 How can I make my money grow? |
| I'm on a very tight income. It would be a stretch to be able to pull $20.00 every two weeks but I'm willing to try. What can I do with that in order to make it grow. I don't know ... |
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 Am i rich? my dad makes 150k a year and through other projects makes another 50k? |
| he is an engineer and he also was recently handed down the family business from his father (commercial real estate) so now he is CEO. he also buys and sells out land for lumber companies.... |
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 If you had 100,000 dollars what would you do with it? |
| i would buy a xbox360, ps3, 56in. LCD HD tv, and then a pool, if i still have more put it in the ... |
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 Am i saving too much for a 23 year old still in college? |
| I have 3 Roth IRA mutual funds through T. Rowe Price - $150 every 2 weeks between all 3 - a company matching 401k(100% match to 3% of paycheck then 50% match to 5% percent of paycheck) - I do 3% with ... |
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 If you were behind on your bills and money was short, what would you do? |
| I'm not poor but I'm struggling financially like most people in this country. I'm used to being poor and now I have a house and car so how do people who are stable do it?... |
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 How to be a millionaire? |
I have thought long and hard about it, I am prepared to work hard to give my family a better lifestyle.
Any suggestions as to how this can be achieved ... |
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 I have found one million dollars on the floor i want to know if its real? |
| well its like the other money its green and have lots of other thing that other money have so help me is it real or not terrizziaharris@sbcglobal.... |
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 Help....!!!!!? |
| I really want to buy a car but I don't have enough money to buy ( I really need to buy a car as soon as possible). I plan to borrow money from a bank but the interest rate is really high. Can ... |
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| Should I pay back my debt or buy a home? |
| I'm 26, have some debt. About $8,000 to pay back in student loans (paying 82 dollars a month right now) and about $1,000 for a washer/dryer purchase from lowes. I can now that I've made ... |
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 My daugther just got fired from her first real career job , how can i make her feel better? |
she thinks its the end of her career, but the fact is , she just graduated from college and got fired after a very short period of time because she wasnt doing her job right, ....
its not her ... |
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 What kind of salary do you need to support two people? |
| Im trying to choose a college major and since i just had a daughter the kind of money i'll be making in my eventual career has suddenly become a huge issue. So how much is enough to comfortably ... |
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 Best ways to make money online? |
| What are some ways to make money online.... |
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 I'm 14 and i need help getting a job online? |
i really want to get a job online to get some extra cash. Can anyone help me.
Additional Details
i really want to make some extra cash. If so and you add the link and what it does...plez.... |
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 What Is The Best Job? |
| What is the best job to get that pays a very good salary?... |
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chopper | What is the best way of getting out of debt? |
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laura c
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by budgeting your money!! and paying it off!! |
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tweetybird
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cut up you cards ... pay off your loans and hav some personal streangth ... im 26 and hav never even had a store card ... my moto in life is 'if i cant afford it, i go without' |
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Morey000
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live on less than you make. |
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jesus91874
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TRUTHFULLY? Gritting your teeth and paying everything off, not spending ANY extra, until it's ALL OVER and DONE!! Simple math. NOOOOOOOOO other way to do it!!! |
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m00nlight1ng
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1. Find out the interest rates of what you owe and pay off the highest rates first.
2. If you can't pay off the debt in a short period of time, shop around and get a loan with a low interest rate.
3. Cut up your cards and concentrate on paying off the loan.
4. Cut out the luxuries in life and live with what you can afford.
5. Have a clean out of anything surplus to a car boot sale. You'd be surprised at what you can get for it.
6. If you are living at home, offer to do some chores for spare cash.
7. If you have your own place, consider getting a room mate and help pay the bills. |
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Tina W
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Well I guess it depends on a few things;
How much debt are you in?
Can you cut your spending?
Can you earn more money to repay the debt?
Are you able to transfer to a credit card with 9mths intereset free? - if so this will give you some time to catch up.
The only other alternative is to get a second job until the debt is paid. You could also go to college and work towards getting a higher paid job.
Sorry without knowing all your details I can't give you any proper advise.
Good luck, and think about what I have written. You could also look at pulling a financial plan together,ie all your incomings and outgoings |
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kpbunches
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Work out what's coming in, make sure it's more than what's going out and, slowly but surely, you'll get out of debt (as long as you're not just paying off the interest).
You really have to budget. Get cheaper food from the shops, only buy what you need and are going to use and stop buying things you don't need.
Perhaps consider taking a second job, before or after work, or on a weekend. It may be hard work and a slog for a while but it will be worth it in the end when you can buy nice stuff (in moderation!) again. |
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;)
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Get yourself the Dave Ramsey book. It worked for us!! |
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CLIVE T
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You must realise and, probably do , that you pay a lot more for things if you borrow that money, i e a £200 item can cost you £250 if you borrow the money. You have to stop spending if you are serious about this, but It is very hard. If you can do it, you will realise you have more money than you thought.
If you save up to buy the things you want, they will cost you less, not just the £50 interest charged but you will have some interest of your own to add, not a lot I will admit, but an extra £10 EARNED and put towards the cost will make a difference of £60 as apposed to the borrowed cost, Would you rather pay the extra or keep it for yourself? |
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gum s
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Consolidate your Debts and make one payment monthly
Ways to Consolidate Debt
http://www.debt-explained.com/category/Ways-to-Consolidate-Debt.html |
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biggi
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curb your spending and start saving to pay off debts. You could borrow money at low interest rate from family, but must be able to convince/assure them you will pay back within a certain time. My daughter did so, by borrowing from us, then putting a certain amount of money monthly into a PO Account and at the end of the term we gave her the interest, effectively giving an interest free loan. The sum was for a first car. |
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tom s
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rob a bank |
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Real Georgian
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Here are a few tips:
1. Don't incur anymore debt!
2. Make a list of all your debt and then start paying it down.
3. Dispute any and all inaccuracies on your credit report.
4. Use http://www.mycreditadvise.com to learn more about getting out of debt.
Good Luck! |
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nicksriders
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Cut up all credit cards.
start paying more than the minimum amount each month
transfer high interest cards to low or zero % cards
start putting a little of your money aside each paycheck.
Buy this book. Finish Rich Workbook by David Bach. It will help you a lot.
Good luck |
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hobble36
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Always pay off your card at the end of the month that helps |
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personal_finance_101
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1 - create a budget. track every penny you spend for the next month. write it all down, categorize it and then add it up. See where you can cut back and then stick to your budget.
2 - organize your debt. if you can, transfer higher % balances to a lower % card. If you have multiple cards, you should list them in order of APR. Pay minimums on the lowest rate debt and all your extra money on the high rate debt. When that one is done, take the entire amount and apply it to the next highest.
3 - make more money/save money. get a 2nd job, get a roommate, cut back bills (cable, internet, phone, gym, etc.). only cook at home, cook in bulk using beans and rice. no drinking, no smoking. develop cheap/free hobbies instead of paying for entertainment.
It's hard and you have to sacrifice, but it can be done.
Good luck! |
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sugar n spice
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By repaying what you owe. |
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psychoticgenius
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Earn more money. |
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croc hunter fan
|
PHASE 1
Give yourself one month to complete these steps—you can do one a week!
Step 1: How much debt do you really have?
It's time to get real about your debt. Do you know how much living with debt is costing you?
Step 2: Track your spending and find extra money to pay down debt
Time to cut back on the extras. Use David Bach's Latte Factor® calculator to find big savings where you least expect them! It is time to start paying you.
Step 3: Learn to play the credit card game
Think $10 a day won't make a big difference in your debt? Think again! With this plan you can pay off $8,000 in credit card debt in just 3 years.
* Note: Step 3 Part 4 has been revised.
Step 4: Stop spending
Making small changes can help in a big way. Use these tricks to help you spend less and save more.
PHASE 2
In the second phase of the Debt Diet, the steps become more detailed and have more long-term goals.
Step 5: Create a monthly spending plan
Use the monthly spending plan worksheet and calculator to create a budget that you can stick to—and save with—every paycheck.
Step 6: Take big steps to grow your income
Whether it is selling your assets or getting a second job, sometimes you have to make big choices to get out of debt.
Step 7: Prioritize your debts and raise your credit score
Confused about which debts to pay off first? Here's a plan to pay down your debt while actually improving your credit score!
Step 8: Understand your spending issues…and save!
Take this quiz and get to the heart of why you spend. Then, find out how to resist temptation and build an emergency fund. |
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flibertyjib
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Talk to citizens advice they are very good at negotiating with your creditors, declare yourself bankrupt, it no longer has the stigma attached it once did, or win the lottery. |
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