 What jobs do u recommend a 15 year old? |
| I'm asking this b/c i'm trying to figurr out what my first job should be.... |
|
 Can 17 year olds use debit cards? |
| I'm 17 years old and I have a visa debit card with my bank, I primarily use it for the atm machine. I wanted to know if i can use it to make purchases. I don't want to try and get declined.... |
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 Money...am i poor? broke? or what? |
Money...am i poor? broke? or what?
Money...money...?
Money...money...?
i have $3,000 on my savings, i have no debt, no car loan, no everything to pay. my parents pay for my college, ... |
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 Need money for debt consolidation and home repair on a new purchase and I have damaged credit? |
| I recently purchased my home and now have plumbing issues that are not covered by my insurance. I have some equity, but cant seem to get approved for anything, maybe I am looking in the wrong place. ... |
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 How can I stop myself from spending too much money? |
| My husband and I had been living pay check to pay check for a long time. Now he makes enough that we don't have to worry about money any more, but that doesn't mean that I can spend as much ... |
|
 If you have 12 million dollar can you retire luxuriously? |
For example a 2 million dollar home.
2-3 great vacations per year, 200,000 $ worth of cars (changed every 4 years), nice fashion, good meals, etc. (200,000-300,000 $ spent annually)
Can ... |
|
 What do you guys think? |
OK, so I'm in this jam...I need money for school...I'm about 10000 short. So, I have these two options:
Borrow it from a friend, or take out a loan.
Obviously no interest ... |
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 Are you tight with your money? |
| Or do you like to spend, spend, spend?... |
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| Is it cheaper to use Debit card than credit card? |
When I go to restaurant, or buy things in a supermarket, or whenever I spend my money, is it cheaper to use my Debit card than my credit card?
for example, would the meal cost more ... |
|
 Best survey site to earn a lot of money fast? |
| whats the best safe survey site that gives you a lot of money fast? thanks.... |
|
 Is it better if I save my ONLY $20 for the rest of the month & handwash my clothes or...? |
Should I sacrifice taking a $10 round-trip by cab & paying $5 to wash & dry my clothes, & then be ENTIRELY broke for the rest of the month?
What would you do in this ... |
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 How can I get 40 thousand dollars? ? |
I would like to buy a house that is worth 100 thousand dollars and I already have 60 thousand. However, I still need 40 thousand and I have bad credit.
I really love the house and would ... |
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johny | What is the best option for my girl friend finance or a loan from the bank ? |
she just passed her driving test, she wants to get a brand new car I have always had second hand cars and paid for cars right out.
What is the best option for her finance loan from the garage or a loan from the bank? |
 |
 
X X
 |
Never heard of a garage that sells new cars and offers finance.
The bank, most likely. Depends upon credit, as well.
Still. . .
-Always shop around!
-Dealers should have a list of rates, available.
-Always do the math, include all costs, down to the last payment, rebate, even estimate the insurance based on vehicle. Then compare the rates and options.
-Look to see what the policy is on late or missed payments.
-Figure out the cost of the loan vs cost of financing.
-Be wary of 0% financing!
I found HSBC Auto was good!
Does she realize a new car loses 15 to 20% a year in value. |
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bluecow
|
well done...you need ppl like your GF to keep the economy rolling... |
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danceswithwolves
|
dont get a loan from the garage is my advice, they are a con |
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probablygraham
 |
To be honest - neither.
New cars are worth a stack of money less the second you sign the contract.
It's people buying things they don't have money for that got us all in this mess in the first place. |
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COLIN T
|
To be honest her best option is to buy a one grand car to cut her teeth on, get 6 months on the road experience and then buy her new car. Quite a number of new drivers have a minor prang in the first few months of driving. |
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Goonhilda
|
First of all, if she can't afford to buy a brand new car with cash, she can't afford a new car. She should not buy a new car.
She should buy a cheaper secondhand car. Even then, a loan is a bad idea. You should not use loans to buy cars, because cars go down in value. So even if you sell the car, it won't cover the debt. Not financially smart.
If she insists on getting a loan, she should go to a broker before she goes to the car dealership. She should arrange the finance prior to going to the dealership, so she knows how much she can afford. Go to a broker in your local phone directory. They can give you a choice f several loans, not the one loan you might get from a bank. She will get a lower rate doing this.
Your girlfriend is making a huge financial mistake by borrowing for a car. She is throwing money away on something that will gradually become worthless. You are right to always have secondhand cars and pay for them outright. Please do the right thing by her and try to dissuade her from her foolish course of action.
Best wishes |
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WelshLad
|
It's best to have read of both and then decide:
http://www.moneysavingexpert.com/shopping/cheapest-new-cars
http://www.moneysavingexpert.com/loans/cheap-personal-loans
I don't want to personally recommend which one. |
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Ryan S
|
Never do a buy here pay here. Rip offs. There are a lot of lenders out there who will give you a loan regardless of your credit situation too.
I'm not implying they have bad credit but just in case, try:
http://www.peoplesavehere.com/automotive.html
You can read reviews on each auto lender. |
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Wiseguy
 |
The cheaper one.
usually the bank. |
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Worldly25
|
If she has a good rapport with her bank then borrow from them. If the payment is automatically deducted from her checking account the bank usually shaves off a point |
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jaypauldini
 |
the bank is better, as they are more understanding when there is a problem. another way is to use a credit card, as oyu can vary the payment amounts depending on your circumstances. |
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Kayla
 |
i hope u two have good jobs....around here it is hard to pay the electric bill----let alone a new car---but i would def. get a cheap car first----sure...it doesn'tt make u look cool....but neither does getting 1/2 the value for it when it gets totalled |
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