, PCL, and COP. I used to own PFE and it isn't terrible. That steady dividend can really help out a portfolio's return.


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