 I have just had notification i have won £1,000,000.00? |
| Coca-cola have just notified me i have won 1 million pounds, it sounds like a scam to me, but it looks very real with the real coca-cola registration on it. Anybody else had one or should i just ... |
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 If you had a 1000 to spend what would you do with it? |
| Gettin my tax return back and just looking for ideas of something that you really want if you had 1000 to just buy something..specifics please!... |
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 How much money do you OWE? |
all together, what is the total dollar amount of debt you are in?
Additional Details
re:labordoor (sp?) answer
i want to know to try and make myself feel better about my own debt ... |
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 What would you do with £150,000? |
I am a 29 year old man. I am currently surfing my life away in Nicaragua and living off the the rent i am making from a house i own back in the UK.
Sounds good i know, but but i am getting ... |
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 Im 16 years old and really need a easy way to make money! ? |
| i have been looking for jobs but can not find any! i would like to work over the computer and get checks sent to me but it seems like everyone has to be 18 to do that! does anybody know what i could ... |
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 Im 13 and need money? |
| how can i make quick ... |
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 I need a guaranteed personal loan for people with bad credit. Not a payday loan either, any suggestions? |
| I dont want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the money and paying off my 3 current credit cards (total is $2k) and rebuilding my credit ... |
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 Help i have no money? |
| its the christmas season and my son is asking for a laptop my 2 girls are asking for ipods and im so unhappy:-( i need the money to make this kind of money but how i need a site that is easy to make ... |
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 Loan I don't need? |
| So I took out a loan I didn't need b/c the guy working was really really hot. It gave me a reason to stay at my bank longer and talk to him. Well I shouldn't have done it b/c the interest ... |
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 Making money online? |
| I'm interesting in making some real money online but I don't know where and how. It doesn't matter how it works but I need REAL money and no scams or other bad stuff. Anyone have tried ... |
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 My wife says she needs $2000 a month for groceries and gas and miscelanious expenses...I say $500. Any views? |
| I pay all the bills, except for the groceries, gas and her "mad money." I don't eat at home, and the groceries are just for her and a 3 and 5 year old. I'm thinking she is WAY ... |
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| How much do you spend on groceries? |
| There are 3 of us. 2 adults & a 9 year old. I spend at least 350/month on groceries. That does not include eating out. We do that once every 2 weeks. It does include things like toilet paper,... |
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Rob H | What percentage of my income should i save? |
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seashell
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A very good question....save as large of a percentage as you comfortably can. It doesn't mean you should become a scrooge or anything but saving now (if you're still young) will allow you to retire early. |
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Vince
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0%
Here's why.
You need to sit down and make a list of your monthly expenses. Then you need to open a checking account.
Let's say you have a total of $3000 monthly expenses. Every time you get paid, you put in 100% of your income into that checking account until you've put in a total of $3000 that month.
Example: You get paid $1000/week. This means, you put in your first 3 paychecks into that account, that will cover everything you need for that month. Then the rest of your paycheck within that month will be your extra money.
Now what do you do with that extra money? Put it into a savings account? No no no. You need to invest that money with return higher than the inflation rate. There are many mutual funds you can invest your money into.
The reason why you don't want your money sitting in a savings account is because your money will only grow 1%-2% the most, then the bank will take your money and invest it with 8%-12% return. Also that interest you get from the bank is considered an income from which you have to pay taxes.
If you want to save, save where your money grows, not sitting under the bed.
Good luck. |
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john p
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All of it if you can |
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ck-cfp
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Thats a vague question. Are you saving for retirement or a trip to Vegas? If you are saving for retirement, then you have to ask when do I want to retire, and at what lifestyle. If you are saving for Vegas, then you should ask why do I want to save my hard earned money so I can lose it in Vegas?
In other words, you have to begin with the end in mind and save toward that goal. |
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ustfu
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At least 10%. Don't just let it sit in your checking account, invest it. Don't forget to have some emergency fund available. |
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Steve R
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at least 10% of gross income. |
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Agency Builder w/ BTID
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Many professionals recommend 10%, I starting to see a change, that we should be saving as much as 15%.
If you are older and don't have that much time to save, but you have at least around 15 years 20% would be a good idea. |
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voluntarheel
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bare minimum would be 15% for retirement (this would include any employer matches to a 401k), 20% for long term needs (cars, appliances, etc), 10% for short term needs (emergencies, unexpected expenses). I'd say save more than that if you can. |
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cashew
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I agree with at least 10%. Don't put saving off till you are older; your money can accumulate so much more if you start out earlier and you will be glad you did. |
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KF
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My father, a lifelong financial planner and accountant / CPA, used to drum this into me all during my youth: Pay yourself first by saving 25% of your take home pay. Now, that was old school in the 1970s and times and financial needs change, but saving 25% of your net pay is a good start for anyone. I wish I had paid attention to him. |
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