 What is the best way to pay off about $6k in credit card debt? |
| I have about 6K in debt spread about 4 credit cards. I always make at least 2x the min monthly payment and most times more but I still use them when i get low on cash so the balances do not go down ... |
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 How To Spend My Money? |
I've recently acquired about $500 from being confirmed.
How would you reccomend I spend this money?
Just to point this out, but I am actually seeking advice, so some DECENT ... |
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 Why am I living paycheck to paycheck? |
My paycheck every two weeks is from $1100-$1300.
My bills
car 253, house 882, electric 80, gas 80, cellphone 2phones 150, cable 70, internet 36, credit cards 3 that i'm paying on. $70, ... |
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 Im 14, what jobs can i get for extra money? |
Im not fussed where it is, in town or online, or at home..
i want to earn some extra money..
Im in the UK.
i get good grades, and work hard!
im a girl.. if that helps!... |
|
 Am i paying to much for my Gas bills? |
| Scottish gas have just increased my monthly payment to £97 a month. I have an old central heating system and my hob is gas. I work full time so there is no one at home during the day. Also the ... |
|
 What are some ways to save money? |
I'm not talking putting it away in the bank,
I'm just talking about cutting my expenses.... |
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 If you came upon a "bazillion" dollars, what would you do? |
Please priortize your answers.
Additional Details
OK, the word "bazillion" really doesn't exist. But I mean like a million to the nth degree...... |
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 How much do you think i should pay my sister for this? |
| I am making a new website very soon, and I want to figure out how much I should pay my sister. I am designing the website, and she is building it, and hosting will be $4.95 a month Say I have a very ... |
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 I need a personal loan of 12,000 usd as soon as possible with no collateral and no upfront fees ??? |
| NEED TO CONSOLIDATE BILLS SO I ONLY HAVE ONE MONTHLY PAYMENT... EVERYONE SEEMS TO WANT ME TO PAY TRANSFER FEES... WE HAVE POOR CREDIT SO IT SEEMS LIKE NO ONE WILLHELP US AND WE ARE DESPARATE !!!!! !!!... |
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 Royal Bank Of Scotland? |
| I have an appointment today with RBS and all i want to do is open a new bank account ( i don't have one at the moment) i think it's called a key account, a very basic account, i am going ... |
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 Build savings VS paying down debt ? |
| My wife and I have approx. $9,000 in credit card debt - $7,500 on one card thats 14% interest and the rest on a card thats 18% interest. We have an online money market savings account that yeilds 4.75... |
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| What's the biggest ammount of cash you have walked into a shop with? |
| Mine was £2750.00 all in £50.00 notes when i went to get a new tv.... |
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ljf | What is the secret on getting out of debt? |
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 |
 
Imdatchick
 |
Pay off little bills first. Then work on the bigger ones. call your credit card companies try to lower your interest rates. Also try to settle anything that is in collections. This will save you big money and will have you pay off the balance quicker. Don't buy anything else big until you got it all taken care of. Give yourself a time line, like a year. You should at least see some results in a year. Although you may not be completely debt free. Good luck |
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HeavyD
|
Very, very simple: spend less and earn more. There are no secrets whatsoever. |
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godisspirit2000
 |
I have nothing to do with this site ( I promise ) but it has helped a TON of people all over the nation........and his radio progam is a must listen: www.daveramsey.com |
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mcmufin
|
Spend less, increase you monthly payments above the minimum (focusing on the highest interst cards first), and try to build up an emergency savings fund - all at the same time. It is hard, it takes a long time, and it takes discipline. Andiit can be done. Yahoo! Finance has some excellent articles on it. Personal Finance for Dummies is also a good reference. |
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KIZIAH
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If you have a bunch of credit cards, consolidate them on a low interest card or get a bank loan to pay them all off if you can. CUT UP the credit cards, and stop buying things with money you don't have. Always pay bills on time so that the credit card company can't change the interest rates (read the small print). Good luck. |
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STEVEN F
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It IS NOT a secret. You spend LESS than you earn and use the rest to pay down your debt. If you can't cut your spending below your income, you have to increase your income. Read "The Total Money Makeover" by Dave Ramsey. |
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mister ed
 |
downsize your life sytle!!! |
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Jay P
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Paying it off. |
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just curious
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make more money. |
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DEEZ
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Buy what you need and not what you want. |
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The Joe
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Spending less than you earn. Anyone can do it. Millionaires can go bankrupt if they spend too much. Pay for everything you can in cash. Dont take on any debt. Use all extra cash to pay down debt. Dont ever take any more on. |
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Jack M
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Learn the meaning of the word "NO" ..! |
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K B
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Make sure you pay off your highest interest debt first, and don't make the minimum payments; make more if you can on the highest one at least. Consolidate to cards with lower rates or rates with a 0% transfer rate; just be careful of the fine print. That would be my first recommendation.
I would also recommend finding out where your money is going to and where it is coming in from - a very detailed budget. Everything. To find leaks and places you can save.
I heard of someone who froze her CC in her freezer to prevent impulse buys... If she still wanted it when it thawed, she would purchase it (note: don't use a microwave). |
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