A Bank Question..PLEASE HELP ME? |
| I been hearing folks saying they taking they money out there bank all day now I'm so lost & confused trying to think should I take mines out as well or not I don't know whats going on ... |
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Can anyone think of some QUICK ways to make money? |
| I need to find about £300 really fast. I am 21 year old student and don't work. I am doing a carboot tomorrow, an am selling virtually everything I own! But it won't make much. I'm ... |
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What will happen if you refuse to pay a bill that you cant afford to pay.? |
my daughter owes £2000 for water rates. she cant possibly pay it. Additional Details when i say she cant pay it, i mean she cant pay it. there is no option to pay x amount unless its <... |
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What is the one thing you can afford but unwilling to pay for it? |
| i mean an expensive purchase or round-the-world tour... monetarily...... |
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To those of you who want to become multimillionaires? |
| Are you really willing to risk your entire future to get there?... |
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Does anyone know how to make a monthly income about $ 500.00 or more on the internet? |
| I have a little money (a few hundred dollars-not much) to invest and I would like to make some regular monthly income on the internet.Please help me choose a legitimate way/or program to work with.T... |
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Is there a legal way to get bill collectors to stop calling by phone? |
| I've heard that if I ask a bill collector (collection agency) not to call me by phone that they have to obey and not call me again. Is this true? I have a really nasty collector that calls EVERY... |
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Can I use my Bank of America debit card to withdraw money from any ATM? |
Like can I use it to withdraw money from another banks ATM?
Also, if I am traveling to Europe, can I use it there as well? Has anyone had similar experiences?... |
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I dont mean to brag but what should i do? |
| i have 1000$ and i am 14 i cant buy a car and i have an ipod with like every thing (radio, 42 hour battey, 3 splitters, speekers, case ) what should i do with ... |
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Please I need Advise, because my sister wants a loan from me for $3,000 to get the job abroad... ? |
| the problem is she just wants to have a contract that basically says, She owes me $3,000 and if She can't pay me within 1 year I can have her house that I have to pay installment to her for ... |
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Money orders? |
| my husband is working out of town and needs to send his check to me. he has to cash it to get his per diem money, and send me the rest. If h sends a money order, how do you cash it?... |
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Is this wrong? Is this considered stealing? |
| Okay so my brother always asks my mom to keep his money in her room somewhere so he doesn't lose it. a couple months back, my mom couldn't find the 70 dollars (my brother's money) she ... |
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What is considered "successful?" I live in the US, make less than $10,000 a year, and I live comfortably so ? |
| I just retired at age 37 after working in a factory for 20 years. I get a pension equal to $35 for every year of service that I worked ($700/mo). My15 yr mortgage will be paid off in 2011 and with ... |
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How to make money? |
| im 13 and i need to make money. yes i need to. i owe my mom. and i want to buy a kings dominion season pass. i know money doesnt grow on trees, expecially in my family, so i told my mom that id make ... |
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Mr. Darko | What should I do with my money? |
Im a 27 year old working male making 35,000 a year as an independent contractor (meaning I don’t work for a company that has any type of retirement program). In the last two years since I've finished school Ive saved up $11,000. What should I do with this money in order to grow the money for future investments (like a house) and retirement. I've talked to several banks and I've gotten different feed back. Some of the things they have told me to put my money in were Roth IRAs, CDs, The stock market, etc. What do you think is the best thing to do with my money? |
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SolidAudio
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If you like savings, but you don't want to put it in the stock market go with a A CD from your local bank...that will probably give you the best rate of return. An IRA is good, but unless the IRA is in mutual funds or stocks, you aren't going to get a good return on your money...best of luck!!! |
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Steph
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Property.
You must secure your future with a risk free investment.
keep on saving till you have enough for a deposit and get yourself an investment property.
It will appreciate in value, you can't lose.
Furthermore, in the future you can use it as collateral for your next purchase.
You are still young , you never know how much you can achieve. |
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melubinski
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Do what I did- I saved in a Roth Ira during college, (T Rowe Price, ) in a no-load (no up front costs), no mimimum investment account if you set up automatic withdrawals. Roth Ira proceeds can be taken out without penalties before retirement age for the purpose of buying a house, if the money has been in there for at least five years. You can set this up by yourself, online, for free initially. Don't get suckered into buying anything from people who make a commission; they are not your friend. If you pay x% of your contributions towards their commission, you'll have to make that much just to break even. I had a nice chunk of change for my downpayment, and now I started a new account for my actual retirement. |
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Simon C
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Seek Advace from an independent Financial Advisor, who doesn't work for the big banks, or receive commission. That way, he/she will give you unbiased advice on how to save / invest more. |
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straight lace lady
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I am very much conservative person. If i am in your shoes, I'd rather put it in a time deposit, wherein it will earn interest. Try to make sure, you've got the right bank to put it in. A house is not an investment,a certain lot in a country is the best one too. But for now, Just save it in a bank as a time deposit first. and let it grow..Maybe that's the best answer to your question... |
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Kevin C
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First, I would pay off any debt you have. Car loans, student loans, etc. Then I would save 3-6 months expenses in a liquid account (money market or savings account) as an emergency fund. Don't know your situation, but independent contractory doesn't sound like the most stable of positions, so I would lean towards six months. By stable, I mean that the amount you make in any given period could fluctuate alot, not that you might be out of work soon. The point of this money is not to make a lot of interest, just to be safe and to pay for rent/food/utilities in case something happens like you can't work or whatever contracts you work on stop coming in. It is also to pay for unexpected emergencies like your car breaking down or your water heater breaking.
After that, you start investing whatevers left of that 11k plus 15% of your income in a roth IRA. Look for good mutual funds with a low expense ratio and a long and solid history.
I would also recommend the book "The Total Money Makeover" by Dave Ramsey. I recommend it to everyone because it changed my financial life. It is not a get-rich-quick scheme. It involves common sense and hard work. But you don't sound like the kind of person who would be averse to hard work |
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Spork
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I've put some of my savings into high interest bonds for five years and several in Icas.
I stayed away from the stock market at risk of losing money. |
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ask
 |
now the prevailing situations of stock market is not safe to invest in,so it would be better for u to utilize in IRAs,CDs, but before doing anything u must analyse them properly. |
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ochoai_3
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JUST FIND A HIGH YEILD SAVING ACCOUNT. THAT WOULD BE THE BEST. I MEAN IF YOU PUT YOUR MONEY TO BE TOUCHED BY OTHERS JUDGEMENTS AND THE WORLD MARKET, YOUR BOUND TO LOOSE YOUR MONEY. DONT RISK IT, AND KEEP ALL OF IT. GOOD LUCK KID |
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Ron Berue
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You could go back to school and add to your education.
Once you have that additional knowledge, no one can ever take it away.
Using that money for your education will reduce the stress on yourself and your family.
Get the education AND apply that added knowledge to your career and to life, in general.
Because you have that additiopnal knowledge, there is a possbility you could charge more for your services.
AND you'll be a much stronger candidate for other loans such as mortgages or personal loans.
Thanks for asking your Q! I enjoyed answering it
VTY,
Ron Berue
Yes, that is my real last name! |
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teddybearluver05
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find out which ones have a fixed rate and then between them put it in the one with the highest rate. if that happens to be a cd, then when that cd matures look around some more to see what the highest fixed rate is again. don't use savings accounts and things such as that because you may have a good rate to start with (like 4% apy) but the banks can change the rates whenever and you can end up with 1% or less at the way the economy is now. also since you are young i think you should be able to spend some of it on frivolous things. just remember, you can't take your money with you when you die, so you have to live a little while you are here. |
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sycamore2011
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the stock market is risky but its going to pay off
id go w/ that |
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Frank
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I would suggest the stock market but its very unstable right know, making if you put it in a high interest savings account it'll grow good luck |
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Francesca M
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if i were u i knowur young but i wouldn't put it in an account and when u get older put in pention |
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