Sara B
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I agree with most people here! Do not get a credit card if you do not have to. The average college student graduates with $8,000 in credit card debt. If you absolutely must get a credit card check bankrate.com, they have a place where you can compare many cards at one time. Make sure you get one with no annual fee and beware of teaser (ex. 0% for one year) rates and do not charge more than you can pay off each month. |
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zyberianwarrior
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NONE!!!! Debit card only!!!!!!! |
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vwgirl18
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Don'g get one. Use cash. If you can't pay cash you don't need it! |
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Andrew P
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Dads !! |
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Bbopper08
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http://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?partner_dir_name=cac_chase_stu_free_cash&page=index
Good free rewards program
I think they approve any student regardless of credit |
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joelmeulenberg
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I'd really recommend that you not carry a balance if you can help it. In that case, you'll want a good rewards card that will pay you for funneling your normal spending through the card. A couple good cards include the Citi mtvU card and the Capital One No Hassle Miles for Students Visa.
You can use this rewards calculator to see which student rewards card will pay you the most for your normal spending:
http://www.creditcardtuneup.com/?card_type=College+Student |
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il cuoco
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you need one to live so I would use Discover card |
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brady ewart
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Chase +1SM Student MasterCard
The Chase +1SM Student MasterCard� credit card offers a 0% introductory APR on all purchases and balance transfers up to 6 months. It doesn't charge any annual fee. The Chase +1SM Student MasterCard credit card helps you earn Karma points. These Karma points are a good asset at Facebook and represent your community value. If you are approved for the Chase +1SM Student MasterCard you earn 15 Karma Points. You can earn more Karma Points by becoming a member of +1 group on Facebook. This credit card allows you to share your Karma Point with your friends and what more you can also use these points to support cause. Chase has opened a special Chase+1 store where you can earn goodies like music, movies, electronics with your Karma Points.
Fees and other APRs associated with Chase +1SM Student MasterCard
Annual Percentage Rate (APRs) of Chase +1SM Student MasterCard
The Chase +1SM Student MasterCard has a 0% fixed APR for the first 6 billing cycles following the opening of your account. After that, 18.24% variable or 23.24% variable, depending on our review of your application and credit history.
Balance transfers on Chase +1SM Student MasterCard
Balance transfers are allowed on this credit card and it gives a cool 0% fixed APR on balance transfers as well. After this introductory period has expired, an APR of either 18.24 % variable or 23.24% variable will be applied to your balance transfer amount, again depending on a review of your account and credit history. Whenever you make balance transfers to this credit card a balance transfer fees of 3% of the total amount will be charged. This fees has a upper limit cap of $75 and the minimum fees charged for balance transfer is $5 irrespective of the amount transferred. Apply online at: http://www.credit-card-gallery.com/Chase.html |
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david a
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you might want to go here to compare them, pick one that is right for u
http://www.bestcreditrates.net |
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Brooke
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Credit cards are evil but if you MUST have one, try Capitol One. Check out their rates. |
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Love My Hubby
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none save yourself and your credit score don't do it!! |
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abc
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You need to have at least a job to get a credit card because on the credit card application they will ask where you work and what your income is. If you say "looking for work", they will trash your credit card application. Also you may not have any credit history since you're neither a citizen, nor a green card holder. No credit history also goes against the credit card applicant.
The easiest way to get a credit card is to open an account with credit union and apply for that credit union's mastercard or visa credit card. Generally if you're a student in a school or university, thats all you need to open an account at credit union -- nothing more required. There's always going to be a credit union which accepts your school as qualification for membership.
They have much better chance of approving credit card even if you have low income. I told my credit union, that i work for $8.50 an hour only and they provided me a visa credit card with $1000 credit line -- it worked good for student.
Then you can build your credit history from there. |
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Big Llamas House
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My gut says none, but if you pay it on time and don't keep a huge balance on it it will actually improve your credit score and this is a pretty important thing later in life. Change your address if you move so your statements come to you, and don't forget to pay it! If you are unorganized or constantly broke then STAY AWAY! |
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