 How do I make $30 fast? |
I'm saving up for a new ipod and I am $30 short. Could someone give me any idea's on how to make $30 and dont say babysitting, mowing lawns, car wash, and selling stuff at a store.
THAN... |
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Helen J | What to do if you cannot make your truck payment, lost job,unemployment running out? |
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Mark H
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The ONLY thing you can do is call your lender and let them know your situation and see if they can work something out for you.
If you don't call, they will just come get your car and slap a repossession on your credit report which will all but destroy your credit rating and make it virtually impossible for you to get another auto loan or anything else for the next several years. |
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stan c
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If you're account is current now, request a 2 month deferment. Just tell them you need it for medical bills not covered by insurance. I heard our president may extend it another 26 weeks. Call your unemployment off and ask. Do not turn in the truck. All they need is 3 bids to get rid of it. |
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Gigi M
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Try not to stress, it gets you no where. Take action instead.
Talk to your bank, they may be able to give you a little longer. Get other employment, even if it means working in a supermarket etc.
Good luck! |
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heyitsme
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Sell your truck, take the profit and by a cheaper vehicle till you find a job.
Oh yeah, find a job! Be willing to do anything. Go to a employment agency. Go to some of the classes that unemployment teaches about resume writting. |
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sophieb
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"heyitsme" has a superb answer for you. |
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mattie
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Borrow money from a friend, get a job of some kind, let the truck go back. These are your options. |
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Vivianna
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Reaply get assitance, sell your truck if you can depending on how much you own. Some people will tell you to take a lesser job, but if the job does not meet your expenses it would be useless. Take an inventory of all your assets Sell the things you don't need to live off of e-bay and set your prices to what you value them at don't be so desprate to gradge sale stuff because you will never get your value out of your stuff.
If you have a family member that can help you out don't be afraid to ask for help it took my husband a year before he was able to find work. We kept our house and our viehical, but we were able to make it because we had a good church that would help us with food, We did work on a house that brought us extra income. If you have accsess to a computer make flyers, clean houses, pet sit do what ever you can to make money and you set your prices to what you need. Because minum wage is a joke when you can make more on your own if you are inventive enough. Freecycle also get free stuff and sell it on e-bay.
I know how hard it is to be in that situation keep your chin up and never loose hope.Brush up on your interview skills and get the job you want. Take an inventory of your skills and don't be afraid to sell your good points your an asset show a company what you can do to help them. Even though it is hard to find work it is also hard for companies to find good employees. I hope this helps you some. |
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Lynda M ♥
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You could seek consumer credit counseling. Also, see if they can extend your unemployment. You can call the lender and see if they will grant you an extension. You can donate plasma. |
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Randall Parker, MBA
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You have some choices, but you may not like any of them.
Depending on how much you owe on the truck, you may be able to work something out with your lender. This is especially easy if you are still current on your payments, and you expect this to be only a temporary setback. Ask if a forebearance is possible or if they can temporarily reduce your payments or extend your note period and recalculate a lower payment for you.
You can sell the truck, if you owe less on it than it is worth. This can enable you to not start making late payments and keep your credit from deteriorating while you try to find work. If you collect more than you owe, you might consider using that money to pay cash for a temporary vehicle to get you point-to-point until you are back on your feet again.
If you owe more than the truck is worth, you may ask your lender to take it back, but be advised that when they sell it, they will come after you for the deficiency balance. Same goes for an involuntary repossession. This will harm your credit in any event.
If you are having trouble finding work, you might decide to enroll in college. If you do not already have a Bachelor's Degree, you may qualify for student loans that will provide money for tuition, books, housing, and other costs of attendance. Federally guaranteed loans have no credit qualifications and offer very low interest rates, with repayment generally beginning six months after you stop attending college. If you can get a subsidized loan, there won't be any interest accrual until the repayment period begins.
Of course, you will have to pay these back later, but that might give you enough money to take the edge off of your truck payment.
The new education, along with assistance from the career center may also help you get a much better job in the future. Schools also have jobs available on campus for students, which can also help you, although these jobs usually pay at or near minimum wage.
I hope this information helps, and I wish you all the luck in the world in your search for a new job! |
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kmn2601
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listen to a country song backwards and you will get it all back.
Or extend your unempolyment |
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Ozark Woman
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Helen, right now the worst thing you could do is panic or beat yourself up. Millions and Millions of people are losing cars, homes, boats, due to the unstable economy. First thing I would do is call or go see your lender. Let them know the situation, perhaps you can pay just the interest on the loan until you find a job.
Another thing to consider, is downsizing to an economical auto. Trucks, tend to be gas guzzlers unless the smaller variety. You will have to rethink living expenses, auto, insurance, gas.
Try finding a job where they furnish you a vehicle, such as auto parts delivery, taxi delivery, apartment managers get vehicles and an apartment as part of their package. My husband and I managed a resort after we retired from our prison jobs. We had no expenses exept food and insurance, that worked great until the owner sold the business to foreign holding company, they dropped all perks like hot potatoes! |
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InTheDark
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I would suggest getting a job. If that fails and you have no way to have income, then you will just have to turn your car over to the company holding the title.
Hell, if you don't have a job, why would you need a car to not get there? |
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