cricketwinner@sbcglobal.net
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Take sack lunches to work, make budget and stick to it, dont eat out, watch regular movies that are coming on tv versus going to theatre, and staying in and having friends over instead of going out and wasting money |
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Kiki
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1. I go to the library or buy used books instead of buying them new.
2. I buy generic products when I know they are of comparable quality to the name-brand products. We also try to buy more "staple" type items rather than the more expensive processed foods.
3. When there is a really good sale on a product, I will stock up on it if it is nonperishable.
4. We seldom go out, at least to things that cost money (movies, restaurants, bars). We do things like invite friends over for a home-cooked meal, rent movies or just watch t.v., if we feel like having drinks with friends we will buy alcohol and hang out at someone's house/apartment.
5. Even though buying pop at all is a waste of money, we are hopelessly addicted to caffeine. We buy generic pops or buy 2-liter bottles to save money.
6. I bring a packed lunch to work.
7. We drive older cars, so we don't have a car payment. We also only feel the need to have liability insurance on them since they are older anyway.
8. We try to monitor use of electricity and other utilities, doing simple things like turning lights off if no one is in the room anyway, turning the t.v. off when no one is watching it, etc.
9. We buy our computer products used at auction from the county. (They have an auction about once a year, selling off monitors, printers, etc.) We got a perfectly good laser printer for $10! |
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nido_tr3s
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I avoid buying small purchases every day that can add up. For example, I will take a can of soda from home (which at the grocery store bought in bulk costs a few cents a can) instead of spending $1.00 or more on a can out in public. I don't buy coffee from coffee houses every day, I don't go out to lunch every day, and things like that. When you take stuff from home, the savings really add up over the year. Another thing I do is save my change in a jar and spend it. You come up with like $30 a month in change, which can be saved or used for daily expenses rather than coming out of your budget. |
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joe_ballarino
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First save 10% of your income for future use, it's always better to buy things and pay them off rather than finance, except for a home. The home's interest is tax deductible.
Next, shop around, get the product number of the item and search for it online with yahoo or google. Finally, everything in life is negotiable, you just don't know until you ask. Don't be afraid to ask for a discount...
Regards,
Joe Ballarino
http://www.AmerivestRealtyofNaples.com |
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taketwo
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best do nothing that way money piles up. |
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Maggie
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buy from charity shops ,I cardi last week and everyone wants one I paid £2.00 for it it has a lable you would die for ,ga anad have a look |
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ALTS.
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I guess its the way you manage your cash.
You can buy inexpensive clothes or foodstuff in local or neighbourhood stores. Setting aside cash for your future is essential. Because you have something to fall back on when you're down and out.
However, one can get pretty bored with the inexpensive. So once in a while, probably like half a month or so, treat yourself to something that you really like (but within your means) not like buying a dozen of Louis Vuitton products!
Yes, so all the best. |
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roobies mam
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I love buy one and get one free. |
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caz483
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I keep up to date with www.moneysavingexpert.com they post offers and advice on saving money.
Carrie. |
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jean m
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I used to draw out cash all the time even if I didnt really need it. Now I pay for everything by debit card and only draw a little cash when I have none in my bag, its amazing how Ive stopped wasting my money on rubbish. |
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Amanda K
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Check the reduced items in the supermarket first
Buy in multiples - Tesco often give discounts but do not advertse the fact
Look in charity shops first |
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grumpcookie
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well i try and recycle as much as i can, make my own compost save carrier bags and stuff like that. i should do more. |
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Axl Rose
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try these links
its about london offshore finance
http://www.lofinance.blogspot.com |
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MrsMac
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Buy and cook food in bulk and freeze it. bolognaise, chilli, stew, pasta etc. Other bonus is you can just pick what you want to eat that night, and dfrost it in the micro. Minimises week day food prep time too |
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lm050254
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Years ago somebody gave me this advise "save from the top" in other words pay yourself first. I didn't follow the advise and eventually I made some money because went into business, but if you receive a salary, by all means follow the advise |
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MissSarah
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Try not to drive around... gas is expensive! |
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Franco
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Instead of saving to pay for what I borrow, I save for it before I buy. I can buy much more that way and I have no worries. I am the master of my fate. |
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vicky l
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i stay in at the weekend instead of going out if i need to save money. |
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steven.mullineaux
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get rid of wife saved a fortune |
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Strangey's Missus
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Arrange a standing order to be paid into a savings account that you can't touch for a year or something. |
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lewwis
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I wait just like you...
I make list especially when shopping so I don't over buy
I pick everything I want in the store and then sort it out so that I only buy the important stuff I have money for
I also bring my hubby to the store with me because we keep each other in check as far as spending |
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efel
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Using stairs instead of elevator! |
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Young Man
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Given up playing online poker ! |
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Bill L
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I dont , thats why I have no money ! |
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