What should i do when my parents die and leave me their debt? |
| my parents are not good with their money, they have a mortgage on trailer that isn't going to get anything on resale. my father is a truck driver, and isn't in the best health, my mother is ... |
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How can i raise money fast? |
| my friend was recently hit by a car(hit and run) and is now in the hospital. he broke both legs, a finger, dislocated his shoulder and has internal bleeding in the head. my friends and i want to help ... |
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Why is there strange extra cash in my bank account? |
| For the past year and a half, my bank account has had an extra $150 in it that I cannot account for. Just now, I've accounted for all expenses, balanced the books, and everything has cleared. A... |
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Will anyone loan me 35000.00 and let me payback @500.00 a month .I have pretty good credit just need to consol |
| Ineed to pay a legal fee of 9000.00 and consolidate bills.the legal fee is for my son. he has a good job but we need the money now ... |
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My Bank is taking money from me? |
| So I have two accounts at one bank, a checking and a savings. There are no monthly or annual fees or anything, however, upon checking my accounts online, I find that there are some transactions that ... |
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How can i force myself to save money? |
| i earn money but can save nothing although i don't spend them ... |
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I would like to earn so money asap i am 13 years old any ideas ?? |
I can't really babysit or do things like that !
Has anyone got any ideas ?
Thankyou for taking your time to answer xo Additional Details Thanks for the ideas ... |
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How can I get money to rent an apartment and get a car? |
| First off, my credit is extremely bad due to some bad decisions and my student loans have overwhelmed me. So, getting loans are pretty much out of the question because my credit won't allow it. I... |
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When should I start to save for a pension, and how much should I save? |
| I am only 22 but have been thinking about starting to save for a pension. But I really don't know where to start. I just know that I'd rather put a little bit per month away now and not ... |
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My boyfriend and I bought a car two months ago. I co-signed the loan. We are breaking up. How can I get out? |
Though I know our relationship will still be friendly, it will be unnecessary, obviously, for us to continue to share finances. This is the only thing that we co-own. Additional Details T... |
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When should you start saving for retirement? I am 28 in the UK.? |
| Is it sensible to start saving money for retirement when you need all the money you can lay your hands on to live your life now! Surely if you invest your money in something that you can use during ... |
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Should your work if your husband make 500 000 thousand dollar a year? |
| i'm just curios because when i'm gonna have a baby who is going to stay with ... |
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How can i get money if im only 13?? |
i really feel bad asking my mom and dad for money because they hardly have
so i wanted some ideas on how i can make money! Additional Details and what is paper ... |
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Marci S | What is the best money saving tip you've ever heard or used? |
I'm trying to learn how to cut costs and save money. What do you do to save? How do you cut your costs on electric, groceries and everything else? Is there any service or particular company you know you can always get a good deal from? All ideas on anything related to this subject would be very appreciated. Thanks. |
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racketgirl12
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Groceries: Coupon clip and buy cheap generic brands for a while, they are basically the same as name brands, but cheaper.
Electric/Heating: When leaving a room, turn off the lights to conserve energy. Keep heat a little lower and layer up on clothing to stay warm.
You can always save at the gas pumps if you accelerate and brake slowly rather than punching it, because that wastes gasoline when you do it. Also, use cruise control any time that you can, even on residential streets.
Hope that helps!!! |
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Saved!
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Budget! Budget! Budget! Spend all of your money each month on purpose, on paper before the month begins and stick to it. This is the way to take control of your spending and will also open your eyes to where your money goes. Before we started budgeting, my wife and I had no idea that we were spending $1000/month just to eat out. We took control of that immediately. This was the beginning our total turn around. It's amazing how much financial issues play in a relationship. My wife and I never argue about finances any more and it is a common goal that we work together on. It has brought us closer together and even helped us start communicating better. If someone had said this to me 4 years ago, I would have thought they were selling something. I am to the point now that I just want to shout at the top of my lungs so everyone can get to this point. Life is too short to be miserable and I realized that things don't make me happy.
Thanks for indulging me. |
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blcria
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If you work, start taking your lunch instead of going out. |
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NakasEvilTwin
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Study the grocery ads and only buy what is on sale. Never ever charge anything! I only buy what I can afford and have not charged a single thing since 1998. Sometimes we wait to own, but then we treat our possessions better as well for having waited we hold more appreciation. |
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heybulldog
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BUDGET. |
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Gen•X•er (I love zombies!)
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We pay off our credit card bill every month. We also have a an Orange savings account with ING--they have a very high interest rate. We don't buy new cars all the time.
You can do so many little things to cut costs; make them habits. Like turning off lights when you leave a room, turning off the water when you're brushing your teeth, etc. As far as groceries, there are certain things where the generic brands are exactly the same as the name brands like dish soap, toilet paper, paper towels, etc. Things where it really doesn't matter to you if it's name brand or not. |
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shorty
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Always use coupons and the rebates they offer when shopping. I add up what I saved while shopping and add the rebate checks to my own little bank at home. I have did this for about 3 years, and I was amazed at the amount I had when I added it all up. I use that money to buy things that my daughter wants that I can't necessarily afford. |
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ra63
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Best money saving tips: contribute to a 401K account - don't charge anything unless you can pay the bill in full when it comes; keep lights off unless you are in the room; install the new lightbulbs; clip coupons; make a weekly menu and go to the grocery store with a list. Do all your errands in one day - you'll save on gasoline that way. Buy things only when they are on sale, and only if you can afford them. |
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Mistress
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Look into getting a copy of "The Tightwad Gazette" by Amy Dacyzyn (prounounced Decision).
I have the one that is all three volumes in one book...it's FULL of frugal things...some so frugal I wonder about the mental health of people...I mean, I'm all about saving money but I'm not going to re-use my sandwich baggies that cost 3cents each!
Anyway, google frugal living and you'll find all kinds of ideas! |
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beauty s
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Well, get a paper and right down what u pay for each month. Then subtract that from your in-com.
Whatever u have left over save some of it each week, or each month.. and don't buy things u don't need.. |
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sofiane boufas
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try the saving account in the bank they take a part of your salery automaticaly |
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bubbles
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i cut coupons for groceries today i saved over $120 with coupons and Von's club card. over $55 was just coupons. my original bill was $241 and i payed $117. the link below helps you out they have a $1 trial then it is $10 about every 8 wks. |
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Lizzy
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As far as groceries go you could use coupons and look in the sale ads for great deals. We save money by not buying items we don't need...(going out to eat, DVDs, Cd's etc...) Also if you can't buy an item with cash or checking account then don't purchase it because you probably don't need it and definitely don't put purchases on credit cards they are a debt trap...
Good Luck. |
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julia
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My top 10 List
1. Pay Yourself First
2. Budget
3. Live like you were in college
4. Cut Credit Cards but don't close the accounts
5. Have a Retirement Account
6. Take an extra job to pay off debt/EBAY :)
7. Honesty: Tell everyone around you the short version of where you are at so they don't bug you when they want to go out.
8. Open a Savings Account
9. Move somewhere cheaper
10. Nothing like investing in yourself... take out a student loan when you can get a Masters and get a better paying job. |
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Exoilfeildtrash
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Stay home and learn to get along good with yourself. |
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KATRINA W
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i use nightlights in my house to cut the electricity and i dont cut my heat on and off i keep it at a basic temperature. And when i have extra money i go to the store and my big quanities of food |
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Nduka N
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Piggy Bank. |
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spun_down
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don know
dump that high maintenance girlfriend! |
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