 How to survive on a student budget? |
Additional Details
what do you mean and? like how to cut food costs low and clothes spending?... |
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 Where can a 16 year old work that pays a lot of money? |
hi,
i am 15 now but i will turn 16 in 30 days and i am looking for a job that pays a lot because i am saving up to buy a car.
and if that helps i like and i know a lot about cars...
... |
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 Ways to make money at 13? |
not selling lemonade or anything like that!!
best true answer gets pts.!!!!!!... |
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 Easy ways to make money...? |
| wat are some easy ways to make money? im in the sixth grade... I need to save up on money, any good ways?... |
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 Homeless , need help fast please!!!? |
| Hello, I am a 27 year old who was kicked out of my apartment owned by my father because he dissapproved of my interacial relationship. So with that said, i was sleeping in my car, until i lost my job ... |
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 I just got about 20,000.00. What should I do with the money? |
I am now scared of losing it.
I do want to have some fun. I've been teaching (public school ) English literature for 10 years.
Help!... |
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 Can I still use old $20 bills? |
| I am going to the USA in July. I got my money changed over today while the exchange rate was still high and I noticed that half where in old $20 bill's and the other half where in the new $20 ... |
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 Does anyone actually have £50,000 in savings? |
| The government are guaranteeing savings up to £50,000. Does anyone actually have that much money in a bank account? I can't imagine anyone having that amount except for people who work in huge ... |
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 Is better to find a loan my self or if the realestate company does it for me? |
| SHOULD I LET THE REALESTATE COMPANY FIND ME A LOAN OR AM I BETTER OF IF I DO IT MYSELF.... |
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 Whats you monthly expenses? |
| How much are your usual monthly expenses do not include car payment, car insurance, or you house payment also list what state you lived ... |
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 Does anyone know George Bush's email address? |
| I want to know his personal email address, not the ones that he has people check for him. You know, like mr.p4life@yahoo.com, or iLuvP!nkBunniesCuzI'mGay@hotmail.com. If you have some info, it ... |
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| How can i get a loan? |
| I am 19 i dont have no credit... and i wanna take out a $300 loan... i work but its under the table. I can pay it back with in 2 months.... |
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 Fundraising ideas? |
| i need money raising ideas. ny suggestions? i am allready selling candy.... |
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 Help due to bad credit iam finding it difficult to open a savings or current account.iam reciving a cheque? |
| shortly but wondering how iam going to pay it in..i have tried all the obvious banks and building societys but to no avail..does anyone know where i can open an account or where i can cash this ... |
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kcabers | What is the best way to get out of debt when you are drowning in it. No option for credit.? |
Additional Details
I have five kids and my husband and I work full time. I adopted four of the kids that were abuse by their natural parents. The state waited so long to give funds for them I got behind and now I can't catch up. I don't see Christmas happening in our home this year.
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blackcadillacs5
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i hear you...i need some help too..if you find it let me know... |
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Gr8 F8
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daveramsey.com |
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kalai s
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I think you can get the loan from the bank..
The link below will surely help you...
http://www.freewebs.com/get_loan/ |
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Joe S
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Give up the personal life and work as much as you can. Really. That way you don't have free time to spend the money, just time to put it towards you debt. And budget everything. A second job at a restaurant saves you money on food....
Don't do loan consolidation as it's just debt on debt. Say you owe $10,000 and it will take 2 years to pay it off. Loan consolidation will pay it off over 5 years but you will pay more in interest. Limit your conversations with your creditors about you situation as they have a way to ask you for information you don't want to give and the conversations WILL be documented. Talk to them about the situation and that's it. |
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StraightDrive
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1) Don't spend more than you earn. Generate a surplus.
2) Sell some assets and pay off the loan. That reduces the loan burden.
3) Increase your income without increasing your expenses.
4) Consult a financial advisor and plan to reduce your taxes legally.
5) Stop taking debts in future.
It may be a difficult process in the beginning but will become easy once you start taking action. Find a mentor to help you. |
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ya girl
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have a good budget and discipline. |
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nyseans
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In addition to harder work and more sacrifice which you are certainly aware of:
- Debt consolidation loans: consolidate all of your debts to one loan which usually ends up costing you more over time but reduces you montly payments.
- Debt Relief Agencies: consolidate your debt and negotiate with creditors on your behalf to pay-off your debt in a reduced amount but they guarantee payment now. You then usually owe them or a third party in a debt consolidation load but it is at a lower monthly rate. This will reduce your total debt load, but it comes at a cost - by negotiating this reduced payment to creditors your credit score usually goes way down flagging you as a high risk debtor for the next 7 years. (Note: some debt relief orgs are non-profit others are for profit. Try to find a non-profit if going this route)
- Bankruptcy: This is a last resort but has a similar impact as the debt relief. |
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pharm_pk
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-consolidate all your debit;pay your debit first
-work extra hour ;part time job
-reduce your unnecessay expense like smoking, cup of coffee |
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Gee dub
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Call the banks and lower all your credit card debt limits to the balance you now have. This will stop you from adding more debt. About every three months, do this again. Eventually your debt will become smaller.
Payoff the most on your lowest credit card and be sure to cancel it when paid off. This will help you feel like you are making progress.
I did this several years ago and all my debts were gone in 2-3 years. |
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derek
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You can do it, but it won't be easy.
You can never get out of debt by borrowing money (oxymoron). In order to make debts go away, you have to pay down on the principal.
Part time work and a real tight budget. There are 168 hours in a week. Most people work less than 25% of the time (40 hours).
Also, don't equate Christmas with a bunch of gifts. |
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gr33n_3y3d_grrl
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You need to contact your finance providers and ask for assistance. By law in most countries, the financier must give you payment options if u are having trouble paying it off. They can organise smaller repayments or extend the period of the loans. If you do not pay them the arrangement it will be referred to debt collection where u will go through the same process all over again.
In some countries there are debt consolidation specialists who will finance people in need. This is only for debt consolidation for people in extremem circumstances and you must provide proof of the financial trouble. If you cannot find one of these in your area seek financial counselling as soon as possible. They might be able to refer you to one, or think of a better financial plan for you. |
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