 I look around and everyone seems to have new cars, homes, and nice clothes, etc...etc..? |
| What are they doing that I'm not.....how did they get this financial windfall...? I'm amazed...... |
|
 I want to manage my money? |
| I go to school and work. I make about one thousand a month. I don't have much bills but lets say about 300 a month on bills. I live with my parents for free. I don't have interest on ... |
|
 My fiance is leaving his currrent job can he continue to contribute to the 401K at the current job? |
| He is resigning from his present Fortune 500 company of 10 years to work for a LLC. It seems that it would be best if he could leave his 401k there and make contributions. What are the other options?... |
|
 Why do people spend and overspend.? |
| I don't drive a car I ride a bicycle to shops and my feel get sore from walking about 10 miles a day at my job as a cleaner.My shoes are holey and i need to buy new shoes but when I get home ... |
|
 What would you do if you won the Euro Millions £100,000,000? |
One hundred million is it too much money?
I'd clear all debts of family members and have a luxury holiday, probably donate a fair amount to charities for children and medical charities.... |
|
 I'm 19 in NIgeria.. Can anybody tell me how to make more money?? |
| Really cos I never seem to have enough money.. P.S. definitely not anything illegal.. Thanx..... |
|
 The End Of Free Banking ? Whats Your View ?? |
http://uk.news.yahoo.com
If you follow the link and post your view.
Do you agree ? Disagree ??
I strongly ... |
|
 Obsessed with saving money? |
I am obsesssed with saving money to the point that I try not to spend any at all in the UK.
I check the cost of everything and take so long making up my mind if I want something or not ... |
|
 Please dont laugh at this question !!!! But do banks have a code of ethics/practice to adhere to? |
My query is that i researched the best isa and went into my branch to withdraw money to put it into another bank that was offereing a better isa rate.
The clerkess went to speak to someone and i ... |
|
 What is the best way to do Online paid surveys free? How do you do them? |
How exactly do you do the surveys that pay you? Do you have to sign up for the product or whatever the surveys about or can you simply just take it.
Also is there other ways to make quick ... |
|
 What is a good way to make quick cash like at least 10 bucks? |
cuz dude i wanna buy something..... and u can get different amounts of it the least i can spend is $10 so ya i want to kno how to make quick cake not cuttin grass either
Additional Details<... |
|
 How do I ask family member to repay a loan?? |
| I lent my sister and her husband $3,000.00 back in october. They had fallen on tough times and have not repaid it yet. I overheard them talking about going on a family vacation in July that is ... |
|
 Will I get in trouble ? |
| I signed up to a online company and I realized immediately it was a rip-off; I googled (I should have done that before signing up !) and I found a bunch of messages from people reporting the same rip-... |
|
 How do I get rich fast before i turn 20????????? |
| Without doing anything .... I want everything now tell me how to get a lot of money without having to ... |
|
|  |
nina | What is your weekly personal expense budget? |
Do you have a grip on your personal outgoings and saving a reasonable amt of money? What is the best way to save yet enjoy your life? I want to live debt free one day. |
 |
 
Bamma
|
Bamma say these are seemingly difficult questions. Bamma say you just do it. Bamma say you sit down and see how much money you make. Bamma say you see how much you need for bills. Bamma say you see leftover money. Bamma say how much you wanna save how much you wanna spend. Bamma say he know for a fact the less you spend now the happier you'll be in the future. Bamma say it all evens out. Bamma say unless you rich miss you pay someday. Bamma say do you want to have fun now and work rest of life. Bamma say do you want to work now and have fun rest of life. Bamma say your choice. Bamma otta know. |
|
T.M.Y.
 |
I don't go by the week. I get paid every 2 weeks. I go by the month... $365 for rent, $60 for internet+phone, $30 for electric, and whatever's left over I use for food, gas, and paying off my debts. I make about $900 a month. The only way you can save money is to not buy stupid ****, like shoes when you already have them, coffee every morning, fast food more than once a week, etc etc. Of course, for me, all this isn't a matter of saving up money. It's a matter of simply living. |
|
TriSec
 |
I save now and to play VERY WELL later....
I save about 30-40% of my pay |
|
mam
|
if you count toiletries and food shelter and clothing quite a bit other than that nil |
|
5yellowchips
 |
Pay the debt with the highest rate 1st, making MMR's on all others.
Swich all possible debts onto 0% cards, 0% overdraft buffers, CAM mortgage (if u have 1)
If u need 2 negotiate with creditors urself, dont pay any1 else 2 do it.
Dont do this opotunisticly as it will damage credit rating & u might have debts called in.
Once u r debt free:
Set up regular saver (lloyds 8%) + ISA (NSI 5.55%) + sharebuilder (from motley fool)
and pay into them as if they were bills.
U may also want 2 consider a pension, in my view gov will have 2 raise state pension or force contributsions so any money u put in may b offset.
I am saving 4 retirement in a self select ISA. |
|
NATALIE W
|
I spend a fortune but i still manage to save as well,not sure what im saving for though....... |
|
yabyum11
|
We live very comfortable on our salary ,s and they are modest one,s. We now have 3 homes also modest. A little nest egg, also ditto, 3 more years to pension and sunny climes in Thailand. The moral is, to live within your means, if we can do it with hard work ,then so can you. Then like us you will be debt free. Good Luck and Merry Christmas. |
|
amsterdam
|
Yes, I have a grip and manage to save, but it was not always thus. When I married my husband I was hopeless, always overspent. He said "Save something every month, no matter how small. Make a standing order into a savings account, even if it's only a tenner, even if you draw it out again sometimes. Just get into the regular savings habit, because it will grow gradually. Then when you need money, borrow from yourself"
He also taught me to look at interest rates. If you must borrow, look for the lowest rate and pay back asap. For savings, look for the highest rate. You can still enjoy your life, it's no more boring than housework or reading labels when you shop, just get into the mind set that you are not going to give away your hard earned money to some bank.
When you want to save - stay out of shops. Go through your wardrobe for good clothes you have bought and forgotten about. Eat what's in the cupboard/fridge, get books out of the library for free, and CDs for a small charge. Try not to think of having fun as something that requires money. Good Luck |
|
montathra
|
It depends on my needs |
|
Laissez-Faire Guy
|
Budgets don't work for a lot of people. I personally have a pretty good idea, but I don't track it nor do I have a budget.
Instead I have the first 15% of my income automatically put it into savings before I even see it. Then I just live on the rest.
This is called "Paying yourself first." Hey, if it works for the government and how they have you pay the taxes, then it's good enough for me.
There's a great book called Automatic Millionaire by David Bach that deals with this and other methods to "finish rich" as he puts it. I highly recommend it. It made quite a difference in my life. |
|
Sheryl
|
www.daveramsey.com
This man is the authority on getting and staying debt free. Good luck. |
|
carol w
 |
not sure |
|
onukpa
|
10% for tithes,
15% for transport, communication and entertainment
25% for rent, other bills and general upkeep
20% for short term investments and 'rainy-day cash'
30% for long term investment |
|
ROBIN HOOD
 |
Marry Me and then your problems are over |
|
JBWPLGCSE
|
Don't know. I've never been very good with my money. I will pay for this later I'm sure. |
|
Dark Prince
|
Not Sure......... I Spend Every Peny I Get........ |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
16 | 8 minutes(s) ago
| | | |
16 | 39 minutes(s) ago
| | | |
16 | 2 hour(s) ago
| | | |
16 | 4 hour(s) ago
| | | |
16 | 9 hour(s) ago
| | | |
16 | 1 day(s) ago
| | | |
16 | 3 day(s) ago
| | | |
16 | 1 week(s) ago
| | | |
13 | 1 month(s) ago
| | | |
15 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
