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 Bank of America, is it a good institution or do you prefer another?
I am thinking of switching to B of A because I like the "keep the change" savings incentive they offer. But I don't want to switch if they don't have good customer service and ...


 Would anyone give me 1 million canadian dollars so I can start my life and be happy?
I want to begin my life I just finished university a few years back and I am working but for some reason I can not get a job that pays well.. I need some money to start me up, I know with some ...


 My mom started crying today, because of money worries?
She recently has breast cancer. They got it early, and it's gone now. We have health insurance, but we just got a huge bill. We live on a farm and the nursery business is really down right now. M...


 I ment to have my income support paid into my bank on the 24th dec [xmas eve] when will it be paid instead?

Additional Details
TIM:
if you don't know the answer why did you answer the question? to get points?
some people are bound to know the answer.

MR MULTICULTURALR...


 If you die and you still owe credit cards, house or car payments and so on, whom, if any pays for them?
This if you dont have any kind of insurence. I know its really stupid not to get it, espically for you house or on your life. What will really happen? and who pays?...


 Is £2500 compensation enough?
My husband had a bad accident on the M4 15 months ago after a driver who had fallen asleep behind the wheel drove him off the road. He suffered a lot of minor injuries/brusing. He twisted his ankle ...


 What should two people spend on groceries per month?
What is the average amount of money two people should spend on groceries per month? I'm looking at my budget and wondering if we're spending too much....


 What can i do as been in hospital and cant pay morgage?
...


 I need to make £3000 to buy a new car, how can I do it without getting a loan?

Additional Details
I have a job but the monies crap....


 Do banks listen to their customers?
...


 How can a teenager make money not online?
...


 How do i find a bank transit number without a check?
I opened my Paypal account, but it needs a bank transit number and an Institution Number. But i don't know how to find those numbers without a check (which i don't have)....


 Can a creditor grab money out of my checking account?
...


 A Dr Marcelin Soglo of the African Central Bank wants to make me rich...?
He knows of a dormant account containing millions of dollars. All I have to do to get a share is sent my bank details. Should I give up my day job in preparation for a life of idleness and luxury?...


 What is your favorite money saving tip?
I'm not looking for anything major here, just one little hint that you use to save money. For example, my favorite little tip is to cut my dryer sheets in half! A half of a dryer sheet does ...


 WHAT WOULD YOU DO WlTH TEN MILLION DOLLARS?
...


 What should I do with my 401K?
I have an old 401K from my previous job. My current job won't allow me to roll it into their retirement plan since they do not participate in the same plan. Right now my old 401K is sitting in ...


 Payday loans?
Is there a LEGITIMATE payday loan website out there?...


 I want to turn my coins into money at one of those Coinstar machines. How much do they typically cost?
How much of a perecentage does Coinstar usually take when you cash in your coins?...


 Ok.. a friend of mines has a cash lump sum of 300K?
What would be the best way of investing the money ? Fixed rate accounts, or low risk, medium risk high risk banking initiataves that have been offered. Or any other idea's...
Laymans terms ...



alzantuti82
What is the best way to stop spending money ?
i'm a super spender , i never keep money but i am too old to keep on living that way ...
                     
 




cesargamezt
Ask if you really need it.
Put aside first an amount (in an investment account) and stick to whats left.


MrsMitchell
Take your debit and credit cards and put them in a glass of water and in the freezer. Freeze them, then if you want to make a purchase you have to think about it for a long time while it thaws out. Thats enough time to convince yourself that you dont really need it!


Onpage57
oh gosh, if you find out..tell me.


Common Sense
Rating
Read;
http://www.amazon.com:80/Success-Principles-TM-Where-Want/dp/0060594896/ref=pd_bbs_sr_1?ie=UTF8&s=books&qid=1213642104&sr=1-1

An incredible book. It points you to reality better than anything else around.


David M
Hmm? The best way to stop spending money is to stop spending money. You appear to have a self-control problem that nobody here will be able to help you with. Good luck.


LIlly
that depends on your selfcontrol


tomdabomb
Simple.. give yourself 100 dollars or so, every sunday, and thats the only amount you are allowed to spend for food clothes and entertainment. And every Sunday keep giving yourself that amount. But it doesnt mean you have to spend the full 100 or so. You can save it and add it on to the next weeks 100.


SarahB
stop and think every time you find something you want to buy. think "Should I wait to get this since it's too much to fit my allowance?" you could also write a log that keeps track of every item that buy and the price of the item so that you can make sure your money doesn't go overboard.


Alan Greenspan
Give it to me. I'll save it for myself.


jlk
Pay yourself first , even if its small (25 bucks) by setting up an emergency fund, Not a put and take account. Do it by automatic draft into a money market. Remember use it only for emergencies! ( roken car, etc)
Pay all your bills by automatic draft
Pay off the high interest debt first, then the next highest, etc.
Don't use credit cards ,stay out of shopping stores or go with specific item and cash in mind.
Write down everything you spend for at least a month,then cut back nonessentials by 5-10% or more. Put that money towards one of the above.
I did this with the help of a financial rep and am now near debt free and saving money everyday!


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