 Why do people here feel the need to be so mean? Why not just answer the question politely? |
| Why make assumptions and be so rude when you have no clue about another persons situation?... |
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 I have recently become widowed and my late husband had a loan in his name only unsecured.? |
he left £800 in his bank account and the mortgage was paid off with
our life cover we had. The lenders are trying to find a way of using
the equity in my house to pay the loan back, I have ... |
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 When you die can you give all of your assets to one person and your debts to another? |
| Example Like all money in bank account, all stocks, all bonds, all material things to parents. All credit Debt, medical bills, house mortgage to ex-wife. Or do debts have to be paid before any ... |
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 Poll: People 25+ who live in HOMES (not apartments) how much credit card debt do you have? |
I'm asking this just because I would like to know with our crap economy if every other home owner who has always been responsible with money is now HURTING in credit card debt.
T... |
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 I have a lot of birthday money left, What should I spend it on? |
I like to save a lot but I dont want to use it for like going to the cinema or something,
My previous question was I need a hobby and I thought of gardening, But I dont know
Any ... |
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 How could i earn money? |
Additional Details
what kind of jobs could i do at my age?... |
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 Ok, I got fired, I didn't understand about my 401K, now it rolled over *?*, and I WANT MY MONEY!!! WHERE IS IT |
I received a letter saying a made a good choice! I didn't even know I made a choice. How can I get my 401k cash? are there penalties?
I don't care if there are, I just want my ... |
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 My Job has no 401k benefits, what should I do? |
| Its a small business it has about 75 workers. Ive been working here for almost 2 years and no 401k program introduced yet.... |
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 Who can help me with an serious online business. I need an extra income.? |
| Please not spam. There must be free type at home businees. I hardly need at home job. Please help.... |
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 If I write For Deposit Only will the bank let me deposit my boyfriends paycheck? |
And should I also include the acct. # on there?
Additional Details
It's his paycheck going into his acct but he's out of town and needs the money in there so he can use his atm ... |
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 Who should I trust when it comes to auto insurance? |
| I am looking for Auto Insurance but want to deal a company I can trust.... |
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| Easy way 13 year old can make money fast? |
Whats a quick way an average 13 year old can make money really quick, like within a week or 2, other than mowing the lawn and chores?
Thanks
Additional Details
Some of my ... |
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 How can I earn some money? |
| My dad won't let me get a job, but I need to earn money so I can go on a trip to Memphis, Tenneessee with my highschool band. I don't have very much time and I need $225. I have until D... |
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 I lent my boyfreind money and want to make sure he repays it.? |
| What can I do to make sure my boyfreind repays me? What will hold up in court if we break up. I am getting a loan to pay of my credit cards which I bought my freinds motor cycle with and some of ... |
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 How much money are you able to save every month? |
| and what style of life do you have? What do you spend money on mainly?... |
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 Can some explain this banking procedure? |
| on sunday I bought at item with my debit card, it had been put on the wrong label and charged my acct 548.00. it was TOO much, so I returned it, the teller credited my card, and I bought a similiar ... |
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David B | What is the best way to save money? |
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coreys1247
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Dont Spend It! |
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mickcn86
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I buy some groceries in bulk (cheaper) and store extra in freezer. Also, I take money from each pay check and put into savings account that requires two signatures to withdraw monies. |
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proudpente
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Put it somewhere safe like the.....................bank=) |
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waggy_33
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Make up a budget and make savings an expense in that budget. Put the funds in a good balanced fund and leave it grow. By adding to it ina steady unifrom manner you will end up with a nice nest egg. |
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Jenyfer17
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Dnt spend it on good-for-nothing goods. |
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bg43214
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all the answers you've gotton so far are very good;but consider the 50/30/20 plan: 50% of your earnings goes to necessities; 30% to do what you want, and 20% for saving and investing;; or, you could tweak it so 30% goes to saving and investing and 20% to spend on what you want; then, take the 20 or 30% and put it in a CD (when you reach the qualified amount) and go from there; again, the other answers are good ones, once youve acquired some bucks.........you have to be consistent, and not spend on any old thing; but then, that's what the 20% could be for; don't deny yourself everthing, just keep your fun spending within certain limits; then when you splurge, you still know you've set something else aside for savings/investing!!!!!!!! it works,. I've been using this system for over a year now........... |
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bcdestroya
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In a money market account. The best interest rates with the greatest liquidity. |
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cei
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Have your company take money off the top of each check and deposit into a savings account. |
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shawn w
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what kind of question is this. Don't spend the money in the first place. |
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wake up
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Make a budget that you can track where your money goes. List your monthly living expenses first like rent/mortgage, insurances, car payments, utilities and communication expenses, groceries and then credit cards. Look for ways that you can cut some of your expenses whether by consolidating loans/credit cards or refraining from charging more than you can pay off when the bill is due.
Once you know how much you actually need to live on excluding spending money you should have a better idea of how much you have available to save.
Make a new budget and list savings at the top so that it becomes a priority instead of an after thought. Realistically, everyone who works and has expenses should have at least 4-6 weeks of savings that equals your weekly expenses incase of emergency. This way if you are unable to work or unexpectantly unemployeed you have a cushion to get you through until you can get back on your feet.
Once you have 4-6 weeks of expense money saved do not touch it unless it is to cover daily living expenses (that doesn't include new clothes or having fun). Only after that can you really start saving money for other reasons. Banks will allow you to open an account for any reason like vacation clubs, christmas clubs, etc. Have auto deductions withdrawn from your paycheck even if it is $10 a week for these types of savings. Over time it will add up and you will have the cash when you need it. The secret is don't spend more than you have saved or yu will be in a vicious cycle.
I know people who open up several of those types of clubs for things like yearly house taxes, christmas shopping, home repairs/enhancements, car insurance, etc.
It works if you treat it the same way as a bill. Each payday treat it as an expense that must be paid. |
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INACTIVE
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Reduce your expenses and toss that money into a savings account you dont have access to. You should have 3 areas for every dime you make... (a) necessary bills and living expenses; (b) long term savings and short term savings (well diversified); and (c) fun money. |
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