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Additional Details<... |
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othfan4ever_16 | What should I do? my friend needs a loan...? |
So one of my best friends that lives in arizona is having money troubles with his family. Like his grandmother just died recently so they are using their money to pay for her medical bills and funeral, etc. They can't pay their bills and he asked me to loan him some money for a few weeks because I have alot in savings. He needs about $2000...he really is a good friend, like one of my best friends. and he said he'll pay me back in like a month. should i do it? |
 |
 
what?
 |
don't risk your relationship on a loan.
if you want to give him the money, make it a gift.
otherwise, you have absolutely no obligation to put somebody else's interests before your own. |
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Tim D
 |
Never tell anyone about your savings. You're not a loan company. |
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Stephanie
|
Sorry, but I don't think it's ever a good idea to loan money to anybody for any reason, and expect the money back, because you never know if something comes up and that person can't pay you back. It will ruin the friendship. You can give the money as a gift and not expect it back. |
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KarmaKing
|
You never loan friends or family money, you give it to them. If you can not afford to give it as a gift without strings you never loan it. While the subject is open cosigning is never a good idea either. If you wish to kill a relationship involve money in it.
Holiday dinners taste differently when people owe each other money. |
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Brenda
 |
The energy of lending money to a friend can trouble the friendship in the future.
I always have asked myself if I would "give" the money to a situation or not. If you are willing to gift it ~ you will feel better. Also, I've never done this without the money coming back at some point.
Ask yourself what is important ~ friendship or the money. If you can not afford to give the money to them ~ well, just say " no, I'm sorry "
Also, in the future. Remain private about your personal financial situation. |
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Steven
|
omg.. no.. seriously figure out some sort of lie and dont do it... friends and business do not work... they dont pay you back when you want.. or dont pay you back at all.. DONT DO IT! |
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Shannon B
 |
My name is Mrs. Shannon Brooks I live here in Canada and life is worth living
comfortably now for me and my family now and every day of my life now, i sit
down and smile and
thank GOD for saving us because i am a mother of three kids and my husband
encountered a terrible accident in the past that made him suffer from a serious
spinal cord injury that have made him to be unable to stand, walk or work and
his doctors states that he needs to undergo a delicate surgery for him to be
able to walk again and we could not afford the bills for his surgery and his
medications costs us so much weekly and i have been solely responsible for the
up keep of the family ever since and life felt so hard and it to a point we
have no funds for our rent we were about getting evicted from our house by our
landlord and we felt so terrible as we could barely eat until one very faithful
day, i was browsing through
yahoo answers and i came across a loan lender Mr.
Thomas Hanks(MD) who provides loans at an affordable interest rate of 2 % and
i have been hearing about so many scams on the internet but at this my desperate
situation, i had no choice than to give it an attempt and surprisingly it was
all like a dream, i received a loan of $35,000 USD and we paid our rent and
did not get evicted from our house and my husband had his surgery and thank GOD
today he is okay and can walk and is working and the burden is longer so much
on me and we can feed well and my family is happy today and i said to my self
that i will shout aloud to the world of the wonders of GOD to me through this
GOD fearing lender Mr. Thomas Hanks(MD) and i will advise anyone in genuine
and serious need of loan to contact this GOD fearing lender via
thomas.hanks19@yahoo.com |
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James M
|
If you friend needs a loan for a month to pay medical bills and funerals etc you should help him, as you said that he is a good friend. One month is not a long period. |
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Rusty
|
That is really a tough question. Your first question to your friends should be is he certain that anyone else is responsible for paying his grandmother's medical bills? Unless another person signed the appropriate papers at the hospital or doctors offices no on else is responsible for his grandmother's medial bills. If true it would cut out the medical bills and most likely without them they wouldn't have to borrow for the funeral If they aren't sure they can check with the hospitals and doctors. If she has an estate the bills will be paid from that. He should appreciate any advice to cut down bills. It is typical for people, especially older ones, to make only themselves responsible for medical bills so they don't leave it to their families to pay. It would only take a few minutes for him to find out by calling. This just a guess on my part but I have a hard time believing someone else is going to be held liable for grandma's medical bills. If somehow that is the case, you have a difficult choice to make. If your friend does not have $2000 now is it realistic to expect in just one month he will? Will losing the $2000 cause you financial difficulties ? The chances are slim to none that you will ever get it back. If you can afford to lose it, knowing you may never give it back, then 'loan the money. If youCAN;T afford to lose the money you could tell him that the majority of your savings are tied up in CDs, or some other type investment, and that if you withdraw from them you will use a substanial amount of interest that you need or are saving for X reason. You could then offer, if you can afford it, to loan them a lessor amount , like $500 or whatefer you deide. In the end I'm sure you will do what's right for you. If you have a special purpose for the money you are saving, I think your friend should be told what it is and how sorry you are you can't help him. If he's truly your friend he will understand. As someone else has already said, don't ever tell anyone how much money you have. |
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TJeffery
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i agree, lend him the money. |
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Parveen N
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yes |
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