 What would be the perfect bank account for me? |
I'm 14, 15 soon, I want a bank that will give me as many rewards as possible, high interest rates etc.
Anyone able to provide information will get an easy 10pts!... |
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 How much is an US $50 saving bond from 1981 worth? |
| I discovered it in my closet that I have forgotten about it.... |
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 How do I raise money fast? |
| I need to get some money to go on my world challenge, does anyone know how to raise some? (legally please!)... |
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 Will I Ever Get Approved For An Apartment Again? |
I am in the middle of cleaning up my credit, with quite a ways to go before it looks decent again. Trust me, the lesson was learned, and learned very well!
I have a dilemma now. I need to rent ... |
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 What is the most painless way to cut some money out of your budget? |
| Every month we fall just a bit short. What fixes worked for you?... |
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 Can you spend more than what is in your bank account with a debit card? |
| for some odd reason it seems I can spend more than what I have in my bank account with my debit (not credit) card. I'm not going to be billed right?... |
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 I can't save or manage money? |
| please, if you can give me advice on how to manage my money it would be much ... |
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 Help! I can't pay my mortgage anymore! And I don't want to pay it anymore. What now? |
| I recently lost my job. I am looking for another, I asked my loan company (Litton) to defer my payments and they have not yet. They are sending me paperwork to fill out to request a payment plan or ... |
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 Can I start another checking account with another bank while I have a charged off overdrawn account elsewhere? |
| I have an overdrawn bank account that's been charged off and in collection services. I would like to start another checking account at another bank so I can start paying that one back and so I ... |
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 Can a Cheque be cancelled once it's cleared? |
| I've sold something on ebay, and they paid by cheque, it cleared friday, but the buyer has no feedback and has been a member since 2003. Also the address ebay has for them, differs slightly than ... |
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 I need to get a student loan...what is the best place to get it from? |
i know there are federal loans, and many banks off student loans....but in genreal, where is the best to get one?
i need to get one to cover my next 2 years of tuition among with other ... |
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 I had a credit card which was " Charged off as bad debt, and purchased by another lender.? |
| Now a creditor wants to collet the debt, even though my credit report shows it paid. Do I need to pay off the creditor?... |
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Don | What is the best and fastest way to establish credit? |
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Bill U
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Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments. - creditreport.fateback.com |
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love2dance1457
 |
Apply for a credit card. then spend about $50 (or an amount that's appropriate for you) on it a month, then pay it in FULL. |
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maryannmccarthy2003
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What I have done is get a low interest rate credit card & use it to pay for anything I'd normally pay for with cash, then I pay the full balance off each & every month no matter how bad I'd rather pay just the minimum balance.
Also, pay each & every other bill you have on time & never late. Utility companies are now reporting to credit agencies paid payments so that helps. The finance companies consider it alternative debt and it can be used in obtaining credit.
Mary in Camden, MI |
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gixxer600cc
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open up those stuiped credit cards in stores LOWE's cards etc. its the most simple way. |
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Christine S
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get a low balance credit card and make sure to make payments every month |
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Reena
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With a Credit Card.
Use it only for very small amounts - one fill-up at the gas pump - per month. Once the bill comes pay the whole thing off every month.
Play this game for about a year and you will find that your credit score has improved dramatically.
Basics: never use more than 30% of your cards limit in one billing cycle. (irregardless of whether you pay off in full every month or keep a revolving balance).
Better yet: Never use more than 10% and pay that off immediately and in full once you get the bill.
You will completely avoid any interest charges and you are building an excellent payment history. It also shows that you can handle "credit" responsibly and do not use it to finance a life style.
Within a couple of years you will have an excellent score and can use your high FICO score for more important loans like a mortgage.
Do not have more than 2 or 3 cards. Anything more is not going to improve your score and just plain dangerous.
But use each credit card at least once every other month to keep them active. |
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ghost
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Move to another country and start over. |
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eva r
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Another way is if your paying rent ~ lights~heat~ phone~
that can be used as credit refences~~good luck~~ |
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allen.rench
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1.Open up a store credit car.
2.Pay the bills off.
Wait does the second part of that count for anything anymore??? |
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Kathy O
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go to your bank get a personal loan that doesn't require any collateral put the money you got from it in a savings account and every month make the payments on it from that account. When it gets down to an amount that you can pay off early without hurting yourself go for it. |
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RUSAVED
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Get one department store card and one low limit visa/mc/discover. Use them for about six months out of the year, does not have to be consecutive months, making sure to pay the balance when the statement comes. After a year you should be in good standing with your credit score, provided there is nothing else on your credit. If you are trying to make a major purchase such as a house or vehicle, after making the purchase don't use the cards. Pay everything in cash. Your major purchases will give you a continual good score because you will make those payments on time. |
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