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 The meaning of Christmas!!!?
why is it so stressfull peeple filling their baskets like its the end of the world honestly everything my son wants is out of stock and i just think its a disgrace what about baby jesus???all i want ...


 Bank Statements?
When is it the right time to get rid of old banks statements??
Ive found some back to 2001 - should i get rid of them??...


 What is the best way to earn money online, on internet?
If I do the affiliate program for casinos. Do you think can I earn enough money? What can I do to make money? Help me out please....


 Easy way to earn money?
...


 I'M 16 AND I NEED YOUR HELP WITH MONEY ISSUES!?
okay i'm 16 years old as i already covered. and my mom thinks i have been getting out of hand with spending her money, she gives me her debit card and i can pretty much use it whenever i want, ...


 Can I sign a check made out to me and give to somone else to deposit in their bank account?
I have a check that is made out to me. Is it possible for me to endorse it and give to a friend to deposit in to his account? I owe my friend money and I figured I can endorse the check and give it ...


 Im 14 and i need help on where to find a job or get money fast to help out my fam.?
...


 How can you change up euro coins into uk pounds?
...


 How do i save money?
I thinking about saving money. i would i be able to pull that off?
i dislike with drawwning from saving. plesae tell me. how do i save money?...


 IS A MAESTRO CARD A DEBIT CARd?
...


 I dont have any money...?
but i really need some new clothes
obviously i cant buy that much im on a VERY limited budget
someone help
Additional Details
ok im from the UK so i don't really wana get ...


 I have an extra $10,000. How should I spend it?
...


 Who can help me to make money?
...


 Im 15, i currently earn £500 a month, should i save this up for a car or have some fun while im still young?
This is a serious question, my mates keep saying "save up for a car" but i want to hear some other opinions first....


 How much money do African Americans spend each week?

Additional Details
OK let me explain myself Sorry i didn't do that. I am in college. I am Hispanic and I decided to take African History to learn more about this culture. The dumb ...


 15 year old bank?
I have a bank account, but i was wondering can i (a 15 year old) get a bank card so i can buy stuff off the internet or in shops ?...


 How would you spend £40. It is roughly $80us.?
I've just been given it as a gift. not sure what to do with it. and any person who suggest charity or saving will get slapped....


 Are you happy with your annual income?
Why?

"A large income is the best recipe for happiness I ever heard of."
Jane Austen

"For me the greatest source of income is still movies. Nothing - stocks, ...


 How do you get by?
with no income for the whole year....


 What's a good way to raise 200 hundred dollars in 4 days?
I'm currenlty in a bad situation, where I can't pay my bills.
I desperately need $200, and need it in four days....



zander1331
What should a 15 year old do to be on track with finances?
Should a teen have a certain amount saved up? What should be some short and long term goals?
                     
 




T D
Rating
Depends on what your ability to gain income is. If you have an allowance - use whatever you need to have a good life, save the rest. If you can get a job (which I'm not sure you can at 15), then pick a percentage of your pay - maybe 40%, and put it in a savings account. If your goal is a car, maybe you should save a lot more, but it all depends on what you want - at 15, your goals should really be what do you want, not what do you need - parents should take care of that.


Faint
Rating
At 15 you only need enough for an ice cream cone when you want one.


cajunrescuemedic
The short and long term goals are actually up to the teen. It's better to start saving as much as you can now. That money just may come in handy........for college.


The Peoples' Answerer
Rating
Save about twenty bucks a month.

Put it all in a safe.

By the time your 50 or 60 , you'll be rich.


Dr Universe
put what you can in a bank account.
watch what you spend.


Thin Kaboudit
Any teenager (and I assume you are asking for yourself?) is already WAY ahead of the game to be asking such a question. Congratulations!

Your long-term goal should be to buy somewhere to live. If you can invest as little as $20 a week into a 'broad market' fund, you can expect a long-term return of 10-15%, giving you close to $50,000 by the time you are thirty even if you continue to invest only $20 a week even after you get a "real" job!

Your short-term goals should all be to do things you want to do for you and for those you care about.

Best wishes...


censored_4_tv
Don't build debt. Don't buy anything you can't pay off quickly. Even if you have a job, don't bet on the fact you'll still have it in a couple of weeks.
A prepaid credit card is a fantastic way to start understanding all the financial tricks. Or opening a free checking acct. You can do it with one dollar, but make sure there is no acct access fees or a $25 monthly service charge.
I started thinking about all this pretty late in the game, but I'm now established and investing. The number one thing to do, even though it is sooooo boring, always read the fine print. That way you can't be caught off guard and you'll be prepared to shoot the fine print back at them if they try to jerk you around.


Memphis Lawdog
It totally depends on the teen. If you have a job, you definitely need a bank account (sticking it in a jar under your bed does jack squat for you and it can be stolen). Most 15 year olds don't have a whole lot of expenses, so most of their money is expendable. Try opening a high yield savings account, such as ING's Orange account. They've got interest rates in the ball park of 4.5%, which is compounded monthly. It'll add up VERY quickly.


Sean H
Get a life! Don't worry about that just yet because when your an adult you have to worry about it enough!


yellowjeff
$1.95 in the bank at least!


melissa
Rating
Let's ask Bill Gates


mmbliss111
you should save up like 500 bucks and then buy stock in something you like. i know someone who got like $1000 out of it.


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