 Bad Check..? |
| This lady wrote me a check for household goods that she bought from me. The check was for 92.12... Well I cashed it and it came back no good. I have called her for the last two days and she won'... |
|
 Why are people such jerks? |
| Some people come on here asking for legitimate help. It is not appriciated when you get smartass copmments from people!! If you can't be of real help don't respond. People make mistakes all ... |
|
 How come the rich get richer and the poor get poorer? |
| on Friday i was walking home and a repo man came to a poor mans house and told him that he has to leave today he had the money to pay but the repo man did not care thats when i came in and said '... |
|
 What's the fastest way to pay off my credit card? |
| Should I neglect other bills such as phone, gas and pay as much as I can off the credit card?... |
|
 Extra $, What should i do with it? |
| I just finished paying off my CC and i have a little extra $ each month. Should i drop it in my savings (could use some), or put it towards my student loan ($5K @ 4%) or my car loan (7K @ 6 %). I ... |
|
 Puting $20 in a savings account a good idea? |
Hi,
I'm 16 years old and I opened up my joint checking account and savings account with TCF bank today. I am a HUGE fan of saving money for college.
Today I had split my $3... |
|
 My fiance is in major debt..? |
| He had his own business for 2 years and really didn't run his finances well. Now he has 4-5 creditors calling all of the time, owes $1000 to a supplier, $4000 to an old customer, $500 to ... |
|
 I need 130,000 people to donate $1.00 so i don't loose every thing i own.Is there anyone willing to help? |
| I've got my self in a deep deep hole and can't get out.I really would appreciate any help posible.fixxing to loose house,truck,wifes car,and possibly wife and kids if things don't get ... |
|
 This may be a little "stupid" to ask, but really? |
| what is the difference between using "debit" or "credit" on your atm card?... |
|
 What's the least money you would need to live on in a year? |
Assuming you live independently - and including ALL living expenses.
Details are welcome.
Additional Details
I mean for one person.... |
|
 If i say im poor, will people send me money? |
| my mate reckons that people send other people money for nothing...if this is true, how would i go about ... |
|
 How do i make 1000 dollars in one day? |
| I need it by next week and i dont have a ... |
|
 What is the longest you have ever been Unemployed? |
| I'm in 5 month stretch after working continuously for 4 yrs.... |
|
 How do i get rich? |
| do extra job beside your every ... |
|
|  |
autumnbreeze83 | What is the best way to save up money ? |
I've tried multiple times to save money and it just seems as though another bill comes up or I cannot deny temptation, any suggestions would be greatly appreciated. |
 |
 
49erfan
|
Just don't spend it! Seriously, I use to spend like crazy (when I was married), but since being on my own I have two things I do. First I ask myself "Do I need it...or just want it?" Second, if I use my credit cards, I ONLY buy this month what I can pay off next month!
The cost of living is going up all the time, but our incomes aren't. Maybe put some money in a "Christmas Account" or open a CD...better yet! Send it to me! LOL. :) |
|
eviechatter
|
Best way to save money, don't spend it.
Put it back and do just what you would do
if you didn't have the money. |
|
laneramadonna
 |
Automatic deductions from your regular checking into a savings account or money market fund is the only way to do it.
Basically, you open the account and throw away the key. Forget it's even there. When it gets to a certain benchmark - replant a portion in a bigger pot like income real estate. etc.
I created another channel specifically to save and invest:
http://urlfreeze.com/1/FundRaiserPro/
&
http://www.goodshephard.free1up.com |
|
Hot Chick
|
Have your bank automaticly take out a percentage of ur paycheck |
|
Stormy
 |
1) Have your paycheck direct deposited and then have a certain amount automatically deposited into another account (a savings account) that you will not touch. You will be surpised how quickly you will be able to live on less and not realized your money is boing saved. If you cannot get direct deposit, the bank can still move the money for you.
2) Keep a diary of every penny you spend and then sit down at the end of the month and see where you can cut down - things like eating out for lunch or buying Starbucks can add up
3) If where you work has a 401k program, join it IMMEDIATELY - forced savings.
4) Take 10% of each pay and put it in another account and DO NOT TOUCH IT.
5) Everyday, keep all your change and put it in a drawer or bowl - you would be surpised how that adds up |
|
*****
 |
Thre is no way, except WILL POWER. If you haven't got will power, you will NOT be able to save any money. |
|
Kate
|
One way....stay so busy with work and other activities that you don't have time to shop.
Two....Save all of your spare change, never pay with change and save every coin in a jar, it sounds really silly but I did it for 6 months and had $250 dollars, it was like free money.
Three....put small amounts of money into a seperate account, $5, 10, 25...having a seperate account just for savings makes it easier to leave it alone when temptation comes up.
Four...Cut out all of the little things you buy 'just because' don't go to Starbucks when you have coffee at home, but things on sale, etc....
Good luck! |
|
stinger_4202
 |
put it in a big plastic jar cut a hole big enough to put coins through and crazy glue the lid, that way you can't get at it. |
|
Baby Poots
|
As a person who is on a limited income (Social Security), I have found the best way for me to save a little money for a night out at the movies, a dinner out once-in-a-while, a birthday gift for my grandchildren, etc., is to save my change.
When I pay for an item with cash, I save the change at the end of the day. I have four little baskets; one for pennies, nickles, dimes, and quarters. I never touch the change in these baskets to pay for anything. When I get enough pennies, nickles, dimes, or quarters to make a "roll", I roll them and "stash" away in a drawer. In the past six months, I have saved almost $300.
Once you begin saving even small amounts, your savings will add up. You will become very protective of your money, wanting to add even more. This may encourage you to deny temptation when you see something you want, but don't really need.
Don't put this money in the bank; you will only end up spending it. Even in a Savings Account, the temptation to withdraw a little here and a little there will be overwhelming, and you will soon have depleted your money.
What am I going to do with my $300? I'm not sure, maybe nothing; but, it is mine to do nothing with, and I have the satisfaction of knowing that $300 is there! |
|
gon
 |
Don't spend |
|
Al
|
take half of all the money you make and save it by putting it in the bank. |
|
*~*fizzy*~*
|
Something I did was I opened a checking and a savings account at a bank not very close to my home. I then set up transfers to come out of my checking account when my direct deposit hit my accounts. This way money is going into my savings account and it is inconvenient for me to go the bank to take the money out so I end up keeping it in my savings. You should make sure you only have access to your checking, if you really want to save do not link your check card to your savings. This way you can't be tempted to visit an ATM. Also if you end up needing money from your savings you'll have time to think it over on your way to the bank.
Another idea may be a short term CD, that way your money is only locked up for a short while, giving you an opportunity at the end of the term to withdraw any $ without paying penalties if you are in need. |
|
{Angel}
 |
don't buy lots of stuff or stuff that is expencive or put money in your bank! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 40 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 3 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
13 | 8 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
12 | 3 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
13 | 1 week(s) ago
| | | |
13 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
