 Living on a tight budget? |
| Me and my husband just got married and moved and now he doesnt really have a job and mine doesnt start until January. Neither of us went to college but I still have student loans from the one year I ... |
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 I can't work but do need an income. Am I entitled to any benefit that isn't means tested? |
| I've had depression for most of my life. I gave up work (in a crappy job that made me more depressed) a couple of years ago and my husband supports me. Money is getting a bit tight thanks to ... |
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 Is my bank right to do this? |
They say stores charge them when I use my bank Debit card to purchase goods, so my bank says it will charge me $0.30 each time if I use my bank Debit card at a store.
Can someone answer this? D... |
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 What's a good way for two 11 year old girls to make $400? |
my friend and i want these toataly awesome hair straighteners.
exept we are only 11!what are some odd jobs we could do and fast!... |
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 Can I use money for a student loan to buy a new car? |
| I want to know if a take out a loan in my name can i use it for a new car. If i don't want to go to college anymore?... |
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 My wife and I will be buying our first home soon. Is it better idea to use savings to completely pay off...... |
| Is it a better idea to use savings to completely pay off our credit cards, wipe out our debt, and have a smaller down payment. Or just keep the balances on our cards and save the money for a higher ... |
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 I've lost the key to my moneybox. Please help.? |
| :S.. i've lost the key to my moneybox, any ideas on what i could do to get my money from the box. There are coins and notes in it.... |
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 If someone else deposits into my savings or checking account, is it illegal for the bank to display my balance |
| I would think that by my account balance being displayed in the receipt that the bank gives would be giving away my private info. If it is illegal or wrong what can I do it I find out its happening ... |
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 Bankruptcy or repossession? |
| I have a SUV that I owe 18,000 dollars on. It only blue books for 15,000. We've been to dealerships, nobody will let us trade it in because we have no down pymt and we are upside down on the ... |
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 Is it my responsibility to help pay off parents' mortgage? |
| I recently graduated university and started working full-time. My parents still owe $50,000 in mortgage and now want me to pay off the rest of it. Both of them have jobs, with a combined income of ... |
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 How can I survive? |
| Our montly income is $2,000 and all of our debt from college and credit cards, that we used when my hubby was laid off, and other bills is coming to 1,800 per month.. just minimum payments! I have ... |
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 Help me! i have won over ten million dollars in free lotto how can i really trust them that i have won? |
| how can i trust to cive them my credit card no with all these credit card fraud these days? pls help me!... |
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Melanie | What tip has saved you the most money? |
Coupons, taking the bus, etc. Especially if you are a family of 4 or more on one income. |
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truthsentry
 |
First, when I compare my expenditures to those of my friends, the obvious savings is the fact I do not own a vehicle. Even with monthly bus passes and the occasional taxi, I spend hundreds less monthly. Second, I look over my budget almost weekly to see how things might work better. Once, I worked in a set amount of retirement/savings into my budget so it became a "necessity" like any other bill. Suddenly, my cable and cell phone stood out as nice-to-haves, not need-to-haves, so I cut them out entirely. Third, though I'm always on top of my bills, I started using auto-pay functions to ensure I would never get behind. Fourth, I started eating in and brown-bagging far more, which decimated the amount I was spending eating out. My next step is to have my bank automatically send money monthly to my investor, like a bill, so it gets done despite how busy I get. |
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kope k
 |
I bought and read a lot of books on financial literacy and when I combined the strategies and all the pieces of advice I got from the books, I realised that there is no one simple quick fix piece of financial advice but if one invests time, money and energy on how to become financially literate then one tends to save a lot of money by committing a lot less mistakes financially.
I have read all the books by Robert Kiyosaki but would recommend Rich Dad Poor Dad and The Cashflow Quadrant. From there you can invest time on the books that Robert recommends at the end of each book. I was a bit sceptical at the begging but today I own a thriving advertising agency and for fun I buy and sell houses. I used to be a bus boy and after a few hours at the library learning the secrets of money I drive my Porsche Cayenne to buy more book on financial literacy. |
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Cor
 |
1. avoid eating out.
2. if you want something fun to eat (like hamburgers, french fries, pizza, hot dogs, ice cream sundae), then buy it at the grocery store and make it at home
3. cook at home.
4. if you want to have fun, try to do outdoor, park activities during the day. Sports do not cost a thing. Sports that I enjoy include hacky sack, frizbee, running, walking, soccer, basketball, volleyball...actually, it is free to go to the beach, but really fun!
5. learn to love a few things, and stick to them (including your family). |
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klinkd2
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I always pay myself first before paying bills that way I always have some money stashed away in an emergency savings account. |
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BaFfler
|
Always have rental car coverage in your car insurance policy. This forces your insurer to move quickly to get your car back on the road. |
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seek_out_truth
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Family of 4 here - Coupons - without a doubt - we buy two sets every week |
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norcaliqt
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Here is a tip for you- don't drink and drive- I hear DUI's are ridiculously expensive these days. |
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do it movin'
 |
i bought a cheap used car that gets 38 mpg on the freeway
you can't imagine how much i've saved on just gas alone |
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Justine Kaley
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I know it's going to sound ditzy but by not touching the crispies (crispy bills but it into a cute box, piggy bank, or jar I have a space in my wallet for $5-$100 crispy bills and a cute jar that is round and brown with a cork top that says Chocolate Fund I put crispy $1's in it the junk bills I spend and by putting every single cent into a piggy bank or jar. |
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psoeffing
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I buy clothes from consignment shops and thrift stores |
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misaac2007
 |
Well I always use the coupons because they save me a whole lots of money in the grocery store. I buy the newspaper on Sundays just for the coupons. |
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