If u be a banker, do u get lots of money? |
| i am planning to be a banker because maths is the only thing i can do but i dunno what it would lead to so at least do u get ... |
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13 yr old taking out a loan? |
| Can I do this? I need like a microloan, 1000$ tops for a few movies we're gonna film and sell.... |
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Is it safe to give social security number? |
| My father was ordering a phone and having a new service and they asked for the whole social security number and credit card number. is it safe?... |
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Online Paid Surveys? |
| Do any of you take paid online surveys? Do they actually work and make you money? Im home all day, and if I can actually make money doing it i could and would take surveys all day...........Give me ... |
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What time can you withdraw money from the bank on payday? |
i am due to get paid on friday for a temporary job i did. what time will my money be in the bank on friday? someone said exactly midnignt, but someone told me not until 9am?
i want to know ... |
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How can I make ten thousand dollars in 30 days, all ideas are welcome.? |
Additional Details http://ipodtrix.blogspot
http://ajaxforum.sitebur
http://googleadcents.blo... |
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Money, money, money? |
| i need to come up with $70 in 2-3 weeks. what can i do. i'm only 14. this is very important to me please help!... |
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Paypal Question? |
| A lady is going to send me money over paypal and I set up my account like my account number and institution number all that stuff. So when she sends me the money does it go straight into my bank ... |
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Im 15 year old how can i make money ? |
| ok well i have heard all lemonade stand , car washs, babysitter,lawn mowing,recycle allumin cans, But really how can a 15 year old make money?... |
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People who don't like benefit scroungers? |
| I work 16.5 hours per week. I earn just over 90 pounds for that, I also get 115 in working tax credits. I get 92 pounds in housing benefit and free prescriptions. I live with my wife and we have no ... |
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Is anyone on a Budget? |
I was just wondering.
People talk about tightening their belts, but I was wondering if they really institute a budget and say to themselves, "I'm only spending $25 this week" or ... |
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What Are Some Fast and Easy Ways for a Teen to Make Money? |
I need some quick cash to buy some last - minute Christmas gifts!
But, I'm broke as a joke!
Don't tell me to get a job .
Don't tell me to start babysitting .
Don... |
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Is it possible for a single person to live off $100-$150 a month on groceries? |
| I'm wondering if this is possible because I will be moving out on my own in February and I've heard that a single person spends about $250-$300 a month.... |
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SadToday22 | What is the best way to dig yourself out of debt? |
I work full time and pay my bills on time but want to see an end to these bills someday. Any suggestions? |
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FrogDog
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Stop charging or buying cold turkey. Accumulate money in savings and as soon as you get another payment saved send it in. |
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plantladywithcfids
 |
first - if you have credit cards cancel them all and garbage them.
second - when you go shopping ask yourself "Do I need this or do I want this?" If you just want it then don't buy it.
third - live like Scrooge for a year or two and see what a difference it makes.
Good luck |
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I'm_Bored
|
Depends on how much debt to income ratio. If you are in moderate debt, you can dig out over time by getting a second job in which your paycheck goes to your debt ONLY. Also, many experts say if you have multiple credit cards, pay the most money to the smallest ones first, then as they are paid off, allocate that money to the next smallest, and so on.
Keep in mind that a credit counseling service will lower your interest rates but will lower your FICO score for many years. It might not be a bad idea to at least talk to one -- they have an easy calculation for how long it will take you to get out of debt.
If your debt is really burdensome (the kind that you will be digging out of a decade from now, even with a real effort at paying it down) you may want to take a big forkful of humble pie and file bankruptcy. A rule of thumb is if you would still be paying the debt down in 7-10 years when the bankruptcy would fall off your credit report, it's worth considering.
Good luck to you. |
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wondering53
 |
pay off your high interest credit cards as quickly as possible and try to save 20% of your income off the top without fail. |
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gum s
 |
Here I found some info which would help you:
Strategies to Reduce Debt Quickly
http://www.complete-debt-info.com/category/Strategies-to-Reduce-Debt-Quickly.html |
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lilianpolley
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well that is a very good question, it,s alot of places that deal with this problem go on the internet and look up debts, and you will get a million replys from people that deals with other people problems, they are called bill consolations or something to that effect... |
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ohmabc
 |
Do, what I don't do. Save any and all extra money from each paycheck. Put the money in a savings or IRA account. |
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robert w
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Visit DaveRamsey.com read the site listen to radio show - act on knowledge gained. get second, third job work for your freedom from debt slavery. Its great! |
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Madinahbi Binti Abdul Hamid AHM
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No, not in Singapore. Nobody help you. You have to help yourself. Continue to work hard and live 1 day at a time. I always tell myself this. |
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joe_ballarino
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Try the 10% solution, take 10% of your income before you do anything and place it in your savings account. Then learn to live on the balance...
To help manage cash flow, pay off all interest rate bills, such as balances on credit cards first, then car loans. Keep tax deductible debt such as a home loan.
You may have to really live cheap for awhile but it will be worth the effort. Once you learn to live without paying high interest on credit cards, you'll be surprised at how much more you'll have left over.
Not to mention how much better you will feel due to removing the debt. You'll be happier and it will show in your work and you will learn to earn more.. It's a whole positive cycle. |
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Dave
 |
Well you could take the advice I've been given (but of course haven't acted upon).. See a financial planner!
They can help get a loan to consolidate the debt on the best loan to suite your needs. Otherwise just figure out a budget and stick to it!
You might need to just tough it out for a while and just put the hammer down on the bill payments and just cut back on anything you don't need, i stopped going out as much and got rid of phone etc. |
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Samadhi_atman
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-Write out a budget. This helps greatly. Putting a gouge in those (not-so-needed bills helped me)
-Suzie Orman gives great advice.
-I am still on this hard journey. I know there is a certain percentage of your income you should pay on credit cards, and also to get the credit cards to a min. balance, and also limit spending.
I can truly relate to you, although I am a fulltime student the bills just keep coming. Do not lose heart, it will get better. Always remember not to live above your means, my brother has overextended himself greatly and is paying dearly.
One of my newer mottos is, if I can't eat it, or wear it...don't buy it. It helps. |
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cehLina
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Just live and spend within your means. Do not spend more than what you earn. Through this, it will keep you out of debt and eventually save for the future. |
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brendalutoo
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If you have a mortgage and at least $10,000 in other debt NO MORE Mortgage can help you like they helped me. I am a rep. for them now. Once we got on the program I ended up losing my job but with all the interest we were saving we were okay for awhile. You won't be paying anymore than you are right now. admin@NoDebt4u.org |
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