 I have recently become widowed and my late husband had a loan in his name only unsecured.? |
he left £800 in his bank account and the mortgage was paid off with
our life cover we had. The lenders are trying to find a way of using
the equity in my house to pay the loan back, I have ... |
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 When you die can you give all of your assets to one person and your debts to another? |
| Example Like all money in bank account, all stocks, all bonds, all material things to parents. All credit Debt, medical bills, house mortgage to ex-wife. Or do debts have to be paid before any ... |
|
 Poll: People 25+ who live in HOMES (not apartments) how much credit card debt do you have? |
I'm asking this just because I would like to know with our crap economy if every other home owner who has always been responsible with money is now HURTING in credit card debt.
T... |
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 I have a lot of birthday money left, What should I spend it on? |
I like to save a lot but I dont want to use it for like going to the cinema or something,
My previous question was I need a hobby and I thought of gardening, But I dont know
Any ... |
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 How could i earn money? |
Additional Details
what kind of jobs could i do at my age?... |
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 Ok, I got fired, I didn't understand about my 401K, now it rolled over *?*, and I WANT MY MONEY!!! WHERE IS IT |
I received a letter saying a made a good choice! I didn't even know I made a choice. How can I get my 401k cash? are there penalties?
I don't care if there are, I just want my ... |
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 My Job has no 401k benefits, what should I do? |
| Its a small business it has about 75 workers. Ive been working here for almost 2 years and no 401k program introduced yet.... |
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 Who can help me with an serious online business. I need an extra income.? |
| Please not spam. There must be free type at home businees. I hardly need at home job. Please help.... |
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 If I write For Deposit Only will the bank let me deposit my boyfriends paycheck? |
And should I also include the acct. # on there?
Additional Details
It's his paycheck going into his acct but he's out of town and needs the money in there so he can use his atm ... |
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 Who should I trust when it comes to auto insurance? |
| I am looking for Auto Insurance but want to deal a company I can trust.... |
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| Easy way 13 year old can make money fast? |
Whats a quick way an average 13 year old can make money really quick, like within a week or 2, other than mowing the lawn and chores?
Thanks
Additional Details
Some of my ... |
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 How can I earn some money? |
| My dad won't let me get a job, but I need to earn money so I can go on a trip to Memphis, Tenneessee with my highschool band. I don't have very much time and I need $225. I have until D... |
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 I lent my boyfreind money and want to make sure he repays it.? |
| What can I do to make sure my boyfreind repays me? What will hold up in court if we break up. I am getting a loan to pay of my credit cards which I bought my freinds motor cycle with and some of ... |
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 How much money are you able to save every month? |
| and what style of life do you have? What do you spend money on mainly?... |
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 Can some explain this banking procedure? |
| on sunday I bought at item with my debit card, it had been put on the wrong label and charged my acct 548.00. it was TOO much, so I returned it, the teller credited my card, and I bought a similiar ... |
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JOHANN L | What should I do to encourage myself to save cash for the rainy days? |
I ADMIT THAT I'VE NO COURAGE TO SAVE CASH |
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track702002
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Like with the first answer, open a savings account that is linked to your regular everyday account, some banks have online only access to some accounts and they are great for not having easy access to them while your out. Try online banking, when you are paying your bills, consider this new account as a bill and pay a certain amount into it each week/fortnight/month.
Also, take a good look at some of the older homeless people, think about where you would end up if you lost everything, and didnt put away for a rainy day |
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Hard Crowbar
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take money out of your paycheck and act like you do not have it.
Then when all else fails, and you have to have some $$ NOW, then you have an amount that you have saved up.
Make sure to keep enough for about 1 month of the basics... minimum. If you use it, replenish it. |
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oatie
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I would vacation during the mansoon season - this is a serious answer because then one gets in touch with rainy days and that special dynamic that they bring (not everyone is a "rainy day person"). |
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sssoulchild
 |
obviously u have never had ur car break down unexpectedly or bill or something that needed to be paid that u may not have budgeted for.. if u have kids u definetley need cash on hand at all times... |
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phoenixheat
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Open a savings account. When you pay bills, pay that account first, just like it's a bill. You will be surprised how fast it will grow. |
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Joyce
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try putting 10% of whatever you earn away...it grows really quickly...to prevent urself from using the money..perhaps u can put it into a savings account where they give u slightly more interest if u dun make any withdrawals.. :)
it helped me alot and i earned around $4000 gross in part time jobs last year and saved nearly $2000!! I'm not sure where the money came from too!! :P |
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»»» seagull «««
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Invest now in companies manufacturing umbrellas, mackintoshes, wellington boots and galoshes.
When the rainy day comes along, sell the holdings and you will immediately make a good profit.
However, do not go outside in the rain. You may develop pneumonia resulting in death. It would be a shame after all that hard work for you not to benefit from your endeavours. |
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dogstyle
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first get direct deposit from your job. then set up a rainy day savings account at your bank. set aside a portion of check every pay period that doesnt show up at the atm. after a while you wint even miss it. |
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churchonthewayseniors
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play a little game with yourself
knowing that you should save money for a rainy day, but just can not do it
play this reality game
the next pay check that you get, do not cash it, stick it in a drawer for safe keeping... the only money you can spend is what you have in your wallet and what you have in your bank account..
try to pay bills, groceries, rent, gas and credit bills... i bet that very soon, you will run out of money............no cheating and cashing the check, no borrowing from family or friends, ok you can check the cushions on your couch, and change in the bottom of your purse or in your car..... now this is your rainy day and no money.
[really do this] and then you will see that money for a rainy day is a good thing.....
so make a budget like the following:
rent
utilities
phone
cell phone
car payt
gas
insurance
groceries
houshold expenses[supplies]
personal products
savings account [consider this a bill] even if it is $10 per paycheck
credit cards [spend carefully
now you have started a fund for rainy days |
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shoblya
 |
Do you have some friend who works in life insurance corporation, post or bank, if you do then ask them to open an account for you and if they're working on commission basis, they will come to you in the beginning of every month and you can pay up as you don't want your friends to think that you cannot do such trivial things as paying your monthly dues. |
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Sidoney
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Make your bank do it for you. If you can't seem to put away, (I can't and no matter how much sh** you get on this site, most people can't) if your bank will do electronic transfers (and if they don't change banks) have them transfer any amount (start with $25.00) per month or pay period from your checking into a savings account that needs TWO signatures to get it out. The two signatures is to protect you from yourself, but don't have the 2nd signature be a spouse. Choose a best friend a sister something like that (that way if something ever goes south in your marraige, the money is still yours and you don'y have to ask permission for it.) You probably won't notice $25.00 per month so much but that will be $300. a year plus interest or however much you decide...whatever you decide to do, see how it impacts your finances, then take a little more out. Make a goal that by the and of a year of doing this you'll double the amount. Seriously, I'm talking a couple cups of coffee from Starbucks a week. It's hard and it seems like nothing is nothing, but my best friend wanted me to do this when my husband and I started having problems, (she was talking about $250.00 a month) and had I done it, I would have had $30,000 by the time my husband left me! (plus interest) and that would have not been nothing! |
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