Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 How do you make money as a 13 year old boy?
I live the suburbs of Central California... I owe my parents a lot of money... And i need to know how to earn some of my money back... Not from them only but just how to make money in general... so i ...


 Best place to look for lost wallet?
im desperate, any help would be ...


 What would you do with $50 dollars?
...


 I have recently got s tring of emails from an attorney saying that i am getting 23million can it be true??????
...


 Earn money fast and free online?
do you know a way to get the highest payout and paid daily??i really need to make money fast please ...


 What should i buy with 150$ cash?
i dont know what to buy???

ideas

thnx!

sophia g.

p.s. ive already got an mp3 player laptop, tv and cell phone!!
Additional Details
im 14 ...


 If you won $1 million what is the first purchase you would make?
...


 Paying cheques in?
When you pay a cheque in with the bank, do they pay the money into your account and then go about getting the money from the other person? Or do they get the money from the other person first and ...


 Help. My mom is in debt & can't afford to send me to school or buy food, or anythingg. PLEASE HELP!?
My "dad" cheated on my mom & left me my brother and my mother for some other girl. He barely gives us money to support us.

My mom can no longer afford food, gas, school fees, ...


 If you were to win a lot of money (lottery or Mega), how would I be able to find the right financial adviser?
Would it be better if I donate some of it to charity before I receive the money or after?...


 Where can I exchange coins for bills without using coinstar or wrapping at the bank?
Preferably some method that doesn't ask for a fee...
Additional Details
In Houston, TX...


 How can a 13 year old make quick cash?
I’m 13 and my family is so busy I don’t have time for a summer job. Where we live no one I mean NO ONE will buy anything. My sister tried selling cupcakes and lost more money than she earned. I’...


 Where is my money?
Some months ago I was told by a friend that I am a born money-making guy, but I am not so. It seems I don't know my potentials. Would somebody please tell me where my money is?...


 Why do you own a credit card?
Some people think my wife and I are crazy for never owning a credit card and should get one. We are 22 with no debt besides our house. I guess we aren't fixated on our credit score like many ...


 So I've asked this question before......? READ DETAILS?
So I've asked this question before but I'm still trying to find a way to make money for my ipod nano, $150 - $200, I've made about $75 and now I'm stuck:::::::::::::::::::::::::<...


 Omg need help rasing money!!!?
i need to raise £50 before 12th february my parents are no help and i have no idea how to raise that much money in such a short space of time advice really needed :)...


 Why is that people don't get satisfied with what they have??
People will never be happy no matter what... even if they are millionnaires they still want more... can somebody explain that??...


 What are some good ways to make money if your under 18?
I live out in the middle of nowhere and have three neighbors
and im 16...


 What banks are easiest to get an overdraft with?
Im just wondering what banks are good to get an overdraft facility with? which are easy to get with....


 Is it possible for someone to borrow money and not pay it back but still be a good friend?
Is it possible for someone to borrow money and not pay it back... but still have good intentions? This girl used me on about $1500 and didn't pay me back for a long time until I had to pretty ...



JLT
What kind of attorney do I need if I am being sued by credit card companies?
Is there a service that is free?
                     
 




Marvin C
you probably need a good bankruptcy attorney at this point. there are dozens and dozens in the yellow pages, good luck to you...you might want to check out "consumer credit counseling" service in your area first though, not the ones who advertise on the net, t.v. and in rag magazines, find a non-profit one in your area. they might be able to ward off bankruptcy and save your credit...check it out..they will have you cut up your credit cards, establish a re-payment plan and restructure your debt to your income....


taketwo
Rating
it will have to be the very best one.


jemrx2
You need a bank-ruptcy attorney. Also, there are financial reform companies that act as a buffer between you and the cc co.'s. They can get your payments down and protect you from their constant harrassment.


NONAME
Rating
that makes no sense because credit card companies don't sue-they put your past due accounts into collections.


mcmillae
Rating
You should get an attorney. You could defend the suit yourself, but you will have to make all of the court appearances and prepare all of the pleadings yourself. All court decisions are binding, even if you did not have an attorney.

The credit card companies will hire a local law firm w/in your area or state to handle your case. Your 1st court appearance will most likely be in arbitration where a panel of 3 attorneys will decide your case after hearing testimony & evidence. If you lose, you will have to appeal to a commonwealth or state court. If you have a lot of credit card bills and a small income, you may want to look into filing for bankruptcy. But if you do that, you will need an attorney.

Hope your situation improves. Good Luck.


cawillms
A Bankruptcy Attorney


nevyn55025
You need an expensive one. If your looking for free you can use the public defender or one that offers settlement based dees where the fee comes out of your judgement.


sideways
Sorry, a good one.


echo
Rating
You can try Legal Aid. They will probably help you with the paperwork that you need to do. They probably will not be in the courtroom with you. But they are free.

You can also look for a lawyer that is well versed in the FDCPA on the first link I've provided.

If you find one and call for an appointment, ask if they will give you a free first consult - many will.

Take everything with you, all of the court papers, all of the letters you have ever received from the creditor and their lawyer and also pull your credit reports from "each" bureau and take them with you.
IF the creditor had violated your rights in the letters they sent or on your credit reports, you may be able to file counterclaims.

IF you have counters, the lawyer may(?) take the case on a contingency basis. IF you win, your lawyer should/would request that the other side pays your lawyer fees.

Also, be sure and check the statute of limitations for collecting in your state. A credit card is an "open" account !!!
(If you are out of the statute of limitations, they have filed on a time barred debt.)


marvin
Any lawyer will demand payment before talking to you. Why give the money to them when you can use it to pay your bill?

Here's what you should do:

Make a list of all of your creditors,

Figure out how much money you have available to pay on the bills

Divide the money equally and pay every one of them something.

If you can pay more than a payment use the excess to apply to a different bill.

Bottom line is, pay everybody some amount of money. If you are making regular payments, they can't sue you. They have to accept your payments even if they are smaller than what is asked for. If you pay off a creditor, use the money what would have gone to that one to increase payment sizes to the other ones. It takes time, but it works well.


dlil
There is no free service for the type of suits that credit card companies would bring against an individual. (non-payment, fraud, etc.)
If the issue is that you haven't been paying, you should seek out a bankruptcy attorney. If they mention "fraud" in it I would recommend a criminal defense attorney.

Add on: the answer below mine mentioned legal aid. They only assist in situations like divorce, eviction, workers comp., etc. and do not get involved in "breach of contract" situations like you are facing. They would be overtaxed and those dealing with slum landlords/abusive husbands would suffer.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy